jdany lending

[haploid23]

Goddammit, I just gave him a loan yesterday. He requested for 0.65btc but I only approved 0.1btc. I wasn't aware you already gave him a loan, otherwise I would have denied altogether. After I sent him the loan, I saw him requesting other loan and I warned against it HERE. Looking closer at his profile, there was another guy that purchased starbucks GC but didn't receive the code HERE.

In hindsight, I shouldn't have just skimmed his profile but actually thoroughly read through his posts, it would have been obvious 

[jdany]

Hmm..... looks like he's taken a ton of other loans as well.

If this does turn out bad be sure to make a very detailed scam accusation thread.  It's possible if he scams that he will probably come back under a new alt to scam more. It's important that all the details are out their in the public domain to prevent him from scamming others in the future.

There is no "if" about it.

I watched him as he continued to request loans AFTER I loaned him more than the requested amount he "needed" for his trip.  Typical bonsai scam run.   Heat was probably on his gift carding and he was exiting with as much as he could grab.

Conjecture is all I have.  Until he either comes back, or he doesn't.

I almost bought two SB cards yesterday to transfer them to a card I controlled - but, I didn't because I hate SB so much I didn't even want to consider getting stuck with a shitload of it.

[CoffeeCoin!]

I bought $200 too (https://bitcointalk.org/index.php?topic=668130.msg8155372#msg8155372) but never got my codes.

He'd already done multiple $65 for $200 transactions but I was too late I guess.   

I hope he comes back because this is a big blow.  I just started Starbucks brokering a couple of days ago...

[seandaniel]

there you go...
I'm sure he will comeback with a Sr. or Full member account

Nice one starbucksshop

[monbux]

All I have is conjecture.
It could have been starbucks reclaiming the balances from fraud.
It could have been starbucksshop using the held credits for other transactions.
I'm not sure yet.

Hopefully, he'll come here and help make sense of this.


Here is what the transactions are:
7/31/2014    Balance Merge    100.00 USD
7/31/2014    Balance Merge    100.00 USD
7/31/2014    Balance Merge    100.00 USD
7/31/2014    Balance Merge    (400.00) USD
7/31/2014    Balance Merge    400.01 USD
8/1/2014    In Store Purchase    (200.00) USD
8/1/2014    In Store Purchase    (200.00) USD

Card2:
7/29/2014    Balance Merge    101.49 USD
7/29/2014    Balance Merge    100.00 USD
7/29/2014    Balance Merge    100.00 USD
7/29/2014    Balance Merge    100.00 USD
7/31/2014    Redeem    (50.00) USD
7/31/2014    Redeem    (50.00) USD
8/1/2014    In Store Purchase    (200.00) USD
8/1/2014    In Store Purchase    (185.00) USD

My question to you is, why didn't you transfer the balances of these cards onto another card, then transfer it back after the loan was repaid?  Sorry for your loss.

[jdany]

I didn't know enough about the collateral I held.
I thought by registering them to an online account the amounts were transferred to the online account and then I would transfer it back to a new number after he repaid.
By the time I found out, it was too late - and I figured by that time if he were going to rip me off, it would have already been done - and as soon as I got back, I checked and it was already gone.

I was just dumb.
and it was a dumb tax.

[haploid23]

My question to you is, why didn't you transfer the balances of these cards onto another card, then transfer it back after the loan was repaid?  Sorry for your loss.

So this is how you launder... *ahem* protect your balance. I believe starbucks can still reverse the balance if they were purchased with stolen credit cards?

[downsouth]

Yeah he scammed me out of two cards. Don't loan this guy any money. I will update if I ever receive the cards. No communication in almost a week.

[waterpile]

damn, another lesson to be learned and another +1 to the scammers

[jdany]

Just a reminder:
Loan repayment is due on Friday Aug 8, 2014 by 23:59:59 ET.
0.97 BTC

182aYVmvc7rdw8WrNeCuZYjBGuxBtYQLmn

[Benjig]

Never lend so many money to accounts with no reputation handling that amounts... he was trading 65$ starbucks cards and then he receive a 1 btc loan  thats about 10x his original deals.

[justbtcme]

I got warned about those Starbucks giftcards just in time. He had offer a 1000$ giftcard as collateral for a loan. Sneaky Sneaky.

[kebabman]

Not sure if it's the same guy, but seems to have the same MO ($100 GC for $40 BC), has been scamming on other forums too.

https://hashtalk.org/t/starbucks-gift-cards-for-sale-100-for-40/4714/30

[jdany]

No big shocker, but he failed to make payment on time.

May those coins be poison in your life until you return them.
I do hex thee.

[QuarantinedMoon]

The issue with multiple people sending loans really is something that needs to be sorted... what are people's thoughts on a thread in this section with updates of all loans sent in public? Wouldn't be that much work and might be a useful last glance check for lenders...

[jdany]

The issue with multiple people sending loans really is something that needs to be sorted... what are people's thoughts on a thread in this section with updates of all loans sent in public? Wouldn't be that much work and might be a useful last glance check for lenders...

Like a loan ledger.
Loancoin.

[QuarantinedMoon]

Like a ledger I guess... would be simple to keep updated. I'm happy to start doing this for the community (and could easily be updated by me if lenders or borrowers post in the thread). Would this be a useful service?

[counter]

Damn that blows.  Hope you guys figure out a ledger of some sort so this type of thing stops happening.  Seems like a few people lost a decent amount of money, hope this guy slips up and gets caught.