Unfortunately fluctuating btc price can fuck ya hard, but it can also help you obviously. I take most loans in stable coin these days to prevent that mess from happening.
I think it's better to accept any popular stablecoins on the market.
A while ago, there was a manager holding BTC in escrow instead of converting it to a stablecoin. Later when he paid one of the victims of the Tomboi scam, the victim got a few thousand less because BTC dropped.
That’s why I usually suggest using stablecoins, especially for loans or escrow.
Shasan maybe lessen loan amounts to users as you seem to have been screwed out of thousands this year.
Yeah, that makes sense. It’s better to reduce loan sizes, especially when the borrower doesn't have a strong reputation, unknown user or hasn't built up a history of successful transactions with the lender.