挪威的一个主要领导金融协会建议,挪威将在2020年很好的成为无现金国家。
该集团指出,在该国只有百分之五的现金交易,并建议消除纸币可能不会对经济造成任何不利的影响。
“现金占社会支出是这么小的一个比例的,我们可以不用现金,“本周早些时候,金融公司的网站宣读的一份声明。
该组织代表了目前在挪威境内经营的200家金融机构。额外引用的统计数据表明在2014上半年,在信用卡/借记卡使用有8.6%的增长。
该金融公司表示,同一时期,挪威人从ATM机中取出的现金越来越少,处理现金要耗费大量社会成本。”
无现金社会可以减少金融类犯罪,比如洗钱和抢劫 ,金融集团补充道。
datatilsynet,挪威数据保护方面的权威,同意Melby的观点,,认为人们应该能够经营业务,不留下任何数字跟踪信息。
虽然这是非常清楚的事实,挪威人越来越远离纸币,但比特币是否会乘机替代现金?
这很有可能,比特币的基本形式不是匿名的,它是伪匿名的,允许一定程度的隐私保护。现在甚至为社区成员提供以隐私权为中心的工具。
全世界的比特币故事都是一样的,年前,无疑会在加密货币领域产生有趣的发展。
评论:无现金也不太现实,也许把比特币定义为互联网的货币更恰当。
A leading financial association in Norway recently suggested that the country could very well be on track to becoming cashless by the year 2020.
The group noted that only about five percent of transactions conducted in the country are done so with cash, and suggests that eliminating paper money would likely pose no harmful effects to the economy.
“Cash now represents such a small proportion of payments in the society, that we could well do without it,” a statement read on the Finans Norge website earlier this week.
The organization represents 200 financial institutions that are currently operating in Norwegian borders. Additional statistics cited indicated that there was an 8.6 percent growth in credit/debit card usage in the first half of 2014 alone.
Norwegians have been withdrawing less and less cash from ATM machines during that same time period, as well, bringing Finans Norge to state that “it costs society a lot to handle cash.”
A cashless society could mean a reduction in finance-related crimes like money laundering and robberies, the financial group added.
Finans Norge LogoCritics, on the other hand, insist that citizens ought to have a right to financial privacy, in that financial transactions conducted via payment cards and other forms are recorded in some form and accessible. These critics also aren’t buying that electronic payments would bring financial crime under control.
“We also think it is naive to believe that crime disappears by removing cash,” said Mr. Guri Melby of the Venstre (Liberal) party to Norway’s ‘News in English‘ site. “We already see today that crime is moving to new areas. There is just as much fraud of bank cards and electronic payment methods, and we also see new payment methods, like for example Bitcoin, pop up.”
“The opportunity for crime and fraud does not depend on what type of payment methods we have in society,” he added.
Datatilsynet, Norway’s Data Protection Authority, agrees with Melby, stating that people should be able to conduct their business without any sort of digital trace being left behind.
And while it’s abundantly clear that Norwegians are becoming increasingly distanced from paper money, could bitcoin find an opportunity to act as a cash replacement?
It could very well be a possibility, and while bitcoin in its basic form isn’t anonymous, it is pseudonymous — allowing for some level of privacy protection. Even more so with privacy-centric tools available to community members today.
The story is much the same around the world, which should certainly make for interesting developments in the cryptocurrency sector in the years ahead.
Source IceNews via RT Image Svein-Magne Tunli/Wikimedia
http://www.3-coin.com/2014-07-28/5052/