AI wants you poor

[katanic97]

AI can take your job from you or make you spend unnecessarily if you give it the chance because we as humans should always think outside the box and be one step ahead. It's still we human that built and programmed this AI which means that it's useful to us. That shows that there are some things that AI cannot do just like human reasoning for a solution to a problem that needs critical thinking.

AI is evolving and it will continue to evolve. Humans created AI solely to make things easier for themselves, to save time and so on. Technology is simply advancing, and AI is advancing along with it. It has already reached a point where it can replace humans in some industries. I agree that this is bad, but generally speaking (just to give an example), IT companies have saved additional time and money. Unfortunately, this is bad for people because they lose their income and have to look for the same or a similar job in an industry where AI is replacing them. However, i have heard that there are companies that exclusively pay people because they want the results to be produced only by humans, but I believe it is only a matter of time before they switch to AI. I don't know, these are the times we live in, and you simply have to push yourself to improve and develop your skills.

[348Judah]

If you are smart enough then you shouldn't see artificial intelligence as a threat to make you poor, instead it should be the reason why you should be open to more advanced opportunities, but many have failed to realize their potential and how they could fit in some specific areas of AI that will require their competence if they had upgraded themselves earlier before demand arises.

[KingsDen]

AI can take your job from you or make you spend unnecessarily if you give it the chance because we as humans should always think outside the box and be one step ahead. It's still we human that built and programmed this AI which means that it's useful to us. That shows that there are some things that AI cannot do just like human reasoning for a solution to a problem that needs critical thinking.

AI should be seen as a tool that help humans improve their productivity not something that should completely replace human intelligence and judgment, although a AI can perform many task faster and make certain jobs easier so it now depends on human direction, creativity and critical thinking the only thing know how to use it wisely rather than depending on it.

You seem to be tilting away from the topic. This is not about AI taking out jobs or replacing humans. It's about how AI makes exorbitant financial decisions when given the opportunity.
I understand and agree with Op, AI models keep suggesting and recommending another model and recommends the premium subscription.

This is where your logic comes in, we shouldn't give AI that authority of financial decisions. Even in our work designs, AI should only recommend and not draft the final verdict.

Op, if AI recommends more than you earn, tell it to recommend other ways to increase your earnings lol.

[eddie13]

Im saying this is programmed into the training and precontext of the prolific AI models that are most popularly used, not that ALL AI models MUST exhibit this behavior..

Its not all about money choices either, thats just the most obvious..
Its about them programming the models the public generally uses to influence you to do what they want you to do, wither it be spending choices or map routing or anything they want to nudge you in a direction on..

[hafiztalha]

Not every recommendation is part of a deliberate agenda. AI is based on the information that is given to it. It recommends expensive products because the training data that is given to it shows the market content, popular buying habits and also the reviews that emphasize premium options. Its data is based on consumer culture where buying a new thing is shown as the easiest solution to almost every other problem. But that doesn't mean that someone has programmed it to make people poor. Sometimes it gives poor advice because it does not have proper context or any technical understanding.

The best way is to question the recommendation,  also compare the alternatives and not spend money without trying to understand the actual problem. Sometimes AI recommend products that are quite expensive, whereas the cheaper alternatives are more sensible. So its recommendations can be questioned. AI is just a tool that is helping people to make decisions better, save money and also understand the problem, not to encourage any sort of unnecessary spending.