I read today
http://upstart.bizjournals.com/companies/innovation/2014/07/17/new-york-prepares-to-become-the-first-state-to.html"After more than a year of work, the New York State superintendent of financial services, today unveiled the proposed framework for what could end up being the first ever fully fleshed out cryptocurrency regulations in the United States. But as the document currently stands—thick with what appear to be concessions to the startup community—it could end up excluding all but the best-funded companies.
Those receiving or transmitting virtual currency on behalf of consumers
Those securing control of virtual currency on the behalf of customers
Those performing retail conversion services, including the conversion or exchange of fiat currency or other value into virtual currency
Those buying and selling virtual currency as a customer, but not for personal use
Those controlling, administering, or issuing a virtual currency, but excluding bitcoin miners. Special exceptions are companies that only use the currency to buy and sell goods or services."