i need .49 btc i can pay with paypal and can pay extra 3%
You do realize Paypal is highly reversible?
Agreed, I used to sell BTC on ebay and take paypal payments in late 2013. Ended up that 9/10 transactions were fraud...
Interestingly enough, when I was talking to paypal over the phone, they seemed somewhat more informed than I thought they would be. This was a year ago, but they said that if it was sent on a paper wallet, proof of delivery would then cover the merchant. It would be interesting to follow up again with paypal to see how they'd deal with things now.