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Author Topic: Credit profile number  (Read 8762 times)
Yankee (BitInstant)
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Charlie 'Van Bitcoin' Shrem


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February 23, 2012, 03:16:51 PM
 #21

Seriously? Did you even bother to read what I wrote above?

If your gonna argue with my, argue my points and dont put words in my mouth

Your points? Care to show your points that aren't illegal. So far what you've said

Quote from: Yankee
There are many websites online where you can buy CPN's beloning to children, people serving life sentences, ect.

Here are some links you can ready more:
http://www.ehow.com/how_4758064_new-_credit-profile-number_-legally.html
https://www.efanniemae.com/utility/legal/pdf/fraudnews/mortgagefraudnews0611.pdf


^^ Not illegal? LOL.

Even getting ETIN, a foreigner's tax id who worked in USA and needs to file a tax return, is illegal. In any case it's known that people get these tax id to defraud lending companies.

Getting EIN won't work since it will be very easily linked to you. To get an EIN you need to give your SSN to IRS.


I think your taking this a little to personal, and due to that you've missed my point.

Allow me to break this down for you:

There are many legal and illegal ways to obtain a CPN. Whilst I'm not debating wether the seller is legal/illegal in selling this, my points above were to help people understand the correlation between CPN's, EIN, SSN, and others.

Your new here, so let me give you some tips. The purpose of this forum is not to flame or troll. We are here to provide useful information for other people.

Have a great day, enjoy the forums.

Bitcoin pioneer. An apostle of Satoshi Nakamoto. A crusader for a new, better, tech-driven society. A dreamer.

More about me: http://CharlieShrem.com
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vampire
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February 23, 2012, 03:22:56 PM
 #22

Your new here, so let me give you some tips. The purpose of this forum is not to flame or troll. We are here to provide useful information for other people.

Have a great day, enjoy the forums.

Wow, mister registered June 10, 2011. Fix your post.


So far I'VE EXPLAINED the difference, you explained nothing mister "new" to the forums.
Yankee (BitInstant)
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Charlie 'Van Bitcoin' Shrem


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February 23, 2012, 03:49:22 PM
 #23

Your new here, so let me give you some tips. The purpose of this forum is not to flame or troll. We are here to provide useful information for other people.

Have a great day, enjoy the forums.

Wow, mister registered June 10, 2011. Fix your post.

So far I'VE EXPLAINED the difference, you explained nothing mister "new" to the forums.

No need for the personal attacks here. No one wins in these arguments, so allow me to be the better man and stop here.

OP- I would consult the the people you bought it from and see if you can resell it.

-Charlie

Bitcoin pioneer. An apostle of Satoshi Nakamoto. A crusader for a new, better, tech-driven society. A dreamer.

More about me: http://CharlieShrem.com
Meni Rosenfeld
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February 23, 2012, 06:32:12 PM
 #24

No need for the personal attacks here. No one wins in these arguments, so allow me to be the better man and stop here.
vampire was alluding to the fact that he registered to the forum on June 8 2011, two days before you, so referring to him as "new" was inappropriate.

Even if going by post count alone, 90 is in no way new. It just means we are very, very old.

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BTC guy
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February 23, 2012, 10:58:53 PM
 #25

OP intended to defraud lending companies, he has acknowledged that he has bad credit.

You are wrong. If you want to doubt my integrity thats fine, please keep it to yourself. Dont talk like you know me. You have no authority to tell people here what i intended to do with this.

For the record, yes i do have bad credit. Its not because i defrauded anybody. Its because i was receiving credit card applications in the mail by 17. By 18 i had about 10 credit cards. I didnt really understand how the interest worked. I got in over my head and ruined my credit by 20. The number one reason i bought this is because i never heard of it and it sounded cool. I had money to spend so i bought it. It was more of an impulse buy than anything. The number 2 reason i bought this is because i wanted to rent a house. I was living in a house when i screwed up my credit. When it was time to move i wanted to live in another house. Nobody would rent to me because my credit was bad. People didnt even wanna give me an apartment. I used this number when filling out the rental applications. Defrauding people was never my intention. I just wanted to have good credit and be able to do the things that having good credit allows you to do.
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February 23, 2012, 11:28:03 PM
 #26

CPN, an acronym for Credit Profile (or Protection or Privacy) Number, is a recent and as yet (2010) unchecked method of identity theft.[1] Legitimate, but unused, Social Security Numbers are found by computer search; typically, they belong to children or long-time prison inmates who make no use of them. They are then sold to persons with poor credit ratings, who can make extensive purchases using the numbers. Credit checking services such as Experian and Equifax normally determine a person's creditworthiness by a simple lookup of their SSN, but these pristine SSN's trigger no warning flags. If the purchaser overuses the CPN to the point that they are denied further credit from merchants, they have only to buy a new CPN and begin the cycle over again.

quote from: http://en.wikipedia.org/wiki/Credit_profile_number


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Yankee (BitInstant)
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Charlie 'Van Bitcoin' Shrem


