[Loan Default Thread] - Floxynice Naira Loan ⚠️

[Floxynice]

Greetings esteemed customers of Floxynice Quick Naira Loan Service.

It is with gladness  that I announce that today marks exactly one year and six months since the business started here in this forum. I sincerely appreciate my loyal customers for their consistency and of course, the Nigerian Local Board community for her support in making this service a success.

For one year and six months, this service has operated  with no defaults recorded. Kudos to my fellow Nigerians, this has proven that we are trustworthy as a community. However, I have tried on my part, to make the service very flexible and accommodating. I have also been lenient with those who could not meet their repayment deadlines, even when they exceeded the 7 days grace period. On some occasions, I have waived additional interest for customers just to make it easier for them to clear their debts without calling anyone out.

Unfortunately, it seems that my excessive leniency is beginning to backfire, as some customers are starting to take my kindness for granted. Some exceed the 7-day grace period and delay repayment for 30-40 days or even longer, with little or no communication. This  is not good for a business and it's the reason  I created this thread for the information and necessary action of the community and the moderator, when needed.

This post is not intended to scare anyone, rather, to check and protect a service that has been  helpful to the community. Floxynice is here to serve the community; all I ask is that customers should respect the terms of this service.

[Bitcoin-Forever]

For one year and six months, this service has operated  with no defaults recorded.

This aspect really catches my attention; it's been hard to commit to his service, which has cost you seeing others smile and meeting their emergency needs by giving every eligible member who applied a no-interest loan. I must sincerely applaud your consistency over 18 months of loan service.

I also don't expect that someone should default because this is an act of humanity that has been a responsibility upon OP; we all know that even on the forum, there are so many other loan services that require collateral and also demand interest, but this comes as an exceptional one and makes the difference.

I wish you more success now and always; cheers to more years ahead.

[Obari]

This is a sad one to see that a service like this can be treated in any wrong way but the truth is that, humans are very difficult to handle and no matter how well you treat people, no anyone would return same energy but I think you should have also be expecting something like this as well when you were stating this your business because most times, borrowers who borrow money think these lenders have so much money and can always survive forgetting that , these borrowed money are met for business and if it's not returned, business might as well be affected because if they do, they will alway have to return the money borrowed and fulfill their contract as agreed.

[Tonimez]

Greetings esteemed customers of Floxynice Quick Naira Loan Service.

You have been so brave in handling this loan service for a very long period of time and managing humans from various backgrounds. When it comes to loan service, it is easy to lend money, but humans make it so difficult to repay their loans same way it was collected. I have long thought about how true it could be that there has not been any default and I suspected you must have had several had decisions to deal with in order to preserve the reputation of some of the loan users and the local board at large. I wish people can be more true to their words by repaying as soon as possible so that the service will not collapse because of them.

This post is not intended to scare anyone, rather, to check and protect a service that has been  helpful to the community. Floxynice is here to serve the community; all I ask is that customers should respect the terms of this service.

I was actually expecting to see some of the names that defaulted. Choosing to still keep them private is your choice but don't let it get out of hand before you do the needful. There are many people who don't like doing the right thing until they get dragged. Good luck and keep the good work going.

For one year and six months, this service has operated  with no defaults recorded.

This aspect really catches my attention; it's been hard to commit to his service, which has cost you seeing others smile and meeting their emergency needs by giving every eligible member who applied a no-interest loan. always;

For record purpose, Floxynice quick loan service is not a non interest (interest-free) loan.