What's your income and expenditure? What's your cash-flow look like.
Run your finances like you are a business, in which you are 100% shareholder; Do the best thing for the shareholders.
I really think it's premature to think about cashflow when your float is $250
Just buy damn 0.5BTC put it in a nice modern wallet and forget about it for several years, otherwise it'll get spent on booze and you'll forget you even had that money the next day.