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Author Topic: Anyone else using the BTC credit card by xapo ?  (Read 6205 times)
robmob (OP)
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November 23, 2014, 09:45:58 PM
 #1

I just signed up for the Xapo credit card and was wondering if anyone else is using it and how the find it works. I believe the rate is 3% on every 100 you spend in order to use it but I think it will help bitcoin to be more widely used.

If you are interested in getting a credit card to use with your bitcoin wallet this is the place http://xapo.com/r/K84P3VE

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PolarPoint
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November 23, 2014, 10:00:41 PM
 #2

Are you honestly asking for feedback or just looking for a opportunity to post your referral link?
This is the link you should be posting: https://xapo.com
caribbeanbitcoiner
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November 23, 2014, 10:05:25 PM
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I just signed up for the Xapo credit card and was wondering if anyone else is using it and how the find it works. I believe the rate is 3% on every 100 you spend in order to use it but I think it will help bitcoin to be more widely used.

If you are interested in getting a credit card to use with your bitcoin wallet this is the place http://xapo.com/r/K84P3VE

It's a Debit Card OP, not a credit card  Wink

There's a big difference. We don't want people on here getting confused  Cheesy
robmob (OP)
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November 23, 2014, 10:06:53 PM
 #4

Are you honestly asking for feedback or just looking for a opportunity to post your referral link?
This is the link you should be posting: https://xapo.com

I am honestly looking for feedback if you would have took the time to look back at my previous posts and topics I am not one to post referrals. In fact I believe this is my first for BCT.

Why should I post that If I am the one referring them that is what my link is for . Try being a dick head some where else I am not one of them guys.

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robmob (OP)
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November 23, 2014, 10:07:39 PM
 #5

Are you honestly asking for feedback or just looking for a opportunity to post your referral link?
This is the link you should be posting: https://xapo.com

I am honestly looking for feedback if you would have took the time to look back at my previous posts and topics I am not one to post referrals. In fact I believe this is my first for BCT.

Why should I post that If I am the one referring them that is what my link is for . Try being a dick head some where else I am not one of them guys.

Can you please explain to me the difference. I am getting it in hopes to be able to take a trip on bitcoin example using it to pay for rental car hotel ect ?

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caribbeanbitcoiner
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November 23, 2014, 10:15:10 PM
 #6

Are you honestly asking for feedback or just looking for a opportunity to post your referral link?
This is the link you should be posting: https://xapo.com

I am honestly looking for feedback if you would have took the time to look back at my previous posts and topics I am not one to post referrals. In fact I believe this is my first for BCT.

Why should I post that If I am the one referring them that is what my link is for . Try being a dick head some where else I am not one of them guys.

Can you please explain to me the difference. I am getting it in hopes to be able to take a trip on bitcoin example using it to pay for rental car hotel ect ?

A debit card allows you to spend only what's on your account (you can only spend the funds you have available) whereas a credit card allows you to borrow money.
robmob (OP)
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November 23, 2014, 10:18:29 PM
 #7

Well in Canada where I live our Debit cards have overdrafts so you can spend more then what is available. So this is a BTC Debit card your saying or similar to what we would call a pre loaded or pre pay credit card you pay once for card and can add funds to it any time.

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caribbeanbitcoiner
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November 23, 2014, 10:24:29 PM
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Well in Canada where I live our Debit cards have overdrafts so you can spend more then what is available. So this is a BTC Debit card your saying or similar to what we would call a pre loaded or pre pay credit card you pay once for card and can add funds to it any time.

yup. It's a Prepaid card
robmob (OP)
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November 23, 2014, 10:27:56 PM
 #9

Well in Canada where I live our Debit cards have overdrafts so you can spend more then what is available. So this is a BTC Debit card your saying or similar to what we would call a pre loaded or pre pay credit card you pay once for card and can add funds to it any time.

yup. It's a Prepaid card

Have you used this card before? Is it widely accepted everywhere a Visa or Mastercard would be ? like would I be able to use it to take a document a trip paid for fully in BTC

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MakingMoneyHoney
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November 23, 2014, 11:09:08 PM
 #10

Are you honestly asking for feedback or just looking for a opportunity to post your referral link?
This is the link you should be posting: https://xapo.com

I am honestly looking for feedback if you would have took the time to look back at my previous posts and topics I am not one to post referrals. In fact I believe this is my first for BCT.

Why should I post that If I am the one referring them that is what my link is for . Try being a dick head some where else I am not one of them guys.

