The best investment over 25 years

[Crypto_Timothy]

If we talk about investing in Pakistan even Rs 1lakh PKR could make a big difference .
Yesterday i attended a financial literacy session. The speaker showed us what Rs.100k PKR could have grown over the last 25 years if invested in different ways.
If you had Rs 100,000 in 2001, where would you have invested in?

I usually don't like talking about the past and money because asides the decision you made, you also have to look at the different contexts behind why you made that exact decision. So since I can't talk about the past, for me right now if I had a load of money stacked up right now, I would invest in real Estate, well because it's something I'm already somehow doing right now and I know how much more I can get from investing in real Estate especially in my country.
Also I will also invest in my assets, growing it at a pace that the money can sustain alongside the journey I am already on, because I also believe in returns and financial freedom it gives me overtime.

[Fortify]

If we talk about investing in Pakistan even Rs 1lakh PKR could make a big difference .
Yesterday i attended a financial literacy session. The speaker showed us what Rs.100k PKR could have grown over the last 25 years if invested in different ways. At first he talked about keeping money in the bank. For many of us it may feel safe but inflation slowly reduces its value .He gave examples that how Rs 100k PKR from 2001 could have value (or purchasing power) of only around 9 thousand PKR today.Then we looked at national savings. Rs 100k PKR could have grown 15 lakh PKR which is around 11.5% in 25 years, if we take the average rate every year. When he calculated real estate with 13% annual growth Rs 1 lakh PKR could have grown into 21.2 lakh PKR in 25 years. The Gold was more interesting . Its one tola was around 8k in 2001 Rs 100kPKR were equal to 12.5 tolas at that time. Today tola is around 465,000.It could be 58 lakh PKR today.
But the biggest surprise for me was mutual funds that had given a very high return in that period , including around 430% growth. So if we invested Rs 1lakh PKR and it grew 25%, it would almost become Rs 40 millions today . Offcourse these are the past records and cannot guaranteed the same progress in future but still it was huge. it was an interesting session and made me think what is my money doing while i m not using it?
If you had Rs 100,000 in 2001, where would you have invested in?

Hindsight is a wonderful thing, what made people lots of money in the last 25 years is probably not going to be what makes people lots of money in the next 25 years. There is a "slow and steady" approach that you can take investing in the stock market, but most international investors will not be putting money into Pakistan that is for sure. There are much more reliable places to grow your money compared to this high risk nation. Things like gold are often auxiliary purchases for the rich, not the primary way that they've invested. Precious metals can be good for storing household wealth in some countries, especially those that don't trust the banks. The exchange rate and currency fluctuations are going to heavily affect your returns as well, it's no good earning 25% if inflation is eroding that value by rising 40% each year.

[Freeveto]

I usually don't like talking about the past and money because asides the decision you made, you also have to look at the different contexts behind why you made that exact decision. So since I can't talk about the past, for me right now if I had a load of money stacked up right now, I would invest in real Estate, well because it's something I'm already somehow doing right now and I know how much more I can get from investing in real Estate especially in my country.
Also I will also invest in my assets, growing it at a pace that the money can sustain alongside the journey I am already on, because I also believe in returns and financial freedom it gives me overtime.

I think it is all about investments that will be sustainable for long, regardless of the situation of the economy. But just as you said, there are certain conditions we need to consider even in the past that can sustain the investment, but the real estate you mentioned would have been profitable because it has been one of the oldest investments that keeps giving profit in almost every part of the world, and it has been profitable even now. Gold investment should have been another good option in the past 25 years.
But for now, Bitcoin has joined them; it has been one of the most profitable investments in the last 10 years, and it will still be profitable in the future. And unlike the real estate and others, for Bitcoin investment, you can start with a little amount and keep accumulating your Bitcoin.

[Italian Panic]

I think it is all about investments that will be sustainable for long, regardless of the situation of the economy. But just as you said, there are certain conditions we need to consider even in the past that can sustain the investment, but the real estate you mentioned would have been profitable because it has been one of the oldest investments that keeps giving profit in almost every part of the world, and it has been profitable even now. Gold investment should have been another good option in the past 25 years.
But for now, Bitcoin has joined them; it has been one of the most profitable investments in the last 10 years, and it will still be profitable in the future. And unlike the real estate and others, for Bitcoin investment, you can start with a little amount and keep accumulating your Bitcoin.

A few days ago I read an article stating that by investing 50 dollars a month in a fund for your children or grandchildren, with an average annual return of 7%, they could have nearly 250k dollars saved by the age of 30, and by the age of 60 they would have exceeded 1 million dollars thanks to compound interest on the investment. I might add that investing in Bitcoin isn’t a bad idea at all, given that Bitcoin easily outperforms 7 per cent a year and could therefore deliver higher returns in far less time. That said, it’s still by far the best investment you can make.

[passwordnow]

It doesn't matter where you've invest that money back in the past. What's more important is if you have the money and resources now, you better think of where of investing it. Always on the choice is by putting it in Bitcoin. That's a no brainer decision and people still sleep onto that idea because they look for those traditional gains, while that's a good option but if they are going to take risk why not do it with Bitcoin? just as the other assets, it's also verified and tested for several years. It's probably because not everyone can't take and attain the risk that it has.

[Smartvirus]

I usually don't like talking about the past and money because asides the decision you made, you also have to look at the different contexts behind why you made that exact decision. So since I can't talk about the past, for me right now if I had a load of money stacked up right now, I would invest in real Estate, well because it's something I'm already somehow doing right now and I know how much more I can get from investing in real Estate especially in my country.

History and the past does exists so we can learn from them, study them and try not to repeat the same mistakes we made then. When we aren’t about this and rather prefer to be sober and full of regrets over the decisions that we can’t change, it’s just a waste of time and what we ought to do with the knowledge of what was before.

I am always of the opinion that, if the hands of the clock was turned anti clockwise, the lots of us would always tend to make the same decisions we made yet again as, the elements and factors that surrounded the situation at the time to warrant such decision path would still be there.

So, it’s easier to move on and build from there than reflecting on the past.

[JoyMarsha]

I usually don't like talking about the past and money because asides the decision you made, you also have to look at the different contexts behind why you made that exact decision. So since I can't talk about the past, for me right now if I had a load of money stacked up right now, I would invest in real Estate, well because it's something I'm already somehow doing right now and I know how much more I can get from investing in real Estate especially in my country.

Real estate is one of the investments that has proven to bring returns over time, as we all know, land doesn't depreciate, it appreciates.

In less than two decades, people in my city began to realize that real estate is one of the real deal investments you can make in life.

Currently, I don't have the funds kept aside for real estate, but I am trusting and believing that my profits from Bitcoin and altcoin investments in the future will help fund my investment in real estate