When will people learn that borrowing bitcoins is no more different then borrowing cash?
Will you lend your cash to a stranger on the streets?Please, for god's sake, provide some reputation/identification before even attempting to run a bank! There is nothing that will stop you from taking off with the bitcoins and starting a new account tomorrow.
A fine example of how to do this correctly:
https://bitcointalk.org/index.php?topic=89122.0A classic example of a failed 'banking attempt':
https://bitcointalk.org/index.php?topic=89619.0I am not stating that you're an outright scam, but please do understand the bolded statement above first.