Best NO-KYC cards physical and virtual - my personal experience.

[Lucius]

In today's time when database hacking happens almost on a daily basis and we are all exposed to various types of phishing and social engineering, any service that gives us the opportunity to use it without providing our own data is something that can contribute to our privacy and security.

One of the services for which there is great interest is certainly virtual and physical NO-KYC cards that can be topped up with cryptocurrencies. Nowadays there are hundreds of them and it's hard to choose the one that has everything you're looking for. Other people's experiences can mean a lot in that decision, and I would like to present you the cards that proved to be the best choice for me.


Goblin has been on the market for about a year and a half and offers its users a physical MC card with which you can withdraw money at ATMs and pay at POS/online. The card can be purchased at a price of $350 and it is valid for 3 years (using the referral link in my signature you get a small discount), it is delivered anywhere in the world (supported countries) within 7 days. I ordered mine via PO BOX, so I recommend that option, and since a few days ago, delivery to parcel lockers (DPD and InLocker) has been enabled for users in the EU.

What many are interested in are the fees - the topup fee is 3.5% (XMR 4%), FX fee and ATM fee are 0%. You should take into account that there is a bank fee at every ATM you use, and that you should always refuse the conversion offered by the bank because such an option is usually always expensive.

The daily limit on ATMs is $500 (officially), but it still depends on the ATM, so some users successfully withdraw x3-4 of that limit - and the total daily limit is $5000, monthly $25000.

Along with buying a physical card, you also get a virtual one (included in the price), which is a separate card with much higher limits (tap $20 000 per day - online $200 000 per day). This card has a 1.5% FX fee. The card supports Google and Apple Pay and 3DS.

The list of restricted countries is currently not available (as far as I can see), but from what I know, that list mainly includes countries that are on FATF black/grey lists.

Support is available on Telegram and SimpleX where there is an official group if you want to learn more. It is very important to note that there are a lot of scammers on Telegram, no one from official support will ever contact you first.

Important: if you buy a card, it must be activated manually by the admin - take into account the time zone, as far as I know he is from Mexico.

https://www.goblincards.com/


The second card I want to tell you about is Freedomia, a virtual card that has been on the market for a little over 1 year and has proven to be an excellent choice so far. The card costs $60 for one year of use (paid in advance for the whole year) and supports Google Pay and 3DS. Interestingly, you can top up your card using LN, whether it's an address or an invoice, which means you can have funds on your card instantly when you really need them.

Freedomia is using USDT and USDT on Polygon, with a top-up fee of 1.3%, everything else is increased by approximately 0.5%, which for BTC on-chain is about 1.9%. LN fees are between 0.25% -0.50%, which depends on the processor. The FX fee is 2.5% for all non-USD payments.

This card allows you to withdraw cash from ATMs (PIN available in your account), and it should be noted that while in some countries withdrawing cash via a virtual card (Google Pay) with NFC works, in others, unfortunately, this is not the case. It depends on the banks in a particular country - for example, in Spain it works on most ATMs, while in Germany, as far as I know, it doesn't. There are also certain ATM fees that depend on the type of ATM and the transaction route, so in the US this fee is usually 2.5%, while in some other countries it can be up to 6%.

The monthly limit is $5000 and can be configured as desired, meaning you can spend it all at once or spread it out as you wish. You can also add a new card from the card portal and have more cards, managing everything from one place.

Customer support is available through Telegram and email - also beware of scammers, no one from the team will contact you first.

The advantages of using my ref link from the signature are that you will get one month extra.

https://www.freedomia.io/home


I am not part of the team, everything written above is my opinion based on personal experience.

[Accardo]

Few clarifications on Freedomia, if you don't mind, could you talk about this?

15.1 Data we process. We collect necessary data to operate the Platform and comply with KYC/AML: name, email, phone, identity documents, addresses, transactional information and technical usage data.

Is this something they'll come up with someday, while leveraging on no kyc as a marketing ploy to draw the attention of crypto users? Look, virtual and physical card providers that work with real money are subject to a top regulated issuer that makes kyc compulsory. The question here is, who is this issuer of theirs that isn't interested in KYC? What license does Freedomia operate under? in what location are they based? While going through their service terms, I also found this a bit unclear,

The Platform and content related to the card program are intended exclusively for persons resident and domiciled in Hong Kong. If you access from an IP address outside Hong Kong and do not wish to continue, you must close the application or website immediately

They're several uncertainty about why they promote no kyc, and wrote in their terms of service that they collect data and comply with KYC. I think a platform like Freedomia should be traded with caution, maybe users can try it out with smaller amounts at the moment, because card providers like this could shutdown or users accounts frozen at any given moment.

