[Closed]Looking for 1 more loan 8.5 bitcoin

[BurtW]

I put all I could gather from the various threads into the consolidated loan box above.  You can quote it and add the missing information if you wish.  I think the total is the main thing and I think that is correct.

I do not know why, but I find this whole BTC loaning thing very fascinating.  It is a study in human beings and behavior and how they deal (or don't deal) with money.

I guess the question we are asking here is:  can a new system for loaning money to pseudo-anonymous people be developed.

We have banks developing, and even a credit rating system on the way.  Seems to me, for better or worse, we are having to duplicate a lot of the same infrastructure that has been developed in the fiat lending industry.

[ineededausername]

I do not know why, but I find this whole BTC loaning thing very fascinating.  It is a study in human beings and behavior and how they deal (or don't deal) with money.

I guess the question we are asking here is:  can a new system for loaning money to pseudo-anonymous people be developed.

We have banks developing, and even a credit rating system on the way.  Seems to me, for better or worse, we are having to duplicate a lot of the same infrastructure that has been developed in the fiat lending industry.

Watching the Bitcoin economy in general grow out of its infancy is very interesting... you sort of think, "hey, there's that real-world system being duplicated/adapted to bitcoin," and it's somewhat exciting to watch a free parallel economy excel at the same things that are done with fiat.

[PatrickHarnett]

I put all I could gather from the various threads into the consolidated loan box above.  You can quote it and add the missing information if you wish.  I think the total is the main thing and I think that is correct.

I do not know why, but I find this whole BTC loaning thing very fascinating.  It is a study in human beings and behavior and how they deal (or don't deal) with money.

I guess the question we are asking here is:  can a new system for loaning money to pseudo-anonymous people be developed.

We have banks developing, and even a credit rating system on the way.  Seems to me, for better or worse, we are having to duplicate a lot of the same infrastructure that has been developed in the fiat lending industry.

Starfish Bank 

[slider1978]

I put all I could gather from the various threads into the consolidated loan box above.  You can quote it and add the missing information if you wish.  I think the total is the main thing and I think that is correct.

I do not know why, but I find this whole BTC loaning thing very fascinating.  It is a study in human beings and behavior and how they deal (or don't deal) with money.

I guess the question we are asking here is:  can a new system for loaning money to pseudo-anonymous people be developed.

We have banks developing, and even a credit rating system on the way.  Seems to me, for better or worse, we are having to duplicate a lot of the same infrastructure that has been developed in the fiat lending industry.

I agree it is very fascinating, and I have to say that for better or worse I'm glad to be a part of it. I think there are some great things to come and I think we are going to look back on this time with fondness. There is a historical society in the building I work in and I was down helping them with their computer systems the other day and they were showing me old documents from a bank in town that I used to work for. Some of the docs were old deposit and loan lists that the bank kept regarding customers. Really reminded me of the google doc that was started here. Back in the day will be a common phrase for some of us in the future I think 

[TheHarbinger]

Yes, I believe that kujoking7 should mark all five threads as "OVERDUE" or at least "OPEN", not closed unless they are.

Updated information collected from all five threads:

https://bitcointalk.org/index.php?topic=58735.0
https://bitcointalk.org/index.php?topic=58878.0
https://bitcointalk.org/index.php?topic=60166.0
https://bitcointalk.org/index.php?topic=60453.0
https://bitcointalk.org/index.php?topic=60469.0

Code:

SilverLeaf         15.50  17.5          21st  1rEPaYbh2hHLak54cBeS8Li8v374EbaeV
TheHarbinger        8.50  10.75 (11.9)  20th  1JybK4JDGsKcuSbppNBH2mzd5dDyYnxGNp
PatrickHarnett     28.00  28+20%        30th  ?
ineededausername   40.00  ?             ?     ?
slider1978         12.75  14.75         21st  1LRWsqp3aVrTnpqSSWU71FagrbzNsSdxDd
------------------------
TOTAL             104.75

[TheHarbinger]

Yes, I believe that kujoking7 should mark all five threads as "OVERDUE" or at least "OPEN", not closed unless they are.

Updated information collected from all five threads:

https://bitcointalk.org/index.php?topic=58735.0
https://bitcointalk.org/index.php?topic=58878.0
https://bitcointalk.org/index.php?topic=60166.0
https://bitcointalk.org/index.php?topic=60453.0
https://bitcointalk.org/index.php?topic=60469.0

Code:

SilverLeaf         15.50  17.5          21st  1rEPaYbh2hHLak54cBeS8Li8v374EbaeV
TheHarbinger        8.50  10.75 (11.9)  20th  1JybK4JDGsKcuSbppNBH2mzd5dDyYnxGNp
PatrickHarnett     28.00  28+20%        30th  ?
ineededausername   40.00  ?             ?     ?
slider1978         12.75  14.75         21st  1LRWsqp3aVrTnpqSSWU71FagrbzNsSdxDd
------------------------
TOTAL             104.75

[bitlane]

So, after 104 BTC in defaulted loans, has this guy pretty much disappeared ? (well, 104 as the borrowed amount, perhaps closer to 125 as the repayment amount ?)

