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Author Topic: A possible source of "money problems"  (Read 179 times)
JaanusRaim (OP)
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July 28, 2026, 02:11:18 AM
 #1

I have a hypothesis that most people have financial problems because they consider wealth to be the most important thing in life and attach too much importance to it. This creates a cramp that prevents rational action.
Sometimes, such people tend to swing from one extreme to the other, claiming that wealth is not important at all. One thing is certain: very few view wealth as just one equally vital element among many others (like a single organ of the body).
To claim that wealth is the most important thing in life (or that it is not important at all) is just as foolish as claiming that the liver is the most important organ (or that the liver is not important at all)  Smiley

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July 28, 2026, 07:56:58 AM
 #2

I have a hypothesis that most people have financial problems because they consider wealth to be the most important thing in life and attach too much importance to it. This creates a cramp that prevents rational action.
Sometimes, such people tend to swing from one extreme to the other, claiming that wealth is not important at all. One thing is certain: very few view wealth as just one equally vital element among many others (like a single organ of the body).
To claim that wealth is the most important thing in life (or that it is not important at all) is just as foolish as claiming that the liver is the most important organ (or that the liver is not important at all)  Smiley


When someone makes money the only goal in life their natural logic stops working. They think that they have to earn money at any cost. What are the consequences of this? People fall into FOMO take unnecessary risks without understanding pour money into scams and even start investing blindly forgetting about the basic needs of life and the peace of their family. Because they have nothing greater than wealth.There is another group of people who after making the wrong decision and getting caught in the market or failing in life go to the opposite pole. They start saying what to do with money? Money is the main source of all suffering, mental peace is more important than money. This is also extremely stupid. Because in real life, when you need medical treatment for yourself or your family have to pay for your children's education, or think about your old age we all know how cruel the lack of money can be. In the face of scarcity, you cannot get through the day with emotional comfort.You said this beautifully. Which is the most important organ? The liver or the heart or the brain? Can life go on without one or the other? Never. Just as if one organ is damaged the whole body becomes immobile, similarly life without wealth will come to a standstill. Again if there is only money but the body is the last there is no relationship in the family there is no peace in the mind, that life is also meaningless.Money or wealth should actually be seen as a blood circulation. Just as blood itself is not an organ but acts as a fuel to keep the rest of the body's organs alive, similarly money keeps our life active and is a powerful tool to escape from danger and gain freedom over time.Wealth is not a final destination, it is just a way to live life beautifully. If you make it bigger than life, greed will come and destroy life, and if you consider it insignificant, you will have to suffer in the tug of war of real life.
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July 28, 2026, 11:28:33 AM
 #3

I have a hypothesis that most people have financial problems because they consider wealth to be the most important thing in life and attach too much importance to it. This creates a cramp that prevents rational action.
Sometimes, such people tend to swing from one extreme to the other, claiming that wealth is not important at all. One thing is certain: very few view wealth as just one equally vital element among many others (like a single organ of the body).
To claim that wealth is the most important thing in life (or that it is not important at all) is just as foolish as claiming that the liver is the most important organ (or that the liver is not important at all)  Smiley



I don't really understand what you mean, so whether wealth is important or not in your opinion. The first thing I think is wealth is one of the achievements that most people want to work or not, it is important not important I think it depends on the mindset of each person but consider it important what does it mean is a bad thing?.

Many of us work hard to earn money and it is either to survive or to become rich, but it seems like those who work hard are most likely just to survive while to achieve wealth it is not only with hard work because it must also be able to work smart even though there are some successful people say it is all achieved because of hard work but there is definitely a side of smart work that it does.
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July 28, 2026, 11:45:02 AM
 #4

To claim that wealth is the most important thing in life (or that it is not important at all) is just as foolish as claiming that the liver is the most important organ (or that the liver is not important at all) 
Being wealthy is important in so many ways and you can not fault those that see things that way because money literally runs the world. as long as the earth is concerned, money comes first before every other thing because with it, you can literally sort out all the other needs and wants. if you have money, you might not value how important money is until you are at a state of lack and discover that you are literally nothing without money.

In all your getting, ensure that you don't lack money as much as you want to also ensure that you are sound in health and mind. it is even possible to treat health challenges with money but without money, your health challenge can even become worse. even the person you marry, the place you live in, the relationship you build and how you are seen in the society can still be traced down to the relevance of money in such cases.

