Why would somebody get a loan of 0.01 ?
Probably for gambling.
Anyone who is considering to borrow from the OP should make sure that any collateral is held by a trusted third party.
I doubt anyone Full Member and plus, would risk his account for 0.01 BTC. And even if they did, and the op ends up not returning it, then it will be probably be neg repped, and would be rendered waste for the op.