From what I had read, he essentially started out with a couple small loans, then shopped around, using those successful loans (not even repaid) to use as part of his 'credentials' in order to seek larger loans ?

He still seems to be actively browsing the forum, although silent....
https://bitcointalk.org/index.php?action=profile;u=46446

Name:   kujoking7
Last Active:   January 25, 2012, 11:41:06 PM

So, basically, his signature is bullshit then ? as his references are received loans...not necessarily REPAID loans ?

Signature:
Sold to: Orbit45244
Bought from: 72289
Borrowed from: TheHarbinger, SilverLeaf, slider1978, ineededausername

It's sad that people like this exist.....

[SilverLeaf]

He owes me 17.5+x BTC, he replied twice to my PMs, claiming he's trying to gain funds...

[bitlane]

He owes me 17.5+x BTC, he replied twice to my PMs, claiming he's trying to gain funds...

Another thing that bothered me (that went virtually unquestioned) was the fact that he posted on more than 1 occasion, that FUND WERE SENT yet no one received anything and when he was questioned about it once, he simply said he 'messed up'......WTF

Where did those 'messed up' funds go ? who were they sent to ?

This guy seems like nothing more than a lying piece of shit, simply looking to buy time, so the fact that he responded to a couple PM's hopefully doesn't get your hopes up.

I think this guy is gone.....as he's way too deep into it to begin selling everything he has listed for sale, in order to pay people back.

Alternatively, if he does end up selling some items, I can perhaps see some of the loans being repaid, but potential buyers run the risk of never receiving anything for their BTC sent for his goods currently for sale.

This looks like it's going to be a partial win/lose situation no matter what.

[PatrickHarnett]

That activity did not go unnoticed.  Not everything gets or needs to be reported on.

As for willingness to give out large loans, you don't see the full picture, and default is considered.

Patrick - Starfish BCB

[bitlane]

Patrick - Starfish BCB

Starfish Bitcoin Bank ?

[rexcoin]

I should of done a bet that he wasnt gonna pay, i kinda figured it from the beginning :-(

on a serious note im sorry to the lenders, they trust this guy and he just runs away and lie and lie and guess what? he does more lies!
Loan Insurance next time? (sorry had to add that due to the topic i made on this forum)

[kujoking7]

I should of done a bet that he wasnt gonna pay, i kinda figured it from the beginning :-(

on a serious note im sorry to the lenders, they trust this guy and he just runs away and lie and lie and guess what? he does more lies!
Loan Insurance next time? (sorry had to add that due to the topic i made on this forum)

I'm paying back with additional payment

[rexcoin]

I should of done a bet that he wasnt gonna pay, i kinda figured it from the beginning :-(

on a serious note im sorry to the lenders, they trust this guy and he just runs away and lie and lie and guess what? he does more lies!
Loan Insurance next time? (sorry had to add that due to the topic i made on this forum)

I'm paying back with additional payment

Any bets?

https://bitcointalk.org/index.php?topic=61298.0

[gurg2.o]

I should of done a bet that he wasnt gonna pay, i kinda figured it from the beginning :-(

on a serious note im sorry to the lenders, they trust this guy and he just runs away and lie and lie and guess what? he does more lies!
Loan Insurance next time? (sorry had to add that due to the topic i made on this forum)

I'm paying back with additional payment

Any bets?

.5 btc says he says something similar by next week.
.5 btc says he does not repay everyone in a week.
.5 btc says he wont ship anything as described, or wont ship at all (he supposedly sold a $600 macbook pro?)  

lololoolol

[rexcoin]

I should of done a bet that he wasnt gonna pay, i kinda figured it from the beginning :-(

on a serious note im sorry to the lenders, they trust this guy and he just runs away and lie and lie and guess what? he does more lies!
Loan Insurance next time? (sorry had to add that due to the topic i made on this forum)

I'm paying back with additional payment

Any bets?

.5 btc says he says something similar by next week.
.5 btc says he does not repay everyone in a week.
.5 btc says he wont ship anything as described, or wont ship at all (he supposedly sold a $600 macbook pro?)  

lololoolol

Come on bet against me?
 https://bitcointalk.org/index.php?topic=61298.0

Alot of people saying he will pay back anyone backing there claims :-P

[BurtW]

I'm paying back with additional payment

Great to hear!

[copumpkin]

I should of done a bet that he wasnt gonna pay, i kinda figured it from the beginning :-(

on a serious note im sorry to the lenders, they trust this guy and he just runs away and lie and lie and guess what? he does more lies!
Loan Insurance next time? (sorry had to add that due to the topic i made on this forum)

I'm paying back with additional payment

Any bets?

https://bitcointalk.org/index.php?topic=61298.0

You do realize you're giving him the opportunity to bet against you on a situation he has full control over, I hope. Assuming he isn't a scammer and just had bad things happen, he could place a bet against you just before paying everything back and then get your money out of it.

[rexcoin]

and thats why i am a gambler.

[copumpkin]

and thats why i am a gambler.

In that case, how about this:

I'll put 100 btc into escrow and you do the same, then you guess what number from 1 to 6 I'm gonna say in my next reply to you, and write it in a reply to me. After that, I say a number and if your guess was right, you get 200 btc. If I don't, I get 200 btc.