Privacy Bank Chain is a Proof-of-Work blockchain that merges Monero-grade privacy with a complete banking layer enforced directly by consensus — no smart contracts, no trusted third parties, no company behind it.
MAIN INNOVATIONS
• Native privacy + post-quantum security: ring signatures, stealth addresses, RingCT hidden amounts, hardened with ML-DSA-65 (Dilithium) signatures and ML-KEM-768 (Kyber) encapsulation. From HF v23, a Dilithium co-signature is mandatory for any public spend-authority operation.
• Interest-bearing term deposits: lock PBC for 30-365 days (tiers up to x2.0 weight) and earn protocol-paid rewards from real sources (6% of every block + 50% of network fees). Claim-based via deterministic global indexes — claim anytime, principal stays locked. Solvency guaranteed by construction; no fixed rate is ever promised.
• The first native bond market on a privacy chain: every deposit is a private bearer bond, tradable atomically on-chain at any price you set — no intermediary, no commission, no penalty.
• Trustless on-chain inheritance: designate an heir on-chain; a consensus-enforced dead-man's switch (18 months) lets them recover the funds — no notary, no third party.
• Insurance fund with deterministic deflation: 1% of every block, capped at exactly 1% of max supply — any excess is burned at every block, by consensus. Strictly finite supply: 18,446,744 PBC.
• Fair CPU mining: RandomX V2 (rx/pbc) — a regular CPU is enough. Coinbase rewards vest in 4 consensus-enforced tranches (24h/30d/60d/90d).
MAINNET LAUNCHES TODAY, 2026-08-31, AT 20:00 UTC
Website:
https://privbank.finance — operational tonight at 20:00 UTC. The full source code, GUI wallets (Windows/Linux), node packages, the CPU miner, the whitepaper and the launch guides will all be available for download there.
GitHub:
https://github.com/PulseMining/pbc-chainCommunity (Discord):
https://discord.gg/UgkdkYXdJQ- Français :
https://discord.com/channels/1516526810458755263/1517540676089413732- English:
https://discord.com/channels/1516526810458755263/1517540694775038084- Pyccкий:
https://discord.com/channels/1516526810458755263/1517540736751505560- Español:
https://discord.com/channels/1516526810458755263/1517540713976561765Early depositors mechanically capture the highest yields — the pie is shared between very few at launch. See you at 20:00 UTC.