Can you please explain to me the difference. I am getting it in hopes to be able to take a trip on bitcoin example using it to pay for rental car hotel ect ?

As explained, since it's a Debit card instead of a Credit card, you may have to have enough of a balance on it to cover the extra fees car rentals and hotels charge for not using a Credit card. They usually charge more for Debit cards for the deposit, (to cover any damage should there be any) and then give you back the money if the room and/or car are still in good condition.
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November 24, 2014, 12:15:12 AM
 #11

Xapo looks definitely unprofessional to me.

To the question, Where can I use my Xapo Debit Card? Their reply is:
Quote
Your Xapo Debit Card can be used at any merchant that accepts the card network listed on your card.
(from http://help.xapo.com/83749-Can-I-use-the-card-anywhere---in-any-country )

To the very best of my knowledge, Visa and Mastercard are accepted everywhere but the Xapo card isn't accepted anywhere. No shops and no ATMs.

Then, there are fees.
http://help.xapo.com/95219-What-fees-are-associated-with-the-Xapo-Debit-Card

You must pay to get the card, you must pay every month to keep it, and you must pay to withdraw money. Are those guys serious? They have a lot to learn if they have any intention to compete with the banking sector.

I'm also surprised that all their fees are in fiat currencies. Shouldn't they be in BTC?

I used to be a citizen and a taxpayer. Those days are long gone.
caribbeanbitcoiner
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November 24, 2014, 12:16:42 AM
 #12

Are you honestly asking for feedback or just looking for a opportunity to post your referral link?
This is the link you should be posting: https://xapo.com

I am honestly looking for feedback if you would have took the time to look back at my previous posts and topics I am not one to post referrals. In fact I believe this is my first for BCT.

Why should I post that If I am the one referring them that is what my link is for . Try being a dick head some where else I am not one of them guys.

Can you please explain to me the difference. I am getting it in hopes to be able to take a trip on bitcoin example using it to pay for rental car hotel ect ?

As explained, since it's a Debit card instead of a Credit card, you may have to have enough of a balance on it to cover the extra fees car rentals and hotels charge for not using a Credit card. They usually charge more for Debit cards for the deposit, (to cover any damage should there be any) and then give you back the money if the room and/or car are still in good condition.

ANXBTC is offering a bitcoin debit card with limits unto 200,000 USD
robmob (OP)
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November 24, 2014, 12:28:45 AM
Last edit: November 24, 2014, 12:40:04 AM by robmob
 #13

I sent 0.14 BTC to the wallet about 8 hours ago before reading to much into it. I could be waiting for ever to get the debit card now I am reading when you order the card it is not being sent out it just puts you on the list for when there sending them out.


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robmob (OP)
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November 24, 2014, 12:59:04 AM
 #14

I am chatting with there support now I will let everyone know if there able to answer any questions.

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MakingMoneyHoney
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November 24, 2014, 01:00:57 AM
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I sent 0.14 BTC to the wallet about 8 hours ago before reading to much into it. I could be waiting for ever to get the debit card now I am reading when you order the card it is not being sent out it just puts you on the list for when there sending them out.

Ouch. I see people advertising Xapo, especially faucet websites, but everything I've ever read makes me wary, like the stuff below:

Xapo looks definitely unprofessional to me.

To the question, Where can I use my Xapo Debit Card? Their reply is:
Quote
Your Xapo Debit Card can be used at any merchant that accepts the card network listed on your card.
(from http://help.xapo.com/83749-Can-I-use-the-card-anywhere---in-any-country )

To the very best of my knowledge, Visa and Mastercard are accepted everywhere but the Xapo card isn't accepted anywhere. No shops and no ATMs.

Then, there are fees.
http://help.xapo.com/95219-What-fees-are-associated-with-the-Xapo-Debit-Card

You must pay to get the card, you must pay every month to keep it, and you must pay to withdraw money. Are those guys serious? They have a lot to learn if they have any intention to compete with the banking sector.

I'm also surprised that all their fees are in fiat currencies. Shouldn't they be in BTC?

Yeah, I remember reading about all those fees, and I think there's a really high minimum to withdraw funds (even though faucet sites suggest using Xapo, it's not really built for faucet micro-payments).

I know this is from September 30th, but this article made it so I wouldn't really feel comfortable advertising for Xapo: https://www.cryptocoinsnews.com/bitcoin-company-xapo-facing-mounting-customer-complaints/

I am chatting with there support now I will let everyone know if there able to answer any questions.

