There should a restriction here which prevents anyone below Jr. Member to post. These kind of requests are a waste of time for everyone including the loan seeker and serves only to clutter the place.
i seriously agree with this , they should prevent jr members and below from making threads in the lending section .. would save so much space and hassle
Maybe.
Or maybe it would simply encourage scammers to create many more accounts and let them mature.
Plus its a a cheap thrill to tell a noob : DENIED SUCKA lol