[Lucius]

~snip~
They're several uncertainty about why they promote no kyc, and wrote in their terms of service that they collect data and comply with KYC. I think a platform like Freedomia should be traded with caution, maybe users can try it out with smaller amounts at the moment, because card providers like this could shutdown or users accounts frozen at any given moment.

I didn't give any information to get that card, so I don't know what they could give someone even if they asked for it. It's no secret that most of today's virtual cards are based in Hong Kong, and I can't say what the exact reason is for that. Any service like this should be taken with a dose of caution, but what's important is that it works for those who need such a service.

Regarding small amounts, I already wrote that it is possible to top up with LN, which means that you can spend your funds practically when you send them. There is no logic in sending $5000 to the card and then spending little by little, it's simply a bad approach.

[aoluain]

Why hasnt there been more discussion around this?

Goblincard - that sounds like a great service, something I guess a lot of us could avail of.

The choke points around Bitcoin is changing FIAT into Bitcoin and Bitcoin into FIAT = mainstream
banks. This is for sure side stepping the banks and their questions and rules.

I was taken aback by the $350 purchase price though but I suppose like the fees its a small price
to pay for no KYC.

[goldkingcoiner]

Good research!

Until Goblin releases their restricted countries list, I think it would be a good idea to avoid them. They should make things more clear in their terms of service, especially since this concerns some else's money and their responsibility over it.

I have personally never tried either of the two card businesses you mentioned.

I think I would rather prefer a virtual card than a physical one.

[Lucius]

Why hasnt there been more discussion around this?
Goblincard - that sounds like a great service, something I guess a lot of us could avail of.

There is at least one topic about that card that I know of and that's how I found out about it. I can't say why these services aren't very popular, maybe it's the price, maybe something else.

I was taken aback by the $350 purchase price though but I suppose like the fees its a small price
to pay for no KYC.

With my referral link you get a $10 discount, and considering that this is a potential 3-year card usage for someone living in the EU, UK, US or any part of the world with a good standard of living, this is not a price that should be considered excessive.

Good research!
Until Goblin releases their restricted countries list, I think it would be a good idea to avoid them. They should make things more clear in their terms of service, especially since this concerns some else's money and their responsibility over it.

The list was available until recently, but it turned out to not be 100% accurate and has now been removed. I have already written that for a list of restricted countries it is best to look at the FATF black/grey lists. (https://legalhelp.us/fatf-black-and-grey-lists-high-risk-jurisdictions-banks-and-ofac/).

Additional info is always available from the admin. If you order a card and it does not work for some reason, it is possible to get a refund.

I have personally never tried either of the two card businesses you mentioned.
I think I would rather prefer a virtual card than a physical one.

A virtual card definitely makes sense for those who plan to pay online with it, or for those who will add it to their mobile wallet and pay at POS devices - in some countries, the Freedomia virtual card also works at ATMs. For those who prefer cash and as small a digital footprint as possible, a physical card makes much more sense.


Something I forgot to mention about the physical card, it comes without a name on the card if it matters to anyone.

[DiMarxist]

One of the services for which there is great interest is certainly virtual and physical NO-KYC cards that can be topped up with cryptocurrencies. Nowadays there are hundreds of them and it's hard to choose the one that has everything you're looking for. Other people's experiences can mean a lot in that decision, and I would like to present you the cards that proved to be the best choice for me.


Goblin has been on the market for about a year and a half and offers its users a physical MC card with which you can withdraw money at ATMs and pay at POS/online. The card can be purchased at a price of $350 and it is valid for 3 years (using the referral link in my signature you get a small discount), it is delivered anywhere in the world (supported countries) within 7 days. I ordered mine via PO BOX, so I recommend that option, and since a few days ago, delivery to parcel lockers (DPD and InLocker) has been enabled for users in the EU.

If you have no connection and benefit from the platform then what, is the intention of you trying to promote their brands here. I don't believe that you are just posting about Goblin for the sake of it, if Goblin as a brand is serious they should come to the forum and announce their presence here.

Again as someone who is from Africa, can I get this card delivered to my country thanks because, the card looks interesting to me.

[Lucius]

If you have no connection and benefit from the platform then what, is the intention of you trying to promote their brands here. I don't believe that you are just posting about Goblin for the sake of it, if Goblin as a brand is serious they should come to the forum and announce their presence here.

I don't know if you're asking honestly or if there's something else at stake, but if you haven't understood by now why people promote something, then you haven't learned anything in all your time on this forum. Secondly, there are thousands of businesses that have to do with cryptocurrencies that are not present on this forum, and no, that's not as strange as you think.

