[Updated] Choices for earning BTC interest

[deepestfear]

Bitfinex also allows you to lend on margin, right?

[koelen3]

How much you can earn there?

That's 0.025% per day.
Around 9% per year.

9% per year?
That is sooo good since they have good gaurantee to provide us

EDIT : assurance not gaurantee
Do they have any gaurantee?

[Possum577]

The problem with earning interest is the anonymity of bitcoin control. There was a company advertising on this forum that offered big interested, daily, for savings and they paid as promised for two weeks and then they disappeared...with everyone's holdings. Unless there are links to what holdings are mine and protection for me (or any of us) the interest paying opportunities won't be successful. There's way too much risk.

[Possum577]

1.68% daily interest try this ► https://www.btc-i24.com/connect-sharfudeen

Do you have money with this firm? How long have you been using them?

It's so tempting but the math just doesn't work out. It HAS TO BE a ponzi scheme. There's nothing this company can do with our bitcoin that will earn them 2% or more per day, enough to pay off what they're promising.

[Rude Boy]

1.68% daily interest try this ► https://www.btc-i24.com/connect-sharfudeen

Thats probably a scam scheme. 1% daily guaranteed is highly unlikely to be legit.

i'm earning since december -_- it works fine, and their customer support also too good

The site tommorow will collapsed and you will be scammed

Site still stands and i'm getting my interest finely

1.68% daily interest try this ► https://www.btc-i24.com/connect-sharfudeen

Do you have money with this firm? How long have you been using them?

It's so tempting but the math just doesn't work out. It HAS TO BE a ponzi scheme. There's nothing this company can do with our bitcoin that will earn them 2% or more per day, enough to pay off what they're promising.

yup still i'm earning my interest.. i'm using this website for the last few months.. my friend got more than 1.5BTC from her 79 referrals only. I  don't know how to upload  pic in this forum for the proof. i think they might not be a ponzi scheme. you may give a try to this website.

[Brewins]

Bitfinex also allows you to lend on margin, right?

yes. You lend to the site and they pay interests.

More details in the finex site

[98problems]

How much you can earn there?

That's 0.025% per day.
Around 9% per year.

9% per year?
That is sooo good since they have good gaurantee to provide us

EDIT : assurance not gaurantee
Do they have any gaurantee?

9% per year is not unreasonable in the bitcoin world. If you are giving loans in the lending section, you can easily earn ~10% on a loan that lasts no more then 2 weeks that is secured by collateral

[gbianchi]

DO NOT HOLD YOUR BTC ON THIRD PARTY EXCHANGES – BE YOUR OWN BANK

https://bitcointalk.org/index.php?topic=945881.msg10358313#msg10358313

[koelen3]

How much you can earn there?

That's 0.025% per day.
Around 9% per year.

9% per year?
That is sooo good since they have good gaurantee to provide us

EDIT : assurance not gaurantee
Do they have any gaurantee?

I believe yes, but don't get me wrong, I don't work for them. You can contact them through the website/via phone for the details.
Being careful is never wrong.
But I do know that they provide a digital proof for download that has legal effectiveness for every account.
https://save.jua.com/help/jbao/


Here's some more information related to jua:
Their Chinese New Year fest party
http://v.youku.com/v_show/id_XODk0MTI3NDI0.html

Inside their office
http://v.youku.com/v_show/id_XODk0MTMwMzI4.html?qq-pf-to=pcqq.group
http://v.youku.com/v_show/id_XODk0MTMxNDEy.html?qq-pf-to=pcqq.group


After some diggin, I know this is a company with ~100 hard working staff, and a very ambitious CEO (BTW, whose brother is a billionaire).
And I'm planing to visit the company after the Chinese New Year vacation.
Will take some pictures and more info back.

Knowing their office and all is pretty good and really helps to ease the tension in mind but there are always chances of hacking , so for just 9% a year , keeping btc in exchange , i think i will pass since i just read this

DO NOT HOLD YOUR BTC ON THIRD PARTY EXCHANGES – BE YOUR OWN BANK

https://bitcointalk.org/index.php?topic=945881.msg10358313#msg10358313

Nice thread man!

[koelen3]

How much you can earn there?

That's 0.025% per day.
Around 9% per year.

