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Author Topic: >> MICROLOANS | 24-Hour Approval | Accounts As Collateral <<  (Read 11955 times)
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Vortex20000 (OP)
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September 13, 2014, 08:59:12 AM
Last edit: October 03, 2015, 02:34:10 AM by Vortex20000
 #1

I do look at that title below your name, but will not decide based on it.

Microloans

No-collateral microloans vary from 0.001 BTC all the way to 0.05 BTC. I do not loan more than this without collateral.

Collateral

Acceptable collateral is anything that I can sell that you can't get back. Basically, no Minecraft accounts, domains, or anything like that. Collateral would be altcoins, physical collateral such as hardware or valuables, or other virtual goods.

Meep meep. You can also use Bitcointalk Member accounts and up as collateral. Their collateral values are below.

Member: BTC0.015
Full Member: BTC0.04
Sr. Member: BTC0.06
Hero Member: BTC0.1

I'll trust you if you're a legendary on 99% of occasions.

PayPal money is not collateral. PayPal is reversible. "But I won't chargeback!! Honest!!!" Sure. Get a loan from a bank.

If you can provide collateral in a BitcoinTalk.org account, Clam, Litecoin, or Dogecoin your loan has a much higher chance of getting accepted.

No Collateral

No collateral loans are restricted to very small amounts which vary on the specific loaner as well as cause and repayment rate. I'm not greedy - I won't fall for your 10% profit in one day nonsense. Attempt to scam me and you will suffer the consequences.

Generally speaking, no-collateral loans are only given out to Full Member+. Jr. Members and below will not be granted no-collateral loans, some exceptions, but for the most part, that's the rule.

Loan Process

1) You post in this thread:

Quote
Amount loaning:
Bitcoin address:
Reason:
Repayment date and interest (minimum 1%/day):
Collateral (optional, recommended):

2) I will check out your request and within 24 hours post either Accepted or Denied. You will also receive a PM notifying you of the decision.

3) If your loan is Accepted, the loan will be sent to your address once you send collateral (optional) and I will post a repayment address and amount owed.

4 Upon repayment, your collateral will be returned to you and positive feedback left on your profile.

Loan Terms

  • You may not default on your loan. Doing so will earn you negative feedback in your trust.
  • Late repayment comes with an interest fee of 3% per day.
  • My word is law. If I say no, it's no. If I say yes, don't keep asking.
  • This thread is a self-moderated thread. If you think I've scammed you, please post in Scam Accusations. (I won't, though.)
  • By taking a loan you agree to all these terms.
  • These terms and all other conditions are subject to change at any time. I reserve the right to modify, amend, or append anything from or to these terms.

Accounting (Past Loanees)

Accepted: 7/22
Denied: 15/22



Sickler - 0.01 BTC - Repay by end of September 2014 with 1.5% interest Repaid in an hour or less, 10% interest.

Sickler - 0.02 BTC - Repay by 19th 21st September 2014 with 8% interest Repaid early

sangwan1212 - 0.01 BTC - Repay by 30th November 2014 with 20% interest Repaid early

yenzae0215 - 0.005 BTC - Repay by 9th December 2014 LATEST with 2% interest Repaid very early

rexxarofmoknathal - 0.015 BTC - Repay 0.015 BTC + 5% by 22nd February 2015 Repaid

christycalhoun - 0.017 BTC - Repay 0.02 BTC by 18th February 2015 Defaulted; account seized Repaid late

christycalhoun - 0.017 BTC - Repay 0.02 BTC by 4th March 2015 Repaid, late.

Melds - 0.05 BTC - Repay 0.055 BTC by agreed date Defaulted, account seized

More Information
Maximum loan --- 0.5 BTC
Minimum loan --- 0.0025 BTC (below this: fees make it not worth lending)

Post/ask away if you have more questions.

Vortex20000 (OP)
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September 13, 2014, 09:15:54 AM
 #2

Need 0.004btc
Repayment amount-0.005btc
Within two days
No collateral
My btc address-1CmfP8MPNtycGS7HLpjKX3ZdPdavAwjWpx
Denied.

