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April 25, 2014, 01:15:50 PM |
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If you can't provide collateral, then I'd recommend that you check out our website: bitlendingclub.com
After completing the verification process, you may be able to find an investor a lot easier. Please note that we have strict verification requirements which are aimed at giving the lender more confidence. At the core of finding a loan is trust, when you can show that you're trustworthy then you have a better chance of obtaining a loan. On the other hand we also know that privacy is also important, so we as a 3rd party allow borrowers to maintain their privacy as long as they pay off their loans.
Here are the verification steps:
1. Verified their ID, by uploading a copy of their ID, Driver's License or a Passport.
2. Verified their address, by uploading a proof of address (i.e. utility bill, phone bill, cable or internet service bill, etc.)
3. Verified their phone number by receiving an SMS with a PIN number which they must enter in our system.
4. Verifying their e-mail address in order to ensure that they can receive e-mail notifications.
5. Providing a proof of income. The borrower must upload the 3 most recent paychecks and specify the contact information of their employer (company name, address, phone number, and length of employment).
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