hehe, i think anybody can sell his indentity if he don't pay.. and for more then 0.1
I would personally doubt it. From what I have read about the target hack, identities tend to sell for very little on a per identity basis (IDR what the MSM claimed the rates are but I believe it was less then $1 per identity)
His identity is worth for the ppl who will take advantage from it! For most of US it is useful. Once the OP defaulted, the only decision we would made was to give u negative trust to ruin ur reputation and take the loss!
Maybe if the lender is willing to commit identity theft personally and take out a loan in the borrower's name (something that I would strongly recommend against doing)