is it decentralized ripple, eg with out the dodge unl server list requirement.
Some parts of it are similar to ripple, but it's meant to be much more than that. It's supposed to be the only thing that a person will use when dealing with crypto. Connect currencies, fiat gateways, regular exchanges, asset exchanges, decentralised gambling and more. That's the plan anyway. With ripple I could send you crypto, but you still have to cash it out at a gateway and then use it yourself, with this the intention is just to be able to use it all from one GUI.