Warning: vivekdhyani1 - Suspected Loan Scammer (Active $330 Debt)

[eternalgloom]

There are two more users on my radar now. -snip
Other one is well-respected gambler from India. Hope they stay honest with forum, considering they've both made plenty of positive contribution over the years.

It's turning out exactly as I thought.

A few days ago I mentioned that I had some more user on my suspicion list, one of them being well respected gambler from India.

This guy currently has $330 in active loan with shasan. Don't know if he has secretly taken private loan from other member too. I wouldn't  be surprised if he has taken more through inbox.

The name of this scammer/spammer/possible loan defaulter is vivekdhyani1 [DT2]

These type of user are scammer from very beginning. They have zero guilt about stealing other people's money.
They wear mask of a good guy as long as they don't get caught. The moment they get a chance, shamelessly exit scam.

He is still on the default trust list. I hope jeremypwr removes him from trust list very soon.


Anyway, what's your opinion about this guy - memehunter?

[memehunter]

Anyway, what's your opinion about this guy - memehunter?

It is between me and my lender. GTFO.

[hosemary]

I may be missing something, but I don't really understand why you posted this topic. vivekdhyani1 received a loan from Shasan and according to Shasan's post, the repayment is due on August 1.
Is there any particular reason you created this topic when there are still about two weeks until the due date?

And what does this have to do with memehunter?

[_act_]

He is still on the default trust list. I hope jeremypwr removes him from trust list very soon.

The loan date is August 1. It is clearly written by Shasan as a neutral trust feedback on vivekdhyani1 trust part of his profile. Another thing is that we have known Shasan to wait a little and later create this kind of topic if a member of this forum do not pay back his money and he is also a DT member. It will be better to let him be posting this by himself.

[hugeblack]

What makes you think that? Did you discover alt accounts, or are they using AI tools, or is it just spam, or what?

In my opinion, and without any guarantee, giving $330 as a loan to a Full Member is extremely risky.

[eternalgloom]

I may be missing something, but I don't really understand why you posted this topic.

I created this topic to warn everyone that this member currently has an active loan with shasan.
If he tries to take any loan from you outside the forum, I suggest you don't lend him anything.
We have seen many cases recently where people take loan on the forum, then secretly ask for more via telegram or inbox, and then disappear.


vivekdhyani1 - this guy was in good campaign and two weeks ago Hhampuz removed him from campaign. I haven't noticed any activity from him on the forum since then. I wouldn't be surprised if he's thinking of an exit scam with more loans.

Is there any particular reason you created this topic when there are still about two weeks until the due date?

The reason I explained above is solid. Taking a big loan and then suddenly going inactive is a serious red flag for me.

And what does this have to do with memehunter?

memehunter has also been inactive on forum for a long time now. To me it's very suspicious when someone takes a big loan and then suddenly goes inactive. Maybe swordsoffreedom can tell us what kind of deal is actually going on between them.

[Rikafip]

The reason I explained above is solid. Taking a big loan and then suddenly going inactive is a serious red flag for me.

If you checked bpip you would have seen that he has been banned, so that's the reason for his inactivity and being removed from the campaign.

Having said that, he still has until August 1st to repay the loan and let's hope he honors the deal he made with shasan.

[eternalgloom]

The loan date is August 1. It is clearly written by Shasan as a neutral trust feedback on vivekdhyani1 trust part of his profile. Another thing is that we have known Shasan to wait a little and later create this kind of topic if a member of this forum do not pay back his money and he is also a DT member. It will be better to let him be posting this by himself.

I know shasan is DT. But if we just wait for him, who can guarantee that this DT member vivekdhyani1 won't take more loans from other people and then run away?
Why should we give him more chances to scam others when this kind of thing keeps happening on the forum over and over again?

In my opinion, and without any guarantee, giving $330 as a loan to a Full Member is extremely risky.

you are right. without any guarantee giving $330 is risky. But risk is part of business.

What makes you think that? Did you discover alt accounts, or are they using AI tools, or is it just spam, or what?

probably spammer, I noticed it few days ago.

If you checked bpip you would have seen that he has been banned, so that's the reason for his inactivity and being removed from the campaign.

Then it's clear to me what's going to happen. You guys can wait if you want, but in the end this is going to be another loan default case. The best we can do right now is make sure he doesn't make any more private financial deal with others. Since he's a DT member and involved in group bets with a lot of people on forum.

Having said that, he still has until August 1st to repay the loan and let's hope he honors the deal he made with shasan.

Yeah, lets see what is waiting for us,,,

[shasan]

This post is time waste for now!!
We can't call anything scam/default before the time pass even if the time pass as after time pass a lot of legit user  who took extension and repaid the loan. Even a user may take extensions for years while the user repay loan with interest. Before creating any post like this we have to consider several things. EG:
1. The user repaying the interest or not
2. The user has proper communication or not
3. The user really faces any problems or not
4. The history of previous loans
5. Feedback on his/her profile
And many more. Better not to give punishment to anyone before proving anything though I am not sure I will get repayment or not but I do not think you are in the right point right now.

[The Cryptovator]

This guy currently has $330 in active loan with shasan. Don't know if he has secretly taken private loan from other member too. I wouldn't  be surprised if he has taken more through inbox.

The name of this scammer/spammer/possible loan defaulter is vivekdhyani1 [DT2]

These type of user are scammer from very beginning. They have zero guilt about stealing other people's money.
They wear mask of a good guy as long as they don't get caught. The moment they get a chance, shamelessly exit scam.

Anyway, what's your opinion about this guy - memehunter?

What forced you to create a reputation thread against a few users when nothing happened yet? It seems you are also a high-ranked user, and you know very well how the forum works. We may suspect a possible scammer, but we don't know how you suspected a possible loan defaulter when he has repaid previous loans and the current loans' duration hasn't expired yet.

