Bitcoin Forum
September 18, 2018, 08:33:22 PM *
News: Latest stable version of Bitcoin Core: 0.16.2  [Torrent].
 
   Home   Help Search Donate Login Register  
Pages: [1]
  Print  
Author Topic: U.S. Checking Account comparison  (Read 1324 times)
Stephen Gornick
Legendary
*
Offline Offline

Activity: 2506
Merit: 1001


View Profile
May 03, 2011, 10:28:44 PM
 #1



from a Pew report titled "Hidden Risks"
The Case for Safe and Transparent Checking Accounts
  - http://www.pewtrusts.org/uploadedFiles/wwwpewtrustsorg/Reports/Safe_Banking_Opportunities_Project/Pew_Report_HiddenRisks.pdf


I was hoping to build a list of which banks allow intra-bank (person-to-person, or P2P) transfers.  P2P transfers referes to electronically transfering funds between two accounts with different ownership.

Some banks incorrectly call this an account-to-account (A2A) transfer but A2A is a term reserved for where both accounts are owned by the same person(s).

The benefit of P2P is that the full amount of funds transferred are available immediately, in most instances.

Of course, if your bank supports CashEdge's PopMoney, you have the ability to send an ACH to any other U.S. bank account, though the funds are not available to the recipient for immediately (the ACH transaction must complete first.)

These P2P transactions would seem to be non-reversible transactions, however there may be exceptions.

So far I have:

U.S.:
  - BofA:
  -   Online: No Charge  http://infocenter.bankofamerica.com/ic2/online-banking/transfer-funds-inside-bank/?panel=qna&qna=x208

  - ING:
  -   Online: No Charge  
  -   Mobile (Bump / in person): No Charge  http://www.ingdirect.com/mobile

  - Chase:
  -   Online: No Charge  https://www.chase.com/online/services/quickpay.htm


Canada:
  - ING:
  -  Online: No Charge
1537302802
Hero Member
*
Offline Offline

Posts: 1537302802

View Profile Personal Message (Offline)

Ignore
1537302802
Reply with quote  #2

1537302802
Report to moderator
1537302802
Hero Member
*
Offline Offline

Posts: 1537302802

View Profile Personal Message (Offline)

Ignore
1537302802
Reply with quote  #2

1537302802
Report to moderator
1537302802
Hero Member
*
Offline Offline

Posts: 1537302802

View Profile Personal Message (Offline)

Ignore
1537302802
Reply with quote  #2

1537302802
Report to moderator
Make a difference with your Ether.
Donate Ether for the greater good.
SPRING.WETRUST.IO
Advertised sites are not endorsed by the Bitcoin Forum. They may be unsafe, untrustworthy, or illegal in your jurisdiction. Advertise here.
1537302802
Hero Member
*
Offline Offline

Posts: 1537302802

View Profile Personal Message (Offline)

Ignore
1537302802
Reply with quote  #2

1537302802
Report to moderator
1537302802
Hero Member
*
Offline Offline

Posts: 1537302802

View Profile Personal Message (Offline)

Ignore
1537302802
Reply with quote  #2

1537302802
Report to moderator
1537302802
Hero Member
*
Offline Offline

Posts: 1537302802

View Profile Personal Message (Offline)

Ignore
1537302802
Reply with quote  #2

1537302802
Report to moderator
gigabytecoin
Sr. Member
****
Offline Offline

Activity: 280
Merit: 250


View Profile
May 04, 2011, 09:29:58 PM
 #2

Anyone any good with photoshop?!

You should add "BTC Client" to that chart!
Garrett Burgwardt
Sr. Member
****
Offline Offline

Activity: 476
Merit: 251


View Profile
May 04, 2011, 10:19:57 PM
 #3

I'm a fan of my ally bank account, though it doesn't support Popmoney.
error
Hero Member
*****
Offline Offline

Activity: 588
Merit: 500



View Profile
May 05, 2011, 11:59:06 AM
 #4

Are you talking about something like FiSync? This is quite interesting since it makes transfers instant between accounts even at different banks. Ultimately it should replace ACH, which was designed for clearing (paper) checks and got electronic transfers tacked on top of it.

3KzNGwzRZ6SimWuFAgh4TnXzHpruHMZmV8
Pages: [1]
  Print  
 
Jump to:  

Sponsored by , a Bitcoin-accepting VPN.
Powered by MySQL Powered by PHP Powered by SMF 1.1.19 | SMF © 2006-2009, Simple Machines Valid XHTML 1.0! Valid CSS!