Good luck.
robmob (OP)
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November 24, 2014, 01:04:58 AM
 #16

I sent 0.14 BTC to the wallet about 8 hours ago before reading to much into it. I could be waiting for ever to get the debit card now I am reading when you order the card it is not being sent out it just puts you on the list for when there sending them out.

Ouch. I see people advertising Xapo, especially faucet websites, but everything I've ever read makes me wary, like the stuff below:

Xapo looks definitely unprofessional to me.

To the question, Where can I use my Xapo Debit Card? Their reply is:
Quote
Your Xapo Debit Card can be used at any merchant that accepts the card network listed on your card.
(from http://help.xapo.com/83749-Can-I-use-the-card-anywhere---in-any-country )

To the very best of my knowledge, Visa and Mastercard are accepted everywhere but the Xapo card isn't accepted anywhere. No shops and no ATMs.

Then, there are fees.
http://help.xapo.com/95219-What-fees-are-associated-with-the-Xapo-Debit-Card

You must pay to get the card, you must pay every month to keep it, and you must pay to withdraw money. Are those guys serious? They have a lot to learn if they have any intention to compete with the banking sector.

I'm also surprised that all their fees are in fiat currencies. Shouldn't they be in BTC?

Yeah, I remember reading about all those fees, and I think there's a really high minimum to withdraw funds (even though faucet sites suggest using Xapo, it's not really built for faucet micro-payments).

I know this is from September 30th, but this article made it so I wouldn't really feel comfortable advertising for Xapo: https://www.cryptocoinsnews.com/bitcoin-company-xapo-facing-mounting-customer-complaints/

I am chatting with there support now I will let everyone know if there able to answer any questions.

Good luck.

I am reading there fees are deducted in BTC they are just shown in fiat currency. Also I noticed it shows a monthly fee but then states is will not take this from your balance they cover it.

This is what i do not like and I am finding more about

My account says that I have pre-ordered my card. Does that mean my card is on its way?

If you pre-order the card it does not mean your card is being shipped immediately. When you pre-order the Xapo Debit Card, you will be added to our invite list and these invites will be sent in the order they were received.

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MakingMoneyHoney
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November 24, 2014, 01:13:54 AM
 #17

I am reading there fees are deducted in BTC they are just shown in fiat currency. Also I noticed it shows a monthly fee but then states is will not take this from your balance they cover it.

This is what i do not like and I am finding more about

My account says that I have pre-ordered my card. Does that mean my card is on its way?

If you pre-order the card it does not mean your card is being shipped immediately. When you pre-order the Xapo Debit Card, you will be added to our invite list and these invites will be sent in the order they were received.

Yeah, for a supposedly professional company, it's not really that professional to just say, you'll get it when you get it, versus letting paying customers know an estimated time of arrival.
robmob (OP)
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November 24, 2014, 01:35:49 AM
 #18

I am reading there fees are deducted in BTC they are just shown in fiat currency. Also I noticed it shows a monthly fee but then states is will not take this from your balance they cover it.

This is what i do not like and I am finding more about

My account says that I have pre-ordered my card. Does that mean my card is on its way?

If you pre-order the card it does not mean your card is being shipped immediately. When you pre-order the Xapo Debit Card, you will be added to our invite list and these invites will be sent in the order they were received.

Yeah, for a supposedly professional company, it's not really that professional to just say, you'll get it when you get it, versus letting paying customers know an estimated time of arrival.

I have said that to support and I am still awaiting a reply. I was able to withdraw all the money I sent to them so I was happy about that.

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MakingMoneyHoney
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November 24, 2014, 01:50:20 AM
 #19

I am reading there fees are deducted in BTC they are just shown in fiat currency. Also I noticed it shows a monthly fee but then states is will not take this from your balance they cover it.

This is what i do not like and I am finding more about

My account says that I have pre-ordered my card. Does that mean my card is on its way?

If you pre-order the card it does not mean your card is being shipped immediately. When you pre-order the Xapo Debit Card, you will be added to our invite list and these invites will be sent in the order they were received.

Yeah, for a supposedly professional company, it's not really that professional to just say, you'll get it when you get it, versus letting paying customers know an estimated time of arrival.

I have said that to support and I am still awaiting a reply. I was able to withdraw all the money I sent to them so I was happy about that.

That's good at least.
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November 24, 2014, 01:52:06 AM
 #20

just one question, why it's fee so high!  Cheesy
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