Loan Defaulted [goaldigger]

[shasan]

What happened:: Loan Defaulted

Scammers Profile Link: https://bitcointalk.org/index.php?action=profile;u=1181447
Reference Link: https://bitcointalk.org/index.php?topic=5030169.msg63916075#msg63916075
Amount Scammed:  104$
Payment Method: USDT
Additional Notes: I have tried to contact with the user but not responded till now, Also the user is offline. If anyone can find out the alternative account (if any) that will be appreciate. The purpose of creating the accusation to know the alternative accounts sothat they may not be able to scam from alternative accounts.
Flag: https://bitcointalk.org/index.php?action=trust;flag=3563

[shasan]

Reserve

[mirakal]

That’s actually a good initiative, especially since the borrower may no longer be able to pay. Their last activity was in 2024, so there’s a chance the account has already been abandoned.

By the way, bro @shasan, maybe be more careful with lending these days while the signature ban is ongoing. Even borrowers who currently have campaigns can suddenly get banned for six months or even a year. Once that happens, they may lose their main source of forum income and struggle to repay the loan. So having an active campaign is no longer enough assurance by itself, the risk is higher now.

[AHOYBRAUSE]

Shasan if I was you I would do those things much quicker, especially when people might still be in a sig campaign.
I would give them a "grace period" of like 1 month and if there is still 0 reply and 0 (at least small) payment I would still create these threads.
I know it's a pain in the ass but that MIGHT safe you from more losses. These people are seriously worthless. Sorry for your loss, thankfully it's not that big right? Nevertheless, it's money.

Flag supported.

[Free Market Capitalist]

Their last activity was in 2024, so there’s a chance the account has already been abandoned.

There is a chance? Lol.

Shasan if I was you I would do those things much quicker, especially when people might still be in a sig campaign.
I would give them a "grace period" of like 1 month and if there is still 0 reply and 0 (at least small) payment I would still create these threads.

I just don't see the point in waiting a year and a half. Especially not for $104. I haven't supported the flag because I think that with the red tag from shasan and the flag already active, there is not much more needed at this point for an account that was last active on December 04, 2024.

[jeremypwr]

Yeah sorry to say this but he is long gone and so is your 104$
Not being active for almost 20 months makes me wonder why you waited so long to start this thread

[Russlenat]

Yeah sorry to say this but he is long gone and so is your 104$
Not being active for almost 20 months makes me wonder why you waited so long to start this thread

This is the main reason...

If anyone can find out the alternative account (if any) that will be appreciate. The purpose of creating the accusation to know the alternative accounts sothat they may not be able to scam from alternative accounts.
Flag: https://bitcointalk.org/index.php?action=trust;flag=3563

[jeremypwr]

Yeah sorry to say this but he is long gone and so is your 104$
Not being active for almost 20 months makes me wonder why you waited so long to start this thread

This is the main reason...

If anyone can find out the alternative account (if any) that will be appreciate. The purpose of creating the accusation to know the alternative accounts sothat they may not be able to scam from alternative accounts.
Flag: https://bitcointalk.org/index.php?action=trust;flag=3563

Yeah obviously I underrated that part
But to think waiting 20 months is a good idea is where I am confused (I'm checking out of this thread so no need to quote me going forward)

[Russlenat]

For Justice...

Maybe by now he already accepted that the loan will probably never be recovered, so exposing the alt account is the only thing left he can do. At least the borrower cannot just abandon one account and continue using another like nothing happened.

[Stalker22]

For Justice...
~

I still dont think that answers @jeremypwr's question, and Im curious too.  Pretty sure he is not asking why shasan started the thread, but why he waited so damn long to do it.

[Russlenat]

For Justice...
~

I still dont think that answers @jeremypwr's question, and Im curious too.  Pretty sure he is not asking why shasan started the thread, but why he waited so damn long to do it.

Based on what I’ve observed, shasan doesn’t seem to open scam accusations for every borrower who defaults or disappears. IIRC, he only started doing that more often around 2025.

So maybe he had already moved on from that unpaid loan from 2024. But later he noticed how common alt accounts are, and tagging the connected account may be the only way to get some kind of justice.

At least two accounts would be affected over the same unpaid amount, which gives the loss a bit more consequence.

Still, that’s only my speculation. Shasan himself can give the real reason.

[hosemary]

If anyone can find out the alternative account (if any) that will be appreciate.

The user owns at least four accounts.