9% per year?
That is sooo good since they have good gaurantee to provide us

EDIT : assurance not gaurantee
Do they have any gaurantee?

9% per year is not unreasonable in the bitcoin world. If you are giving loans in the lending section, you can easily earn ~10% on a loan that lasts no more then 2 weeks that is secured by collateral

That's a nice way to , you always have collateral more than the value so you always win
I think i shall start a lending service

[Bizmark13]

While the idea seems nice, I'm not sure if it is actually a smart one. By sending your bitcoins to such a site, you are betting against the possibility that they will not get hacked, "hacked", or turn out to be a scam. I'm not sure if taking such a big risk would be worth it for just a ~10 percent annual gain. If the site disappears with all of its users' funds, then you will lose 100 percent of your initial deposit.

Also, doesn't Bter also offer interest for Bitcoin and altcoins as well? I've never heard of all those other sites mentioned in the OP before but I think Bter is quite trustworthy. That doesn't mean they can't get hacked though. And there is still a non-zero percent chance that they could suddenly disappear without a trace. Heck, I remember when they nearly went bankrupt when a hacker made off with 50 million NXT a couple of months ago. It could happen again.

(That being said, I might put a small fraction of my bitcoins into such sites just for fun. But I definitely wouldn't recommend investing all of your bitcoins there.)

I'm sure many people here already know this by now but looking back, it seems that I was right to be cautious since Bter recently lost a large chunk of their users' funds due to an unusual cold wallet hack. What happened to Bter could happen to any other exchange or service that claims to hold/invest your bitcoins - whether it be MyBitcoin, inputs.io, Mt. Gox, or the countless cloud mining/ponzi schemes that pop up everyday, etc. Even if a site claims to offer a positive ROI by paying interest, it's highly likely that the actual expected ROI is negative once the possibility of a hack or scam is accounted for. Moral is; Keep your coins off exchanges people!

[btcminer021]

I'd be caution "investing" my BTC out of my control with someone I do not know. Be careful!

[pooya87]

bter was giving interests on bitcoins on their website, now see what happened to it. it is closed up!
so i prefer saving my bitcoins with myself and don't worry about an small interest rate, while accepting the risks

[picolo]

Wait? You can earn interest on BitCoin? How is that?

By investing it on a third party website but you have huge risks of losing.

[koelen3]

Some more info

The company behind JUA: ChBTC also owns ChinaBTC exchange ChBTC.com , Mining Pool BW.com , and P2P fiat loan 8R.com
It has recently aquired several other companies. Jua makes profit mostly by mining, loaning and investing other companies.
JUA's coins invested in mining all goes to BW.com.
Now BW.com pool is constantly ranked top 3 of all pools.
You can check at Huobi's qukuai.com: http://qukuai.com/pools
Last 24 hour's max is 28 blocks.



比特币银行 JUA 2014年简报
Jua 2014 Annual Brief Report, partial translation done by me. You should seek google translation's help for details
2015-02-18 09:49:00 https://save.jua.com/news/show-35-proclamation
一、概述 (Intro)
        JUA在广大币友的支持下，快速成长了起来，值此新春之际，我们向所有的比特币爱好者拜年，祝大家2015大吉大利、心想事成！
Basicly, Happy Chinese New year.

        过去的一年是不平静的一年，尤其在岁末，接连有bitstamp、bter、存钱罐等多家运营平台被盗，从而导致其中一些直接破产，给广大币友带来心理上和物质上的损失，我们在此公开透明陈述一下JUA的现状，希望能让大家对我们更加了解，以继续支持我们，共同走向世界；安全方面，JUA与新版中国比特币架构体系一脉相承，中国比特币在2013年年底，花费接近3个月进行了一次重大改版，其中重要的部分就是对安全体系的升级更新，我们设计方案之初便定位于即使热钱包服务器都物理上盗走，也确保热钱包安全，为此我们付出了高昂的时间成本，凭证内存加密保存，断电自动销毁,手动无法从热钱包提币...但我们做到了！但这还不够，我们深知，作为平台最重要的安全隐患其实来自于公司内部日常业务运作，所以我们又在网站业务安全管理方面全面深化，管理端与服务器端双向IP绑定，所有涉及到用户安全的操作在后台都经过动态密码及时验证，每一步操作都有固定日志永久封存，我们相信，在安全方面的投入，我们做的足够多，也在同行中足够好,请大家拭目以待，中国比特币已经安全存在一年半，这其中有我们工程师的辛勤努力，更是步步谨小慎微，率先推出秒级全站核准系统，对于大家的信任，我们负担得起！
Emphasizing the security concerns and a lot of measures they have taken in that regard

