hows about a small group, with enough ambition, who strongly believe that financial systems, including retirement funds, medical aid, funeral insurance, and all that crap can be decentralized?
![Smiley](https://bitcointalk.org/Smileys/default/smiley.gif)
hows about market places, purchasing and delivery being decentralized and trustless?
even the devs will be anonymous, and it between 1 and 5 levels of management can become obsolete?
The past year has proven that the bitcoin and altcoin space is a tiny community that can't rely on itself...
If big things are going to happen next year, but it will only come out of consolidation
nice food for thought.
I do believe that we should all resolve to use bitcoin as the center of all these services, it has a level of legitimacy without which there will be very little growth.