[SCAM] pina_pino defaulted on 30 USDT loan

[PolarCrypto]

What happened: User pina_pino requested an uncollateralized loan of 30 USDT (TRC20) with an agreement to repay 35 USDT within two weeks (by November 12, 2026). After verifying ownership of hes account via a signed Bitcoin message, I sent the 30 USDT to their provided TRC20 address on October 29, 2026, and they confirmed receipt in the thread. The repayment due date of November 12, 2026 has passed, and the borrower has defaulted and failed to respond.

Scammers Profile Link: https://bitcointalk.org/index.php?action=profile;u=3737982

Reference Link: https://bitcointalk.org/index.php?topic=5597408
Amount Scammed: 30 USDT (35 USDT agreed repayment)
Payment Method: USDT (TRC20)
Proof of Payment:

• TXID: f4c56d0e30b6596b793bdb794ac88f6b4c6ff48185e69bb07f32d9562ce1fac1
• Borrower's Receiving Address: TNyg1j5TF1aBCGsVGe1h12541tov6QifWU
• My Repayment Address: TLdoMk9YLnj4dw6UGAcwF7yovifredbCoB
• Borrower's Confirmation Post: https://bitcointalk.org/index.php?topic=5597408

PM/Chat Logs: All loan terms, addresses, and confirmations were agreed upon publicly in the reference thread above. (Note: User initially sent a brief PM on Oct 28 asking if I had Telegram, which I declined, instructing them to keep all correspondence in the public thread).

Additional Notes: Before sending the funds, pina_pino verified ownership of their account with the following signed message (verified by Hero Member noorman0 in post #7):

-----BEGIN BITCOIN SIGNED MESSAGE-----
This is pina_pino on Bitcointalk.org and today is 25-10-2026, my email was change due to hacking and I can't access it anymore, I'm still the owner of this account. Hereby certify 13zFpADAkn62aQcK3tshgkB93qtgMkW2Ww as my Bitcoin address.
-----BEGIN SIGNATURE-----
13zFpADAkn62aQcK3tshgkB93qtgMkW2Ww
IHTyGxnWd30IF/HuMVafh9w02P4hzgfbMU6BnIWH9TlRVCQ0qSdzTp0WSEtu77rFhoY96R0J2QnPhd0mQ0PhEps=
-----END BITCOIN SIGNED MESSAGE-----

Posting this accusation to warn other users in the community so they do not get cheated by this user in any means.

[JeromeTash]

That is unfortunate that you lost that money and also that someone decided to spoil the reputation of their account for just $30. It just goes to show how much of a lowlife pina_pino is. You shouldn't ignore the red flags next time. Low-ranking accounts looking for loans should not be trusted just like that.
I think you now see the reason why most members didn't even bother positively responding to his offer after several hours until you decided to step in.

Please create a flag.

[Slow death]

He didn’t respond, but he did log into this forum yesterday, November 13th. He appears to be from Indonesia. In a post you made on @pina_pino’s thread regarding a loan request, you mentioned that you knew @pina_pino likely wouldn’t pay the loan back and that you suspected he had a gambling addiction. In other words, you helped him financially while fully aware of the risk that you might not get your money back and he abused that trust. You may have lost money, but at least you acted with integrity as a human being.

As for him, this act of theft will only lead him down a worse path; today he steals $30 from someone on an internet forum, but tomorrow he might steal $30 in the real world and end up in prison. The trouble with stealing is that it can also become an addiction and things will only get worse if he is, in fact, a gambling addict.

[Joy- maker]

$30 is quite a small amount of money for someone to default on. However, you have to be smarter next time, because this is a common strategy. Create an account, make it active for some time then request for a small loan and disappear knowing that the account is not monetized. This is a very bad behavior.

Just as JeromeTash said, don't give out loans to low rank accounts unless you know the person in real life or someone trusted can vouch for them. And don't let anyone's emotional story influence your decision because some people know how to manipulate others with emotional stories just to get what they want.

[noorman0]

I don’t know what someone’s intentions are, and there’s really no need to drag me into this situation, as anyone can verify thee signed message.
It’s a shame about the $30 that’s gone; I just hope the borrower still has some good faith. Next time, don’t be too quick to help someone without a clear track record.

[Coyster]

I strongly believe that user didn't have any intentions of repaying their loan, and they never believed that they were going to get one. Pina_pino must have been shocked when they saw that OP was serious about lending them money.

$30 is not a lot of money, particularly when you said in the thread that you had your doubts about receiving the payment back, so this did not come as a surprise. Like you said, you can consider it charity money, but better to give it to charity than to someone we do not know what they spent it on.