do they help u or make it worse?
~CfA~
what specific personal issue are you referring to?
As far as cryptocurrency works specifically bitcoin, it only serves as a digital money for purchase purposes. Basically an alternative to an actual money you use. So if your asking about personal issues, that is something along the line of catering personal necessities. Well the answers is its either yes or no. But bitcoin is quite handy for materialistic purchase via internet.
Hope this answers your question, if not. It would help if you would elaborate a bit more.