1. One company is starting to hold 100% of its Bitcoin Payments, such as Malaysian Retail Giant i-Pmart.
http://www.coindesk.com/malaysian-online-retailer-accepts-bitcoin-wont-convert-fiat-currency/ This is just beginning. Those corporations who think they must immediately convert to USD or local currency are fearing the holding of Bitcoin will lose value. Now the bitcoin price is steady increasing. There are increasing number of people or corporations who are happy to embrace this new money system. The situation is turning around. If business are holding all of the bitcoin payment, they will make more profit than dumping the coin righ away.
2. Confidence to new technology is building incrementally. People will realize the benefit of using bitcoin. Offline wallet, cold wallet, is used for storing bitcoin for secure reason, in which they don't spend then in near future.If transactions are need to do, off line wallet is not convenient. I suggest to use bitcoin qt or online wallet. To secure your wallet, you need to set up passphase and aware of the virus. I think it is enough to secure your wallet.