I'm happier when invididuals pay low taxes because they always know how to make a free economy work and what best to do with their money whether they took macroeconomics or not.
I have to disagree with you there Tuxavant. A significant percentage of 'individuals' have no idea. Individuals who aren't motivated to put their money back into the economy and stimulate growth don't know what is best.
The survey found that over a quarter — 25.6 percent — of all households either don’t have a checking or savings account at all, or have a bank account but still choose to rely regularly on “alternative financial services” like payday lenders and pawn shops.
What's "best" is subjective and up to the individual to determine. No one has the right to tell anyone what to spend the fruits of their labor on. You might think it's best for your neighbor to invest in some stock. He might think it's best to buy that new TV he really wants. Remember, the economy is not an ends in itself, but a means to provide us with material wealth.
As for their influence on the economy, if they end up giving a disproportionate amount of their income to payday lenders, great; now the money is in the hands of someone who does know how to invest it. Is there a problem here?
If someone puts their money under a mattress for 10 years, that just means the value of everyone's money increases, until that money is spent.
Also, spending for the sake of it doesn't grow the economy. Savings and capital does.