I believe regarding loan defaulter allegations should be created by the lender. Because the lender knows very well how he should react and when. I know some people turned out to be loan defaulters, but we can't suspect them on average. Before something happens, we shouldn't be afraid and raise concern here.

[shasan]

The user has been banned so there is no way to repay the loan by the user. Please research before creating anypost like this:

Probably the loan will turn into default but yet I do not think Op did the correct thing. Op could research and could post about the ban of the user.

[JeromeTash]

I know shasan is DT. But if we just wait for him, who can guarantee that this DT member vivekdhyani1 won't take more loans from other people and then run away?
Why should we give him more chances to scam others when this kind of thing keeps happening on the forum over and over again?

It is the reason he leaves a neutral feedback on the profile with a link to details regarding an active loan. Any sensible member having new or private dealings with the member has a responsibility of reading the trust feedback and why would one lend a person who already has an outstanding loan more money?

The ban the member got may change things, but it's better to wait till the deadline for loan repayment passes. I also suggest you first PM the lender before you make such an accusation

[eternalgloom]

The user has been banned so there is no way to repay the loan by the user. Please research before creating anypost like this:

Probably the loan will turn into default but yet I do not think Op did the correct thing. Op could research and could post about the ban of the user.

I didn't notice he was banned until I saw Rikafip's post.  Thanks to Rikafip.

What was bothering me the most is why he suddenly went inactive after taking such a big loan. He also got removed from the campaign, probably because of spam posting or inactivity. In this situation, is there any guarantee that he won't try to trap someone else privately?

What forced you to create a reputation thread against a few users when nothing happened yet? It seems you are also a high-ranked user, and you know very well how the forum works. We may suspect a possible scammer, but we don't know how you suspected a possible loan defaulter when he has repaid previous loans and the current loans' duration hasn't expired yet.

I believe regarding loan defaulter allegations should be created by the lender. Because the lender knows very well how he should react and when. I know some people turned out to be loan defaulters, but we can't suspect them on average. Before something happens, we shouldn't be afraid and raise concern here.

When there are clear red flags, are we just going to sit quietly and wait for the lender to take action while the scammer uses that time to scam more people in private?

I didn't encourage anyone to give him red tag. I know very well how the reputation board works.I raised this topic so that everyone becomes aware of the situation and thinks twice before doing any private financial deals with him. At least they’ll know what’s going on.

[Texac]

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A couple of Indian technology firms are understood to be developing a more cost-effective DRS solution and are believed to have made presentations to the ICC. There could also be a few overseas companies in the fray. If the ICC Chief Executives' Committee (CEC) approves the proposed certification system, the ICC could open the door for new suppliers.

Moderators probably banned vivekdhyani1 for plagiarism.

So the chances of him getting unbanned are basically zero, I think.

[Rikafip]

Probably the loan will turn into default but yet I do not think Op did the correct thing. Op could research and could post about the ban of the user.

Out of curiosity, has it ever happened that someone who got banned from the forum (for whatever reason) decided to repay their loan to you in full?

Moderators probably banned vivekdhyani1 for plagiarism.

What a way to get banned, by plagiarising in spam megathread. 

[shasan]

Out of curiosity, has it ever happened that someone who got banned from the forum (for whatever reason) decided to repay their loan to you in full?

I have not yet faced any situation like this. But few users repaid their loans even after getting multiple negative trust and after being removed from signature campaign.
For the current situation I have contacted with vivekdhyani1 and till now he wants to repay the loan. So, I am optimistic.

[lovesmayfamilis]

Out of curiosity, has it ever happened that someone who got banned from the forum (for whatever reason) decided to repay their loan to you in full?

I have not yet faced any situation like this. But few users repaid their loans even after getting multiple negative trust and after being removed from signature campaign.
For the current situation I have contacted with vivekdhyani1 and till now he wants to repay the loan. So, I am optimistic.

In this case, I sincerely envy you, because you meet people whom you trust, and you do not lose hope and faith in them. It's really an honor; I want it to sound sincere.

But I would look at debt repayment situations from the perspective of the skeptics. Perhaps those people who repay debts and have negative reviews, not to mention those who are generally blocked, have the hope of being on the forum, and have several accounts. Otherwise, it would be difficult for me to believe in such a kind "human" attitude.

[Rikafip]

I have not yet faced any situation like this. But few users repaid their loans even after getting multiple negative trust and after being removed from signature campaign.
For the current situation I have contacted with vivekdhyani1 and till now he wants to repay the loan. So, I am optimistic.

I guess there's first time for everything, and I hope all ends well in this case.

But I would look at debt repayment situations from the perspective of the skeptics. Perhaps those people who repay debts and have negative reviews, not to mention those who are generally blocked, have the hope of being on the forum, and have several accounts.

Maybe, but just because someone got tagged or even banned from bitcointalk, doesn't necessarily mean that he is a scammer. But yeah, it makes sense to be skeptic after everything that we've seen here.

[libert19]

Moderators probably banned vivekdhyani1 for plagiarism.

What a way to get banned, by plagiarising in spam megathread.  

It was relevant news albeit copy-paste was unwarranted, and quite harsh if he's banned permanently for this? Or was it recurrent offense?

As for spam megathread, I don't like this title, thread is there for reason and users do fitting discussions, I accept there are scorecard type spammy posts but also users who post authentic content.

[Rikafip]

It was relevant news albeit copy-paste was unwarranted, and quite harsh if he's banned permanently for this? Or was it recurrent offense?

Afaik, it wasn't his only post reported for plagiarism, there were more. If it was isolated incident he probably wouldn't end up getting banned. At least not now, when forum stance towards plagiarism is more lenient than in the past.