Quote from: Vortex20000
Jr. Members and below will not be granted no-collateral loans

Sickler
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September 13, 2014, 10:23:18 AM
 #3




Amount loaning: 0.05 preferred but 0.03 minimum
Bitcoin address: 1FnqxQWZPoJsAdYdmxP5RsSPkDTyfFSn8z
Reason:  Investing in more OMC.  Repayment comes from my check. 
Repayment date and interest (minimum 0.5%/day): 7 days MAX up to 10% interest offering.
Collateral (optional, recommended):  I have 22k OMC which is currently worth 0.067212 in BTC
Vortex20000 (OP)
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September 13, 2014, 10:48:05 AM
 #4




Amount loaning: 0.05 preferred but 0.03 minimum
Bitcoin address: 1FnqxQWZPoJsAdYdmxP5RsSPkDTyfFSn8z
Reason:  Investing in more OMC.  Repayment comes from my check. 
Repayment date and interest (minimum 0.5%/day): 7 days MAX up to 10% interest offering.
Collateral (optional, recommended):  I have 22k OMC which is currently worth 0.067212 in BTC

Hmm, if it was any other kind of collateral, I'd take it. I prefer my collateral to be a stabler coin. Sorry mate, Denied.

If you want a smaller loan - no collateral - I'll be OK with that.. 0.01 BTC.

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September 13, 2014, 10:50:52 AM
 #5




Amount loaning: 0.05 preferred but 0.03 minimum
Bitcoin address: 1FnqxQWZPoJsAdYdmxP5RsSPkDTyfFSn8z
Reason:  Investing in more OMC.  Repayment comes from my check. 
Repayment date and interest (minimum 0.5%/day): 7 days MAX up to 10% interest offering.
Collateral (optional, recommended):  I have 22k OMC which is currently worth 0.067212 in BTC

Hmm, if it was any other kind of collateral, I'd take it. I prefer my collateral to be a stabler coin. Sorry mate, Denied.

If you want a smaller loan - no collateral - I'll be OK with that.. 0.01 BTC.


Well, I guess I could use it.  I'll take it and try to return sooner if I get it.
Vortex20000 (OP)
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September 13, 2014, 10:59:31 AM
Last edit: September 15, 2014, 04:35:48 AM by Vortex20000
 #6

TxID: 255085d6005a5b0d25f8dddcbbdfea6de567ad446163e3780de64e460c8b7dc1

Please repay 0.01 with at least 1.5% interest to originating address.

EDIT: Btw, originating address is 1KQwwWfuATJZogLTk9nmPNyY4egS1PUvqY.

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September 13, 2014, 11:03:42 AM
 #7



Another user has agreed to loan me the full amount so I'll be returning 0.011 (10%) interest right now to you for your trust in me!



Thanks again for this and wish you the best of luck on your thread!



EDIT:  Sent txID 07de6c8e7f7e8e1d672d361df5cfc11540f6cef5940ab5232946918df45a457b
Vortex20000 (OP)
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September 13, 2014, 11:09:15 AM
 #8



Another user has agreed to loan me the full amount so I'll be returning 0.011 (10%) interest right now to you for your trust in me!



Thanks again for this and wish you the best of luck on your thread!



EDIT:  Sent txID 07de6c8e7f7e8e1d672d361df5cfc11540f6cef5940ab5232946918df45a457b
Oh, ok. Best of luck investing!

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September 13, 2014, 11:54:17 AM
 #9





Amount loaning: 0.02 preferred but 0.01 minimum
Bitcoin address: 1FnqxQWZPoJsAdYdmxP5RsSPkDTyfFSn8z
Reason:  Investing in more OMC.  Repayment comes from my check. 
Repayment date and interest (minimum 0.5%/day): 3-5 days MAX up to 10% interest offering.
Collateral (optional, recommended): None




Vortex20000 (OP)
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September 13, 2014, 12:05:10 PM
 #10





Amount loaning: 0.02 preferred but 0.01 minimum
Bitcoin address: 1FnqxQWZPoJsAdYdmxP5RsSPkDTyfFSn8z
Reason:  Investing in more OMC.  Repayment comes from my check.  
Repayment date and interest (minimum 0.5%/day): 3-5 days MAX up to 10% interest offering.
Collateral (optional, recommended): None





Sent .02. Please repay (let's say) 8% within 5 days to 1KQwwWfuATJZogLTk9nmPNyY4egS1PUvqY.

Transaction: https://blockchain.info/tx/20c3a4835617cc6b626e6f89ee0c8b845c6a36049d9b21b04ce97209947ee438

Sickler
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September 13, 2014, 12:07:10 PM
 #11





Sounds like a plan and thanks for the loan again.



Perfect amount to get my OMC Smiley
Vortex20000 (OP)
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September 13, 2014, 01:33:39 PM
 #12

Amount loaning: 0.01
Bitcoin address: 1LLfEWx8gr1KdVFxwHDiKF9FJbhPjwXXH8
Reason:  Investing
Repayment date and interest (minimum 0.5%/day): About 3 days, whatever interest you require(can be a more than usual)
Collateral (optional, recommended): None
Denied.

