I'll give bitcoin-otc a look, thanks.
I tried finding a local trader with tradebitcoin.com, but it doesn't give me anything. I don't know if it is saying there are no local traders in either Portland or Seattle, or if it is simply broken. You'd think if it could find no one, it would tell you that.
I was looking at the exchanges on this page: https://en.bitcoin.it/wiki/Buying_bitcoins
It looks like VirWoX allows payment using a debit card, if I am reading it properly.
I just want to get my feet wet; I'm not buying $10,000 worth of bitcoins. Maybe $50 for starters.