Again as someone who is from Africa, can I get this card delivered to my country thanks because, the card looks interesting to me.

Africa is a continent - how do you think someone can give you an answer to a question like that?

Certain countries that are on the FATF gray/black lists are not 100% supported, for everything else there is official support that can provide information about the country you are specifically interested in.

[NotATether]

Goblin Cards is the absolute best privacy card on the market at the moment, if you can get it shipped to you. For people who just want a virtual card, the other options are also excellent but none are profoundly as great as Goblin.

[Lucius]

Goblin Cards is the absolute best privacy card on the market at the moment, if you can get it shipped to you. For people who just want a virtual card, the other options are also excellent but none are profoundly as great as Goblin.

There are some other options, but none as good as Goblin (at least for now).

Restricted countries are :

    Afghanistan
    Albania
    Belarus
    Bosnia and Herzegovina
    Bulgaria
    Burkina Faso
    Burma/Myanmar
    Cameroon
    Central African Republic
    China
    Croatia
    Cuba
    Democratic Republic of the Congo
    Ethiopia
    Guinea-Bissau
    Haiti
    Iran
    Iraq
    Jamaica
    Kenya
    Lebanon
    Libya
    Mali
    Moldova
    Monaco
    Montenegro
    Montserrat
    Mozambique
    Namibia
    Nicaragua
    Nigeria
    North Korea
    North Macedonia
    Philippines
    Russia
    Senegal
    Serbia
    Slovenia
    Somalia
    South Africa
    South Sudan
    Syria
    Tanzania
    Tunisia
    Ukraine (Donetsk and Luhansk regions)
    Venezuela
    Vietnam
    Yemen
    Zimbabwe

However, this list should not be taken for granted, because even though Croatia is on that list, I can confirm that the card works without any problems. In any case, if anyone has any doubts about this, it is best to ask a question in the Telegram or SimpleX group and get an answer from someone from a specific country.

[hugeblack]

The second card I want to tell you about is Freedomia, a virtual card that has been on the market for a little over 1 year and has proven to be an excellent choice so far. The card costs $60 for one year of use (paid in advance for the whole year) and supports Google Pay and 3DS. Interestingly, you can top up your card using LN, whether it's an address or an invoice, which means you can have funds on your card instantly when you really need them.

Based on this, I gave Freedomia a try. I paid $60 for the card and loaded it with around $300. I made two payments, both of which went through successfully without any requests for additional information or KYC ( and without phone number.) So far, the experience has been good; I plan to keep using it and will update this post if any issues arise.

[ABCbits]

I have a basic question for OP and other member. Since you don't need to provide name when you purchase no-KYC physical/virtual card, how are we supposed to fill "Name" or "Cardholder Name" when making payment on merchant?

I was taken aback by the $350 purchase price though but I suppose like the fees its a small price
to pay for no KYC.

IMO the purchase price isn't that bad, considering you also get physical card. If you're like me who only want virtual card, maybe wait for their full release and hope their virtual-only card is a lot cheaper.

What does the current $350 USD offer include?

Our current $350 USD offer gets you two separate cards for the price of one: Goblin Physical and Goblin Virtual. International trackable shipping and support are included. After full release, the two cards will be sold separately.

[Lucius]

The second card I want to tell you about is Freedomia, a virtual card that has been on the market for a little over 1 year and has proven to be an excellent choice so far. The card costs $60 for one year of use (paid in advance for the whole year) and supports Google Pay and 3DS. Interestingly, you can top up your card using LN, whether it's an address or an invoice, which means you can have funds on your card instantly when you really need them.

Based on this, I gave Freedomia a try. I paid $60 for the card and loaded it with around $300. I made two payments, both of which went through successfully without any requests for additional information or KYC ( and without phone number.) So far, the experience has been good; I plan to keep using it and will update this post if any issues arise.

Personally, I have not had a single rejection regarding that card, and from the experience of other users I can say that payments with this card do not go through with some US companies (mainly AI) which for some reason block cards issued in HK. My advice is that if you have any problem, contact the owner via e-mail or Telegram, the support is at a high level so far.

I have a basic question for OP and other member. Since you don't need to provide name when you purchase no-KYC physical/virtual card, how are we supposed to fill "Name" or "Cardholder Name" when making payment on merchant?
~snip~

As for the virtual card, my recommendation is to use a first and last name that is common in the country where you live, and you can include that name when ordering if you are asked to do so. The seller does not see the name or information that the buyer enters when paying through one of the processors used by the online store. Even if you are ordering something physical that needs to be delivered to your address, the name on the card and the shipping name do not necessarily have to be the same.

As for the physical card, it is more for ATMs and POS, where the name is not required, only the PIN.