• goaldigger
• Johnyz
• crzy
• samcrypto

Proof:

goaldigger, Johnyz, crzy and samcrypto all sent funds to 3MAKgGphHQKY5zykCJyH6jb2M68eRcJNsH which is a deposit address on a custodial service.

goaldigger sent funds from bc1quzqr2sf09d4840yl68v694e9yupjxc7v36rnwk in this transaction, Johnyz sent funds from bc1q2d0nu5dya2x963mzn3l4hqurhkmtl4wv4fqcek in this transaction, crzy sent funds from bc1q94fzl2e920xe8eepq3m2m7qx4khszt0ahshhy7 in this transaction, and samcrypto sent funds from bc1q4xpngfl49vy5e9x2rfr7eqzvcc96asge0m84js in this transaction.

Btc Address: bc1quzqr2sf09d4840yl68v694e9yupjxc7v36rnwk

Btc Address: bc1q2d0nu5dya2x963mzn3l4hqurhkmtl4wv4fqcek

SegWit (preferably bech32) BTC Address for Payouts: bc1q94fzl2e920xe8eepq3m2m7qx4khszt0ahshhy7

SegWit BTC Address: bc1q4xpngfl49vy5e9x2rfr7eqzvcc96asge0m84js

[hugeblack]

It might be better to create a thread in the reputation section with a list of all accounts that have defaulted on their loans. This would make tracking easier than creating individual threads for each case.

You'll undoubtedly find more accounts; someone who steals $100 will do anything to steal more.

[Swordsoffreedom]

The user owns at least four accounts.

• goaldigger
• Johnyz
• crzy
• samcrypto

I see they all have loan relationship with DarkStar_ too. I doubt if he paid those loans at all.

Although all the IDs are now inactive, however these accounts should also be tagged.
They may become active in future and default again.
I would also suggest to make post on Reputation Board's Known Alts of any-one thread about this person's multi-account.

[examplens]

By the way, bro @shasan, maybe be more careful with lending these days while the signature ban is ongoing. Even borrowers who currently have campaigns can suddenly get banned for six months or even a year. Once that happens, they may lose their main source of forum income and struggle to repay the loan. So having an active campaign is no longer enough assurance by itself, the risk is higher now.

This is actually very good advice (if it's not too late). Some accounts will remain without a signature income for a long period of time and will not have any interest in continuing to keep the account active.

@shasan, I would recommend at least checking through the tool https://postflayer.onrender.com/ where you can see if any member is at risk of a signature ban.

[logfiles]

The user owns at least four accounts.

• goaldigger
• Johnyz
• crzy
• samcrypto

I see they all have loan relationship with DarkStar_ too. I doubt if he paid those loans at all.

Although all the IDs are now inactive, however these accounts should also be tagged.
They may become active in future and default again.
I would also suggest to make post on Reputation Board's Known Alts of any-one thread about this person's multi-account.

It's a good find by @hosemary. I am more than certain they never paid back the loans and took advantage when DarKStar_ left the forum. I am tagging all the accounts involved on the basis that they have past unpaid loans and are also linked to goaldigger who has been reported as a loan defaulter.

Trust flags
1. Johnyz - https://bitcointalk.org/index.php?action=trust;flag=3564
2. crzy - https://bitcointalk.org/index.php?action=trust;flag=3565
3. samcrypto - https://bitcointalk.org/index.php?action=trust;flag=3566

[dkbit98]

Flag supported.
It sucks for shasan to be in this position again and again.
Maybe we need to do something about loan defaulters in similar way like we are dealing with signature bans.

[jeremypwr]

Flag supported.
It sucks for shasan to be in this position again and again.
Maybe we need to do something about loan defaulters in similar way like we are dealing with signature bans.

I mean it sort of comes with the territory
Loan sharking is a risky business and if it wasn't there would be more loan sharks around

[yahoo62278]

I would rather see a flag made and a user tagged once the loan is in default and communication has ceased. Shit happens and people might be late here n there but if they aren't communicating, then there's no reason to let the account stay active any longer without a tag. Warning needs to come much sooner than 20 months. What if that user is contacting people in private for loans and you could have made that an issue for them? Cmon shasan, do better.

[Zwei]

I would rather see a flag made and a user tagged once the loan is in default and communication has ceased. Shit happens and people might be late here n there but if they aren't communicating, then there's no reason to let the account stay active any longer without a tag. Warning needs to come much sooner than 20 months. What if that user is contacting people in private for loans and you could have made that an issue for them? Cmon shasan, do better.

he is also kinda shooting himself in the foot by not doing that. i reckon there is at least one group of farm accounts that used/still using his loans as an exit scam backup plan.
if he shared all the accounts that defaul as soon as it happens, a lot of connected accounts would have got exposed sooner, and it could have saved him some money.

Loan sharking is a risky business and if it wasn't there would be more loan sharks around

not to mention doing this online with crypto doesn't come with the IRL benefit of being able to harass people until they pay back.