You have been in the forum for 6 years but haven't earned a single merit. Your reputation is zero, you are not participating in any paying signature campaign, and I don't think you have added much value to the forum one way or the other. What makes you think that when you apply for a no collateral loan, it's going to be approved?
Maybe you should read this thread -
https://bitcointalk.org/index.php?topic=5460744.0