What % of your total assets should you invest in Bitcoin?

[Tongley]

The mistake that most people make at the beginning is not to make the right allocation. Which % of our assets should be invested in Bitcoin or how much % should be invested in some other sector. Basically, investing 100% in a particular asset is not the right decision at all, no matter how stable that investment is. The Bitcoin market is very volatile, so we should arrange a portfolio depending on our risk tolerance and source of income.

What % of total assets can be the right decision in Bitcoin:
Each person can do it according to their own financial situation and risk. However, keeping 25 - 30% of total assets in Bitcoin can be the best decision. Because at present, Bitcoin has become a better asset than gold. So I would prefer to invest in Bitcoin instead of gold and the most suitable asset to fight inflation is Bitcoin at present. Even if we face a complete loss of this amount, our financial situation will still be under pressure, but we will be able to handle that pressure.

Emergency Fund:
Some people keep 3 times their source of income in an emergency fund, while some people keep 3 times their monthly expenses. It completely depends on how a person makes it. However, it is best to keep an amount equal to 3 months of income.

Investment in other sectors:
It is a good idea to invest in some stable areas. For example, in agriculture, real estate, local businesses, etc., you can keep a higher investment amount. In all these investments, the risk is low and the possibility of profit is much higher. So you can keep a higher investment amount in all these sectors, such as 50%.

Take a decision based on your financial situation and set a long-term investment portfolio goal. When you are able to set this goal, you may not face any problem in managing your finances properly and continuing to invest consistently.

[Nathrixxx]

If I am to give it as a percentage rate on what I am going to give to bitcoin investment and the percentage I am going to give to other investment assets, this is how I will do mine.

50% on bitcoin investment from my total assets
40% investment in other investment assets; this includes altcoins and other physical asset investments like real estate and gold.
10% for an emergency fund, to cover daily needs that can serve the purpose of my upkeep.

[Joy_learns_crypto]

Have you emergency funds, have some funds in a stable economical currency and invest the rest in bitcoin, I am not baiting you to invest in bitcoin but this is what I think is the best.
Your emergency funds should be regularly funded, stable currency to help against the bitcoin volatility. If you earn in bitcoin that makes it better.

[Charles-Tim]

It is a good idea to invest in some stable areas. For example, in agriculture, real estate, local businesses, etc

People should be very careful while going into businesses. I have seen more than 2 people that were scammed because they invested in agriculture. It is better the person know about agriculture or give it to someone that he knows can handle the business, else the person might be scammed.

[Sunshine1525]

It is a good idea to invest in some stable areas. For example, in agriculture, real estate, local businesses, etc

People should be very careful while going into businesses. I have seen more than 2 people that were scammed because they invested in agriculture. It is better the person know about agriculture or give it to someone that he knows can handle the business, else the person might be scammed.

I think knowing the business is better than giving it to someone to run it cause people can't be trusted lately, I seen a situation whereby someone got cheated by his friend who claimed to be helping him run a fish farming business but splitting his profits by halve and giving him something lower than expected, took the dude year to realise that he was badly cheated by his own trusted friend.

That's why I fedl people should go into investment that gives them self custody and for the % that should be put into the investment, it should be based on what's left as discretionary funds. Everyone should know how to manage their income based on their responsibility so i can't tell how many %

[Odusko]

It is a good idea to invest in some stable areas. For example, in agriculture, real estate, local businesses, etc

People should be very careful while going into businesses. I have seen more than 2 people that were scammed because they invested in agriculture. It is better the person know about agriculture or give it to someone that he knows can handle the business, else the person might be scammed.

Investment in real sector have it ups and downs that can be aquated to Bitcoin own volatilities or even investing in bad shitcoins where your investments get drain with no capital return, same with real business unless the individual have they own experience but investment in third party investment no matter the promised return can become a scam.
Agriculture and other formal investments have become a scam ground for some bad actors, my take is to hold Bitcoin instead investment in other business that you have no clue of it daily runnings.

[Agbam]

I don’t think anyone can say what percentage of assets others can invest in bitcoin. We can only advise or suggest that while investing, make sure you have some sorts of backup funds, and something sufficient to take care of basic needs and even your discretionary spendings.

Talking about total assets and not income, I would like to think that putting half of my money or assets into investments is better than sitting idly by, so bitcoin gets 30% and real estate and other businesses gets 20%.

[MorganaX]

I think I will use the case of my sister as my reference in this discussion because it's the perfect example of all that glitters is not gold especially when you have little knowledge about that thing and in this case am talking about investing in business ideas that look soothing and promising, but you, the investor, have little or no knowledge about it.

My sister was so certain that she wouldd make it in fish farming but she had no experience and decided to invest on someone who knows to be an expert and they started but she later regretted and found out that losses and  excess losses was what she would receive in the end of the whole thing.

[Y3shot]

One of the most important things about bitcoin investment is to have good plans and manage finances well. When one considers the amount of money to invest in bitcoin that can be easily afforded, it keeps the investment in a safe spot because if one is struggling financially, selling bitcoin won't be a solution to the problems. Bitcoin is not an investment that people can approach just the way they like because aside from bitcoin, there are other expenses that demand money, and if one does not attend to them, it becomes a problem for the investment.

