Was easy times money everywhere and not much skills required to get money just needed to make sure you can go to usa canada or uk specially uk was phaved with gold.
When the rate of competition is low, life becomes much easier and things in generally is not too difficult. that was the case with how things worked in the past but at present, you can not really expect that what was obtainable in the past will still be obtainable in this present day society.
We are living in a time that if you want anything and before you can not even get anything, you have to earn it. if you are not ready to earn things, then you generally don't have a place in todays society. traveling to certain countries now is almost impossible because of travel ban and visa rejection that is almost becoming a norm. what this calls for is basically a situation where every country take retrospect of themselves and build the right system that makes their country a run to nation. times have change and for the sake of the security situation that is facing different nation and the fact that countries are now borrowing more than people, access to loan cant be the way it were in the past.