I really dont understand why admin allow newbie into lending section, I saw so many forums where newbie dont allow on lending section, if admin restrict them to write in lending section more then 50% scamming/spamming thread will be stop in lending section.
It wouldn't change anything. If Theymos required 50 posts to participate in the lending section, you will see large numbers of accounts spamming 50 posts, then coming to request a loan. More work for the moderators to deal with the spam.