Ano ba ang SWIFT? Ito yung network na ginagamit ng banks at ibang financial institutions para securely mag-communicate at mag-process ng international transactions. More than 11,500 financial institutions and organizations ang connected sa kanila worldwide.
Ngayon interesting kasi gumawa na rin ang SWIFT ng sarili nilang blockchain-based ledger. May 17 banks from six continents na naghahanda na para gamitin ito sa live transactions, at target nila na magkaroon ng 24/7 cross-border payments gamit ang tokenised deposits. So instead na blockchain ang tuluyang pumalit sa traditional banking system, mukhang ang traditional banking system mismo ang nag-aadapt ng blockchain technology.
Para sa akin malaking validation din ito sa technology. Kung ang SWIFT mismo na ginagamit na ng banks worldwide ay pumapasok na sa blockchain, ibig sabihin nakita rin nila yung advantage nito especially sa faster at 24/7 transactions. Sa tingin nyo, good news ba ito para sa crypto, or possible na banks will just use blockchain technology without needing Bitcoin or other cryptocurrencies?
At ito ang mga bank na members ng SWIFT sa Pinas. https://moneyhubph.com/banking/bank-codesBDO Unibank — BNORPHMM
BPI — BOPIPHMM
Metrobank — MBTCPHMM
LandBank — TLBPPHMM
UnionBank — UBPHPHMM
Security Bank — SETCPHMM
PNB — PNBMPHMM
RCBC — RCBCPHMM
China Bank — CHBKPHMM
EastWest Bank — EWBCPHMM
Development Bank of the Philippines (DBP) — DBPHPHMM
Asia United Bank (AUB) — AUBKPHMM
PSBank — PHSBPHMM
Maybank Philippines — MBBEPHMM
Bank of Commerce — PABIPHMM
PBCOM — PBCMPHMM
HSBC Philippines — HSBCPHMM
Standard Chartered Philippines — SCBLPHMM
Citibank / Citi Philippines — CITIPHMX
JPMorgan Chase Manila — CHASPHMM
Deutsche Bank Manila — DEUTPHMM
MUFG Bank Manila — BOTKPHMM
Mizuho Bank Manila — MHCBPHMM
SMBC Manila — SMBCPHMM
CTBC Bank Philippines — CTCBPHMM