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February 23, 2012, 11:33:55 PM
 #27

CPN, an acronym for Credit Profile (or Protection or Privacy) Number, is a recent and as yet (2010) unchecked method of identity theft.[1] Legitimate, but unused, Social Security Numbers are found by computer search; typically, they belong to children or long-time prison inmates who make no use of them. They are then sold to persons with poor credit ratings, who can make extensive purchases using the numbers. Credit checking services such as Experian and Equifax normally determine a person's creditworthiness by a simple lookup of their SSN, but these pristine SSN's trigger no warning flags. If the purchaser overuses the CPN to the point that they are denied further credit from merchants, they have only to buy a new CPN and begin the cycle over again.

quote from: http://en.wikipedia.org/wiki/Credit_profile_number



Please don't quote wikipedia, as it cannot be backed up.

The 1 link wikipedia provides as reference is a dead linke.

I'm not saying your wrong, or wikipedia's wrong, just wont want to see an argument ensure over the words of Dr. Wikipedia.  Grin

Bitcoin pioneer. An apostle of Satoshi Nakamoto. A crusader for a new, better, tech-driven society. A dreamer.

More about me: http://CharlieShrem.com
vampire
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February 23, 2012, 11:38:35 PM
 #28

You are wrong. If you want to doubt my integrity thats fine, please keep it to yourself. Dont talk like you know me. You have no authority to tell people here what i intended to do with this.

You indicated that this CPN has a credit score, therefor it was used for a loan, a credit card or something similar. Are these loans completely paid out? 600-700 is a terrible score... Which does imply that this CPN maxed out all the credit lines....

I have the right to inform people about consequences.


http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre03.shtm

You could be charged and prosecuted for mail or wire fraud if you use the mail or telephone to apply for credit and provide false information. It's a federal crime to make false statements on a loan or credit application, to misrepresent your Social Security number, and to obtain an Employer Identification Number from the Internal Revenue Service under false pretenses.
BTC guy
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February 23, 2012, 11:42:37 PM
 #29

Again, this number is NOT associated to any person. That would definitely be identity theft. I would not use or advertise this number if that was the case. Even if somebody does get their hands on somebodys SSN there is no way for them to change the name and B-day associated with that SSN. When you run my number it comes back with the name and B-day i chose. This is proof enough for me that this number was not stolen from anybody. Regarding the credit score, I suggest you google trade lines. You can buy a good credit score these days. You do have the right to inform people about risky purchases. Nothing wrong with that. The only thing you said that i didnt appreciate is i intended to defraud. You do NOT have any right to tell people that.
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February 23, 2012, 11:59:23 PM
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BTC guy
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February 24, 2012, 12:02:04 AM
 #31

Me? Why? I havent insulted or cursed at anybody. I thought i was doing pretty good at keeping my cool and answering questions.
likuidxd
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February 24, 2012, 12:03:01 AM
 #32

No not you, your thread jackers. Although if they keep it up, its free bumps!

BTC guy
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August 07, 2012, 01:06:29 AM
 #33

since you guys love my products so much i figured i would bump this. i have one left. it has an empty credit file. you can build it up or just use the number to pass credit checks and do stuff that requires a SSN.

anybody interested?
lolwut
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August 07, 2012, 03:02:16 AM
 #34

how much? I'm assuming youre willing to sell this at a cheaper cost than buying a new one, since it's in your pseudo-name.
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August 07, 2012, 03:08:53 AM
 #35

im keeping mine this is another one i got. 1K is my best price. its worth it. you can do alot of things with it.
lolwut
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August 07, 2012, 03:10:15 AM
 #36

im keeping mine this is another one i got. 1K is my best price. its worth it. you can do alot of things with it.

Can the name be changed? Who does the number belong to?
BTC guy
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August 07, 2012, 03:17:44 AM
 #37

the name can not be changed. the number belongs to nobody. they generate the numbers much like a keygen. once the create a number they attached a fake name and dump the info in the system. they dont use anybody's existing information its more like creating a new person.
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August 07, 2012, 03:18:45 AM
 #38

the name can not be changed. the number belongs to nobody. they generate the numbers much like a keygen. once the system generates a number they attached a fake name and dump the info in the system. they dont use anybody's existing information its more like creating a new person.

But whos name goes on the loan docs?
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August 07, 2012, 03:22:40 AM
 #39

i cant really vouch for the credibility of that site. it looks like a BS scam page. i paid alot more than $80. i dont think anybody would sell something like this for $80.

what do you mean who's name goes on the loan docs? if you buy i will provide the name associated with the number.
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August 07, 2012, 03:27:09 AM
 #40

i cant really vouch for the credibility of that site. it looks like a BS scam page. i paid alot more than $80. i dont think anybody would sell something like this for $80.

what do you mean who's name goes on the loan docs? if you buy i will provide the name associated with the number.

I was asking you if I was trying to use this CPN to get a loan, whos name would I put on the paperwork? Mine or the name on the cpn....
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