[Powerjumboo]

No matter how much we say, it is very difficult for us, low and middle class Nigerians like us, to hold Bitcoin, it can be said very easily but it is really very difficult to prove in reality. No matter how much I say, we will hold Bitcoin and we will invest 50% of our income, some may say 40%, some may say 100%, but when we finish supporting our family and those who have the responsibility of supporting their family, it is difficult to hold Bitcoin. Even then, we know about Bitcoin and can predict what the future of Bitcoin will be, so of course we have a lot of desire to hold Bitcoin, but despite our desire, we cannot invest 50% or 60% or 100% after supporting our family, but for me, I can invest 10 to 20% of my income weekly in Bitcoin after supporting my family. I only have a vision of investing in Bitcoin, besides, I have no desire to hold Altcoins.

[Cleanshit]

One of the most important things about bitcoin investment is to have good plans and manage finances well. When one considers the amount of money to invest in bitcoin that can be easily afforded, it keeps the investment in a safe spot because if one is struggling financially, selling bitcoin won't be a solution to the problems. Bitcoin is not an investment that people can approach just the way they like because aside from bitcoin, there are other expenses that demand money, and if one does not attend to them, it becomes a problem for the investment.

Truth fact that giving a fixed percentage it not the thing, but rather it depends on income ,responsibility and also risk tolerance. Yes Bitcoin can be a main goal but If basic financial needs aren't meet up it will be a pressure for self. And also knowing what you are about to invest into is very important, being it business or any other organisation consigning investment knowledge gives power over long term wealth.

[Davidloki]

50% on bitcoin investment from my total assets
40% investment in other investment assets; this includes altcoins and other physical asset investments like real estate and gold.
10% for an emergency fund, to cover daily needs that can serve the purpose of my upkeep.

Firstly, this percentage depend on how much you earn. Any amount below N500k wont work for this set up.
Secondly, the percentages are subject to change if the income changes.

This would do for me

20% savings
20% diversification into other asset
30% on bitcoin investment
30% for an emergency fund, to cover daily needs that can serve the purpose of my upkeep.

[GiftedMAN]

I don’t think anyone can say what percentage of assets others can invest in bitcoin. We can only advise or suggest that while investing, make sure you have some sorts of backup funds, and something sufficient to take care of basic needs and even your discretionary spendings.

It is the responsibility of the investors to know the amount they can invest from what they have as investment funds and the amount they will keep as emergency funds and funds for upkeep. We can't tell anyone the amount to invest but we can only advise people to invest the amount they feel will be comfortable for them so they don't panic during the dip. One important thing about about Bitcoin investment is that you enjoy your investment when you have good plans and good financial strength it makes you comfortable and keeps you4 mind calm so if you must invest and be happy then ensure you invest with an amount that won't affect you financially.

[DPHOR]

Replying based on your title, this solidly depend on the amount you are earning on your work or from your sig earnings. There many people who think that Bitcoin investment needs them to spend their entire earnings on Bitcoin investment. That could be a good ideas but, to me I don't think is nice became you would definitely needs some emergency funds to sort out your needs, so investment needs to have specific amount allocated to investment. Many people loves using around 20% percent of their weekly income/monthly income to make investment at which in that percentage they wouldn't mind sharing either 10 percent to top 5 altcoin and rest 10 percentage for Bitcoin investment.

[ruykeri]

Bitcoin allocation of 25% 30% for everyone should not be called best. Not everyone's financial situation is the same. Therefore, the correct allocation cannot be determined by looking at the percentage alone. Income, expenses, existing assets, debt and cashflow should also be looked at. And there is a difference between what percentage of total assets will be in Bitcoin and what percentage of discretionary income will be given regularly in Bitcoin. If possible, it is a good decision to DCA discretionary income somewhat aggressively and make it equal to 25% of main income. If discretionary income is less, then there is no benefit in investing overly aggressively just for  increasing the percentage. The main purpose of an emergency fund is to meet necessary expenses if income stops or unexpected expenses arise. Therefore, three months of expenses are more realistic than three months of income. Suppose, both people have a monthly income of $2,000. One person's expenses are $1,000, the other $1,800. The need for an emergency fund for both of them is not to be the same. The main function of a backup fund is to cover necessary expenses.

[TokenTikas]

How much percentage of total assets should be invested in bitcoin will be different for each person. Instead of having a mindset of how much percentage of the total should be invested in bitcoin, it is more important to have the mindset of investing in bitcoin regularly as much as possible. However, in the case of investment, everything in daily life has to be balanced at the beginning then the investment matter should be looked at properly.

If I speak personally, I invest the money that remains after fulfilling all my daily necessary needs. However, my main goal is to keep the investment process going, but that should be after fulfilling the daily needs. Here, how much percentage I spent in which direction is not the main thing, so everything should be balanced within the ability and as much as possible should be invested.

[nelson4lov]

I will do you guys one better. How about investing substantial amount in money market at 15-17% standard rates then funnelling 100% of the interest earned directly into bitcoin? This way, those bitcoin investments bitcoin risk free and the emotional attachments to Bitcoin when the price is down/goes down are much less. Another benefit of this approach is that it allows for true DCA style investment into bitcoin since the interest payments itself are paid periodically.

[Makus]

No one can give you an exact figure or percentage of your asset to Invest in Bitcoin because that's something that you are supposed to come up with by yourself. Do your estimate and invest according to your capacity, one key thing about Investments is that you are definitely going to gain profits and when it comes to Bitcoin nothing works more than investing for a long period of time and if you have a substantial amount it is better to go with that because this is going to give you advantage as a long term investor. The percent of your assets to invest in Bitcoin is your choice to make.