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July 28, 2026, 12:08:26 PM
 #5

Look, if I consider one thing, money is one of the most important assets in human life, because this money fulfills almost all your needs except physical. Even if your body parts are sick, you need this money, spending on medical treatment is one of the basic needs. But if you use this money to invest in Bitcoin, then of course people give it the utmost importance, so that their Bitcoin investment does not face any danger in the future.
When a person invests in Bitcoin with the intention of holding it in the future, it is natural that the person must follow a strategy. So you cannot blame them for giving importance to Bitcoin holding.
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July 28, 2026, 01:17:29 PM
 #6

I have a hypothesis that most people have financial problems because they consider wealth to be the most important thing in life and attach too much importance to it. This creates a cramp that prevents rational action.
Sometimes, such people tend to swing from one extreme to the other, claiming that wealth is not important at all. One thing is certain: very few view wealth as just one equally vital element among many others (like a single organ of the body).
To claim that wealth is the most important thing in life (or that it is not important at all) is just as foolish as claiming that the liver is the most important organ (or that the liver is not important at all)  Smiley


I noticed something from your write up -  you tried to put money in the place of wealth and I think that's a mistake. One thing for sure is that money is a subset of wealth, you can make money without being wealthy but once you are wealthy, you must have money, knowledge, wisdom and power. Wealth is unavoidably important to live a fulfilled life, but money can buy you bed but you need peace of mind to be able to sleep.

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July 28, 2026, 03:35:24 PM
 #7

I have a hypothesis that most people have financial problems because they consider wealth to be the most important thing in life and attach too much importance to it.


To claim that wealth is the most important thing in life (or that it is not important at all) is just as foolish as claiming that the liver is the most important organ (or that the liver is not important at all)  Smiley



Where are the data analyses or research that back up this hypothesis? I don't see any, and I also don't agree with your view. The reasons why some people have financial problems include: (1) economic challenges, (2) overspending on unnecessary things, a lack of financial management skills or financial discipline, (3) low income combined with too many responsibilities to handle, and (4) an inability to chase the bag. You know that some people have dreams and goals, but they don't have the ability or opportunity to pursue them.

Someone who considers wealth important would likely pursue their dreams and make sure they create wealth for themselves. So, I don't think the reason most people have financial problems is because they consider wealth the most important thing. The problem is usually the individual circumstances and, sometimes, the challenges surrounding them.

For example, a wealthy person can own assets that generate income for them without having to constantly work for it. If they had never considered wealth important, they might not have acquired those assets and would instead need to work their entire lives living paycheck to paycheck.

The last example you gave is kinda weird, I don't personally see any reason not to consider wealth as a very important thing, why do I even have to consider it less important when I won't remain young for ever, a time will come when I would have to retire and live on the assets I have acquired.

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July 28, 2026, 03:59:41 PM
 #8

I have a hypothesis that most people have financial problems because they consider wealth to be the most important thing in life and attach too much importance to it. This creates a cramp that prevents rational action.
Sometimes, such people tend to swing from one extreme to the other, claiming that wealth is not important at all. One thing is certain: very few view wealth as just one equally vital element among many others (like a single organ of the body).
To claim that wealth is the most important thing in life (or that it is not important at all) is just as foolish as claiming that the liver is the most important organ (or that the liver is not important at all)  Smiley


We say that after God, money comes next. That's exactly what millions of people worship and strive hard for, morning and night, to make sure they get it. It would be unfortunate if any of us lived all our days on earth and remained broke all through. God forbids!!

One who is poor will give the narration that money is not important, whereas it is money they work hard for, to take care of themselves and their families. If I am not mistaken, with money in someone's pocket, they can confidently solve many of their problems that will arise. As many people would have it, money is a shield to them

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July 28, 2026, 04:38:24 PM
 #9

I'm not sure what the OP is getting at or that I dont understand the point.

I have a hypothesis that most people have financial problems because they consider wealth to be the most important thing in life and attach too much importance to it.

People with money problems generally over extend their spending and/or their borrowing.
Meaning they spend all or more then they earn and have to borrow to compensate then
struggle to pay back the loan . . . because they prioritise spending over saving and/or paying
back the loan, it can generally turn into a vicious circle.

There are a occasions where people in financial trouble cannot access low or normal interest
rate loans and resort to high interest rate loans which compounds their issues over time.

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July 28, 2026, 07:22:35 PM
 #10

I have a hypothesis that most people have financial problems because they consider wealth to be the most important thing in life and attach too much importance to it. This creates a cramp that prevents rational action.
If you don't want to be wealthy, that is completely on you, me and many others takes wealth to be among the best achievement in life, having money is not enough if one can make good riches, i won't settle for an average living while wealth can be made.

Money shouldn't lead you to do evil, aside that point, everything else should be included. Wealth gives you prestige, wealth puts you in a position of 1 out of a million, wealth is what most people chase throughout their stay on earth, and you think it is not of great importance, money contributes to about 90% of our daily prayers, what happens to having it in excess.

R


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July 28, 2026, 07:56:24 PM
 #11

This topic is not exactly on the speculation board.

If you don't want to be wealthy, that is completely on you, me and many others takes wealth to be among the best achievement in life, having money is not enough if one can make good riches, i won't settle for an average living while wealth can be made.
Who doesn't want to be rich? With rich you can be considered a successful person, in the view of many people, appreciated, even respected... set even though you are already rich you still continue to want to add to it? Man has no sense of satisfaction.

