If you take a look at the Zeto website, they are very transparent about this information, which I liked the most from a new startup.
That's true; everything is straightforward, and all the instructions on the process are easy to follow; even a newbie can do this,
I have finished my second transaction.
I have a hard time finding a maker because of the low amount that I'm transacting, but this is a test and to inform how the transaction works, so next time I'll go for much higher transactions from 0.0009 to 0.003,
On this transaction, the process takes 30 minutes