LOL at not having 50% in BTC 49% in metals and 1% in FIAT to do local groceries.
WHAT?!?!?!
Food.. food.. food.. FOOD AND
WATER !!!!!!!!!!!! 20% of your wealth should be in these two no freaking questions asked.
When you starve to death all the gold and bitcoin in the world won't save you.
Or at least 5% and have the knowledge to know what you can eat around your area and have some life straws.
Even in a soft crash food and water prices will skyrocket massively.. tell no one the amount of food you have stored..