Status of bitcoin buying options available to USA

[desticy]

For US users  


Part from: http://www.reddit.com/r/Bitcoin/comments/2gcs24/psa_coinbase_declines_services_to_tor_users/ckhzj8o


Exchanges

Bitfinex = Only USD deposit options are international wire with a $20 min fee by Bitfinex and EgoPay, which has a 2% fee charged by Bitfinex.

Bitstamp = international wire only international wire and ripple network more detail

BTC-E = international wire only international wire and Perfect Money, Egopay, OKPAY more detail

LakeBTC = No ACH, just wire transfers and EgoPay. international wire and Egopay, ripple network
EgoPay charges the recipient 1.5% + 0.25 USD for each transfer, others free  but LakeBTC's fee structure indicates that USD deposit is free, so I'm not sure how that actually works without being a loss to them. 0.5% BTC withdrawal fee. more detail

OKCoin = 0.2% trade fee. Only USD deposit option is "Perfect Money", which has a 3.0% fee + the fee charged by "Perfect Money".

LocalBitcoins = Best for privacy, but big mark-up over spot rate. 1% every trade with both charges

anxbtc = Only international wire

CampBX = USPS Money Order and personal checks are accepted. No ACH. 0.55% trade fee.

Kraken = No USD deposit options are available.


Changers

Coinbase = Brokerage, not exchange. ACH deposits, instant BTC withdrawal if credit card on file as back-up, exchange rate locked in at time of buy so no waiting for the USD deposit before locking the exchange rate. By far the most convenient and the only sacrifice is privacy and fees. Fees are only about 0.4% cheaper if you use exchanges. Current fee is 1.0% + 0.15 USD.

Circle = still invite-only, but with ACH deposits will likely be Coinbase's biggest competitor. "No fees", but there is a mark-up over spot. Controversial public statements made by Circle's CEO.

Coinsetter = 0.25% trade fee. Their website says, "U.S. customers have the ability to make bank and bitcoin transfers to and from Coinsetter", but do not detail which kinds of bank transfers. That seems shady to me. Fortunately, there is a wiki that clarifies, "Coinsetter accepts international SEPA and SWIFT wire transfers in USD."

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[El Emperador]

there is also the infamous Cryptsy. 

[Pkuwag]

there is also the infamous Cryptsy. 

I always heard it, but have not used it yet, why did people still using it for everyone says it sucks?

[desticy]

Add, buy bitcoins in US, I suggest LakeBTC ( 0.2% + BTC0.001 ) for Exchange, it's cheapest!  You know, Coinbase charge 1% fee

( All banks and other third-party fees are not included with Exchange and Changer)