Problems with btc:
1. wild, unstable exchange rate
- Much better, to have more profits in the long run
2. difficulty to obtain and use (for most people)
- If you have funds and it's legal to your country, obtaining Bitcoin is not a problem. About it's difficulty to use, the word "study" do exist.
3. getting coins hacked or lost by sending to wrong address
- Even your money in bank accounts could be hack, and sending it to a wrong address is the same as sending it to a wrong bank number, in short, it's your fault and responsibility, not on Bitcoin.
4. fraud/theft at exchanges (if it happened at Gox it could happen anywhere)
- Same in Fiat.
5. it enables criminals to get paid online
- All of the currencies and even cryptocurrencies are being used by criminals, that's why it called money.
6. there are already plenty of ways to send money online a lot easier, it doesnt really do anything new
- Blockhain is much safer for me and can't be manipulated by the Government unlike Banks.
7. absolutely no buyer protection
- Again, it's your responsibility. No one is forcing you to buy Bitcoin if you don't want. Just chill and watch us getting profits from it.
8. scam companies/scammers
- Banks are also a scam, and it's not Bitcoin who is a scam, it is the company that you were saying. Scammers existed first in Fiat.