★★★ Offering Loans! [Up to 1 BTC] ★★★

[Light]

You must have collateral. Preferably well known altcoins including (but not limited to): LTC & DOGE.
Non-collateralised loans will only be considered by those with extremely high trust and in extraordinary circumstances (ie. no newbies).

Currently Available For Loan: BTC1

I. Terms of the Loan
The maximum value of any single loan will be BTC0.5. Loans must be repaid within 3 weeks (21 days) from the time when the loan is sent.
If loans are not paid back by that period - I, the lender, am entitled to claim the necessary collateral to make good (ie. fully repay & interest) on the loan. All else will be returned to the borrower.

II. Collateral
Collateral will be accepted on a case-by-case basis but generally most altcoins will be accepted. The minimum collateral is 110% of the value of the loan.
Collateral value will be judged according to the lowest price in the past week from any major altcoin exchange (ie. Poloniex).

III. Fees
Fees and loan duration are negotiable.

IV. Escrow
Escrow is the optional (but highly preferred). All escrow fees will be undertaken by the borrower and the escrow will be agreed upon by both parties.

Thanks.

[Light]

Reserved to keep track of past loans. Feel free to post from here. Thanks.

Lending History

Username	Amount Borrowed	Collateral	Interest Rate	Loan Period	Loan Date	Total Repaid	Repaid (✓/x/?)
BitZCoin	BTC0.4	2000 NRS	BTC0.012/day	-	31/05/2014	0.65	✓
cxboyminer	BTC0.01	N/A	BTC0.001	1 week	03/06/2014	0.011	✓
Pierre11	BTC0.02	None	BTC0.006	1 week	10/07/2014	0.05	✓

[Light]

Still offering loans. All terms are negotiable.

[acs267]

Oh thank you. Finally the end of that 'no collateral loans' era is slowly coming to a end. I thank you, for opening up one of the loan services that does collateral. Definitely not encouraging scammers.

[Light]

Loans still available. Feel free to post asking for a loan if you have collateral 

[CaMeRoNy]

Need loan for only 1 day
have steam with 22 games worth more than 150$
let me know

[Light]

Need loan for only 1 day
have steam with 22 games worth more than 150$
let me know

If you have giftable AAA games that you could gift as collateral I might be willing - but accounts don't really work for me as you can easily claim them back from Steam. Do you have any other collateral and how much do you want to borrow anyway?

[monbux]

Need loan for only 1 day
have steam with 22 games worth more than 150$
let me know

If you have giftable AAA games that you could gift as collateral I might be willing - but accounts don't really work for me as you can easily claim them back from Steam. Do you have any other collateral and how much do you want to borrow anyway?

Heya light, I see that you "highly prefer" escrow.  Great, if you ever need one, feel free to contact me
Cheers!

[Light]

Heya light, I see that you "highly prefer" escrow.  Great, if you ever need one, feel free to contact me
Cheers!

Sure, it's either you or Tomatocage - although I'm not sure how much time he has anymore, so it'll probably be you. 

-----

Anyway, gave out another loan to cxboyminer. Still offering loans!

[cxboyminer]

Heya light, I see that you "highly prefer" escrow.  Great, if you ever need one, feel free to contact me
Cheers!

Sure, it's either you or Tomatocage - although I'm not sure how much time he has anymore, so it'll probably be you. 

-----

Anyway, gave out another loan to cxboyminer. Still offering loans!

Yup

[Light]

Still offering loans to those who fulfil the requirements. Interest rates are negotiable

[Justin00]

best of luck with this.. take care mate.
i wish we were back in 2012 when decent people actually took out loans, well before they turned onto VIP scammers

[SirChiko]

2% a day is too mutch...if i'd need 100$ for 2 weeks you will request 128 dolars back it's a bit too mutch.

[monbux]

2% a day is too mutch...if i'd need 100$ for 2 weeks you will request 128 dolars back it's a bit too mutch.

But DO you need a $100 dollar loan?  Or was that post entirely for spamming purposes? :O  I'll give you a $100 worth of BTC loan, for half the interest rates.  Give me a good collateral.

But then again, I believe you post was just for a +1 post count, eh?

[SirChiko]

2% a day is too mutch...if i'd need 100$ for 2 weeks you will request 128 dolars back it's a bit too mutch.

But DO you need a $100 dollar loan?  Or was that post entirely for spamming purposes? :O  I'll give you a $100 worth of BTC loan, for half the interest rates.  Give me a good collateral.

But then again, I believe you post was just for a +1 post count, eh?

I've just been poining that these rates are too high when asking for 110% collateral on top also why are you hijacking other users services thread with your offer and pointing with finger on others if you did post it just to get +1 by your logic too?

[monbux]

2% a day is too mutch...if i'd need 100$ for 2 weeks you will request 128 dolars back it's a bit too mutch.

But DO you need a $100 dollar loan?  Or was that post entirely for spamming purposes? :O  I'll give you a $100 worth of BTC loan, for half the interest rates.  Give me a good collateral.

But then again, I believe you post was just for a +1 post count, eh?

I've just been poining that these rates are too high when asking for 110% collateral on top also why are you hijacking other users services thread with your offer and pointing with finger on others if you did post it just to get +1 by your logic too?

I WASN'T planning to loan you   I was simply saying that because I knew that you wouldn't need a $100 USD loan lol.  Just like you knew that your post had absolutely no value in it.  I'll be deleting this post pretty soon, because I don't want to be a +1 post counter like you

[Light]

best of luck with this.. take care mate.
i wish we were back in 2012 when decent people actually took out loans, well before they turned onto VIP scammers

Thanks man. Miss the good ol' days - there were some really nice people in late '10/early '11 before I left. Sad to see its changed so much now.

2% a day is too mutch...if i'd need 100$ for 2 weeks you will request 128 dolars back it's a bit too mutch.

I am more than happy to negotiate with borrowers who have special requirements. Depending on the stability of the collateral, I can drop my rates to as low as 0.75% a day but that'd need collateral that doesn't have like 20% spikes then dips every other day (ala LTC/DOGE).

[Light]

Bump.

cxboy has paid off his loan, happy to take any more loans if anybody wants.

[Light]

Just updated the OP. With everyone offering non-collateralised loans I doubt I'll be getting much business, but no big deal to bump this.

And if anyone is interested, I did actually get scammed on my first non-collateralised loan. Who would've thought that someone would scam for $12USD with a full member account - still doesn't make any sense. Anyway that's that.

[Light]

And if anyone is interested, I did actually get scammed on my first non-collateralised loan. Who would've thought that someone would scam for $12USD with a full member account - still doesn't make any sense. Anyway that's that.

Just out of reference, Pierre did in fact come back and repay the loan in full as agreed (plus a bit more for the significantly additional time).

In regards to this thread, it's still going to require collateral for the time being, I don't have enough free time at the moment to screen individuals who I deem worthy enough for a collateral-free loan. Given this, I don't really expect much in the way of business.