So, you are aware that collateral is needed, as well as that it will be very difficult for you to get a loan here as a newbie, but you still opened a request for a loan. The only conclusion is that you want to deceive someone here.
However, I do have an established P2P trading history outside Bitcointalk. I am a Telegram Wallet Merchant with 231 completed P2P orders and a 100% completion rate. I can provide screenshots and my transaction history as additional proof of my activity and reliability.
I also have a stable job and a monthly income of around $3,000. I am willing to provide proof of employment/income and complete KYC or video verification if required.
If you already have a built reputation on Telegram, why not look for a loan there? If everything you say is true, then you will have no problem getting a loan.
Also, a regular job, it is certain that your bank will easily grant you a loan.