         2014年6月30日，JUA正式上线运营，至目前为止已成功安全运营7个月，累计BTC 理财111974.34053BTC，LTC理财1184131.8897LTC。放贷主要对象为矿场、矿机商以及搬砖套利。定期理财周期一般为30天到120天，最高年化利率为22.41829%。至2014年12月31日，定期共放贷17895.35879，到期应还款13895.35879，实际到期已还款13895.35879。活期累计放贷10248b,准备金率普遍维持在30%以上。活期最高利率０.１%，平均利率为0.03283%，截至2014-12-31共发活期利息865.6276159Btc。ltc理财情况：2014-7-17至2014-12-11LTC公益理财，2014-12-12开始ltc活期理财，利率0.025%，截至2014-12-31活期利息共发放7925.34544Ltc。12月17日活期放贷30000个，定期理财共放30000个，定期年化利率为20.98304%，共90天，截止1014-12-31定期共发息209.99999958ltc。
用户累计充值比特币：11.19万   莱特币118.4万
当前用户实际同时储蓄使用量：2.54万  莱特币：36.4万

总毛收入：
15697.2 BTC（挖矿）+952btc（利息）=17176 btc+部分投资股份


Total Deposited: 25.4k Btc 264K Ltc
Including withdrawn ones:111.974k Btc   1184.131k LTC

Current deposit (this is generally where customers' deposited coins go to):  10248BTC
Reserve fund rate is mostly above 30%

Gross income from invested coins in BTC: 15697 (mining) + 952 (intesest on loans)


二、资产构成 (How does jua make profit from coins deposited?)
A、购买矿机 (buying mining machines and generate coins via bw.com)
  蚂蚁s3 方式：买入  29000台，每天产生150左右btc Ant S3 x29000 mining ~150 coins daily
  蚂蚁s5 方式：买入  2880台，每天产生36btc Ant S5 x2880 mining ~36coins daily
  阿瓦隆方式：买入 9576台，每天产生22 btc Avalon x9576 mining ~22 coins daily
  合计以上每天产生大约200btc

B、固定借贷利润差： (lending coins out and earn interest difference)
  各种固定以及活期放贷业务   

C、投资业务： (investing/acquiring other companies)
  部分公司的投资股份

三、综合 (In sum)
      总btc：25451 (Total coins: 25451)
      其中   固定理财中：7100btc  （可回收）
      矿机投入或折扣：7750 btc（等待挖矿回收）
      活期投资中：5014btc（可回收）
      JUA活期账户余额：5587btc（现存币）

四、详细数据 (Data charts)
统计时间：2014年7月1日——2014年12月31日
Accounts' BTC amount


Monthly distributed interest


Interest coin charts



Fixed-term interest charts

That is wow
but that doesn't leave the fact that there is always a chance to get hacked and to keep our money there , we still can't be sure if they go down big time(hope they don't) , they will be able to get the coins

[SureLockLoans]

Yeah I wouldn't trust these if you are considering investing.

[mlferro]

Wait? You can earn interest on BitCoin? How is that?

By investing it on a third party website but you have huge risks of losing.

yes, that's right. So it has to be very careful, and do some research on. becareful.

[Chef Ramsay]

If you want a security that is worthwhile to invest in I highly endorse CVFS (CryptoVest Financial Services) - start here - https://bitcointalk.org/index.php?topic=913189.0. To be real, with a bull market on the horizon, just keep what ya got. However, if you have expendable coins that you want to work for you to bring in a steady fiat monthly fund then go to cryptostocks and check out CVFS. They've been reliable on their payments and have perfect customer service and monthly emails and audio messages filling in the shareholders as to what the company is going to do next in the market in terms of funding and the like. The month of March has something special going on to up the fundage. Check it out or get an idea about it.

[li8328266]

What can back to the investment so much

[SargeR33]

I saw Chinese characters, Chinese web links, Chinese this and that. Immediately I think scam. Sorry, not a single one of my coins will EVER be held by anything in China.