Well this alone should be something to rave about --> "As Nichols mentioned, credit card fraud is an impetus. When a transaction is found to be fraudulent, the retailer is forced to pay up. To add insult to injury there's also usually a fine. "It's 90% to 95% of the transaction cost and on top of that they'll hit us with a fee, like $20 on top of a $10 sale," Nichols says.
Another draw for Bitcoin is low transaction fees. While credit card companies can charge up to 3%, Coinbase doesn't charge anything until there's $1 million in sales. Then it takes a 1% cut. "
Companies like BitPay should get non-adopters and adopters together and see, who win the discussion.
![Grin](https://bitcointalk.org/Smileys/default/grin.gif)
Using MtGox as an excuse not to use
BTC is absurd, if you take the risk of transaction reversal and the amount of fraudulent credit cards in to consideration.