Money shouldn't lead you to do evil, aside that point, everything else should be included. Wealth gives you prestige, wealth puts you in a position of 1 out of a million, wealth is what most people chase throughout their stay on earth, and you think it is not of great importance, money contributes to about 90% of our daily prayers, what happens to having it in excess.
You can do evil and good, depending on how you control it, yeah... wealth race number 1, you can see Elon Musk he continues to add to his wealth. His wealth is equivalent to the GDP of several countries.

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Today at 02:49:03 AM
 #12

I have a hypothesis that most people have financial problems because they consider wealth to be the most important thing in life and attach too much importance to it. This creates a cramp that prevents rational action.
Sometimes, such people tend to swing from one extreme to the other, claiming that wealth is not important at all. One thing is certain: very few view wealth as just one equally vital element among many others (like a single organ of the body).
To claim that wealth is the most important thing in life (or that it is not important at all) is just as foolish as claiming that the liver is the most important organ (or that the liver is not important at all)  Smiley



I don't really understand what you mean, so whether wealth is important or not in your opinion.

Wealth is important among many other things. Not less. Not more.
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Today at 04:35:07 AM
 #13

I have a hypothesis that most people have financial problems because they consider wealth to be the most important thing in life and attach too much importance to it. This creates a cramp that prevents rational action.
Sometimes, such people tend to swing from one extreme to the other, claiming that wealth is not important at all. One thing is certain: very few view wealth as just one equally vital element among many others (like a single organ of the body).
To claim that wealth is the most important thing in life (or that it is not important at all) is just as foolish as claiming that the liver is the most important organ (or that the liver is not important at all)  Smiley

This is very easy to understand. If you have lived a life of financial hardship in the past, money will seem to you to be the most desirable thing. A rich person may have a lot of money and wealth, but if he is not mentally happy, he will value this "happy life" more.

A person cannot buy a "happy life" with a lot of money. Many people cannot live a happy life by giving importance to earning a lot of money.

Wealth is important for life, but happiness cannot be achieved without this wealth, but money is not the root of all happiness. To live a happy and prosperous life, you have to be disciplined and controlled.

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Today at 07:19:26 AM
 #14

As I get older, I realize that health is the most important thing in life. Yet, if you have wealth, it can be fixed too.

So, both are very important, and the "money problem" will be gone when we have wealth. It could mean less stress and will result in better health. I think it's preserving the wealth that can become a serious problem. Many people tend to cling to their wealth, and as soon as they get broke, they tend to get heavily stressed.
That's why I think those who lived in a poor environment and sought wealth don't have a lot of money issues. They already lived the poor life; what more can hurt them?

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Stalker22
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Today at 07:38:49 AM
 #15

~
Wealth is important among many other things. Not less. Not more.

Thats nonsense.  Like most things in life, it depends on your perspective.

Imagine you were diagnosed with a terminal illness and fighting for your life, is your wealth really worth as much as your health?

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Dave1
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Today at 08:57:57 AM
 #16

I have a hypothesis that most people have financial problems because they consider wealth to be the most important thing in life and attach too much importance to it. This creates a cramp that prevents rational action.

Or being too obsessed with it, turns out that you are pushing it away because you attract the negative thing surround it which is "lack" of it. That's why for others, it's better to just look at money as most important thing, but you don't need to have lock in it your mind everything.

At least that's one of my guru's teach me, there are so much wealth in the world that everyone can tap into it. And that you shouldn't worry about it, it will be like a magic that will come to you if you are not going to be like fixated on it. Just let it come to you naturally and believed it, it will when you least expected.


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qurbanshah02
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Today at 09:46:08 AM
 #17

I have a hypothesis that most people have financial problems because they consider wealth to be the most important thing in life and attach too much importance to it. This creates a cramp that prevents rational action.

Or being too obsessed with it, turns out that you are pushing it away because you attract the negative thing surround it which is "lack" of it. That's why for others, it's better to just look at money as most important thing, but you don't need to have lock in it your mind everything.

At least that's one of my guru's teach me, there are so much wealth in the world that everyone can tap into it. And that you shouldn't worry about it, it will be like a magic that will come to you if you are not going to be like fixated on it. Just let it come to you naturally and believed it, it will when you least expected.

Everyone has negative and positive things because we cannot live our lives in a neutral way because if we do not burden ourselves too much then we will need at least money and if we think of living a life to indulge ourselves then we need a lot of money. Actually this is an overthinker who takes negative things upon himself due to which he lacks money or lacks self-improvement. This has been discussed depending on each country and your guru has given a very good example if you live wherever you are you will get money but its value will be different. If we put money on ourselves then it will rain on us that much so we have to understand it according to our needs and take advantage of it. Money does not come from a tree it is earned by our hard work and thinking so we should be wise and take its needs.

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Today at 10:40:56 AM
 #18

No surprise if most people consider wealth to be the most important thing in life. They can use the money for many things and not worry with any urgent situation. But wealth is not the only important thing. If you wealth but not healthy, you can't use the money for many things. Wealth helps you to survive than others so you will not get a problem but if you consider that wealth is the most important, you might reconsider and thinks that health is also important.

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