Quote from: Vortex20000
Jr. Members and below will not be granted no-collateral loans

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September 15, 2014, 04:11:48 AM
 #13

Amount loaning: 0.09
Bitcoin address: 1ADiqyvDrMTnDc1mUXTHTsXtynfnRrWuwB
Reason: Buy more Xbox Vouchers to sell
Repayment date and interest (minimum 0.5%/day): 3 days with 10% interest
Collateral (optional, recommended): $50 Xbox Voucher
Vortex20000 (OP)
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September 15, 2014, 04:21:19 AM
 #14

Amount loaning: 0.09
Bitcoin address: 1ADiqyvDrMTnDc1mUXTHTsXtynfnRrWuwB
Reason: Buy more Xbox Vouchers to sell
Repayment date and interest (minimum 0.5%/day): 3 days with 10% interest
Collateral (optional, recommended): $50 Xbox Voucher
Denied. Two things: 1) Brand new account, not even newbie 2) an Xbox voucher sounds good, just not to me.

Actually, it's not of a personal reason than other. I'm certain if you post around you'll find someone else willing you loan you .09 if your collateral is $50.

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September 15, 2014, 04:27:42 AM
 #15

Amount loaning: 0.09
Bitcoin address: 1ADiqyvDrMTnDc1mUXTHTsXtynfnRrWuwB
Reason: Buy more Xbox Vouchers to sell
Repayment date and interest (minimum 0.5%/day): 3 days with 10% interest
Collateral (optional, recommended): $50 Xbox Voucher
Denied. Two things: 1) Brand new account, not even newbie 2) an Xbox voucher sounds good, just not to me.

Actually, it's not of a personal reason than other. I'm certain if you post around you'll find someone else willing you loan you .09 if your collateral is $50.

cool, thanks anyway
Vortex20000 (OP)
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September 15, 2014, 04:30:01 AM
 #16

Amount loaning: 0.09
Bitcoin address: 1ADiqyvDrMTnDc1mUXTHTsXtynfnRrWuwB
Reason: Buy more Xbox Vouchers to sell
Repayment date and interest (minimum 0.5%/day): 3 days with 10% interest
Collateral (optional, recommended): $50 Xbox Voucher
Denied. Two things: 1) Brand new account, not even newbie 2) an Xbox voucher sounds good, just not to me.

Actually, it's not of a personal reason than other. I'm certain if you post around you'll find someone else willing you loan you .09 if your collateral is $50.

cool, thanks anyway
Check out this thread. Haploid might accept an Xbox voucher as collateral.

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September 15, 2014, 05:11:58 AM
 #17

Amount loaning: 0.02 BTC
Bitcoin address: 1ELKnrokt33K2gR3poiEyzprobJSWEKWM7
Reason: Need enough to buy a Ukash Voucher
Repayment date and interest (minimum 0.5%/day): 5 days and Interest of 2%/day
Collateral (optional, recommended): ---

Vortex20000 (OP)
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September 15, 2014, 05:20:47 AM
 #18

Amount loaning: 0.02 BTC
Bitcoin address: 1ELKnrokt33K2gR3poiEyzprobJSWEKWM7
Reason: Need enough to buy a Ukash Voucher
Repayment date and interest (minimum 0.5%/day): 5 days and Interest of 2%/day
Collateral (optional, recommended): ---
Denied
Quote from: Vortex20000
Jr. Members and below will not be granted no-collateral loans

Vortex20000 (OP)
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September 15, 2014, 11:31:10 PM
 #19





Sounds like a plan and thanks for the loan again.



Perfect amount to get my OMC Smiley
Hey, it appears the transaction that I sent a few days ago had a smaller than usual fee and didn't go through. I have sent a new transaction for .02 to your addresss.

Since it was completely my fault, I've extended the payback deadline to five days from now, 21st September 2014. Please repay 0.0216 by that date.

Vortex20000 (OP)
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September 17, 2014, 06:19:36 AM
 #20

Amount loaning: 0.02
Bitcoin address: 1MK9g3Nn4Yg9wxRN5M4fUyBZxQkkbLyXA5
Reason: Domain Flipping and Other Assorted Investments
Repayment date and interest (minimum 0.5%/day): 0.021 9/20
Collateral (optional, recommended): Micro-loan doesn't need collateral...
Microloans do require collateral., IMHO, if they are over a few dollars.

Denied. Your negative trust basically ruined your rep.  Cool

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