I was thinking of making Bitcoin Payments easier for people who don't have time or knowledge to use exchangers, wallets and so on.
It should work like this:
I negotiate to the merchants to accept my service. This should be free for both.
The customer enters the website, sees some alpaca socks he likes and because he does not have any bitcoins he pays with bitpal.
The transaction is carried on like this:
Customers pays with his credit/debit card and fills in the data just like using PayPal OR, better, those credit card processors that you don't need an account with. Only thing is the site the client is in has to have registration. Then, once the payment is cleared, the system takes the bitcoins (from a pool of btc within BitPal) that are equal to the USD, EUR or whatever the customer payed with and transfers them to the sellers account. After that, BitPal should move the money to buy some more BTC and recirculate them.
The biggest issue here are the prices. How much a Bitcoin at BitPal should cost, so BitPal would be covered and maybe make some profit but to also make the client interested.
ther is also the issue of chargebacks