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Author Topic: $625 Loan.. Please read fully.  (Read 717 times)
nkocevar
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December 28, 2014, 07:49:37 AM
 #1

Hello my name is Noah and I am requesting a $625 loan. My reason for this request is to fund purchases for my business, BrainPower Pharmaceuticals. These purchases consist of pharmaceutical intermediates as well as chemistry supplies (glassware, scales, etc.). The breakdown of purchasing is as follows:

From Amazon:

1. GEM20 High Precision Digital Milligram Scale 20 x 0.001g: $17.00
2. 1000 Empty Gelatin Capsules "Size 3" (x3): $48.00
3. Plastic Transfer Pipettes 3ml, Gradulated, Pack of 100: $5.00
4. 6 Piece Pyrex Glass Test Tube Set with Caps and Rack (x3): $33.00
5. 213C2 Karter Scientific Glass Graduated Cylinder 3 Piece Set 10, 50 & 100ml: $18.00
6. 213B2 Karter Scientific Glass Erlenmeyer Flask 5 Piece Set 50, 150, 250, 500, & 1000ml: $17.00
7. Glass Stirring Rods: 200mm (8 in): Pk/12: $11.00
8. SEOH GLASS FUNNEL Neutral glass 100 mm 100 mm stem: $10.00
9. EISCO Acrylic Buret with PTFE Stopcock, 50mL Capacity, 0.1mL Graduation : $18.00
10. EISCO Premium Lab Metalware Set: $30.00
11. Laboy Glass Organic Chemistry Lab Glassware Kit 24/40: $165.00
--Shipping: $30.00
Total Amazon Purchase: ~$402.00 USD


Various Chemical Suppliers:

1. (Chemical 1) 100g: $78.00
2. (Chemical 2) 50g: $22.00
3. 25X SYRIAN RUE SEED EXTRACT 14.0g: $33.00
Total Chemical Supply Purchase: ~$133.00 USD


Current Loan Repayment: $65 USD

Misc Money for Purchases: $25 USD

Total Amount: $625 USD


From this purchase of chemicals I plan to make about $3200+ worth of product with a cost of $625, leaving a net profit of $2,575+.

I plan to repay this loan over my next few paychecks (13 to be exact) or as soon as I do $780 in sales. I will pay you $60 bi-weekly from each paycheck for a total of 13 paychecks ($780 total). This leaves you with a profit of $155, or around 25% interest. But I am not done... I also plan to give you 10% of all profits generated from sales for a period of 6 months and that amount could vary greatly (possibly in your favor or possibly not). Either way you are guaranteed repayment.


TL/DR: I need a $625 Loan for my business and I will repay $780 (or more) within 6 months + dividends for 6 months. I will negotiate terms but as of right now I have little to no collateral. No, I am not making meth or anything illegal of the sort, even though the final product contains a compound with an "-amine".



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December 28, 2014, 08:33:50 AM
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Can you pm me more information about the final product you're making and what the dividend plans are?
nkocevar
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December 28, 2014, 08:42:22 AM
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Can you pm me more information about the final product you're making and what the dividend plans are?

PM sent

marcotheminer
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December 28, 2014, 09:07:05 AM
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Just so everyone is aware,  nkocevar has an active loan out with me.
nkocevar
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December 28, 2014, 09:15:18 AM
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Just so everyone is aware,  nkocevar has an active loan out with me.



Current Loan Repayment: $65 USD

I added this ^^ to allow for early repayment of your loan at a higher amount

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December 28, 2014, 09:33:57 AM
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Just so everyone is aware,  nkocevar has an active loan out with me.
Current Loan Repayment: $65 USD

I added this ^^ to allow for early repayment of your loan at a higher amount

Seems like I missed it, sorry. Good to know!
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January 03, 2015, 06:40:46 PM
 #7

Posting for reference:

https://blockchain.info/tx/1501621c7864ccc827244de88cdeb81b6fd909579c4f3e86d208fae304a75dd6

Repayment address: 1DkMhw8HBVeJ1Do5u4Un4jYCZxVf618Brq
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January 03, 2015, 07:06:46 PM
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nkocevar, if you're buying from amazon, I suggest you buy amazon gift cards from here or go to purse.io.  You'll be able to save quite a bit. Smiley

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January 03, 2015, 07:55:16 PM
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It's quite easy actually to find Amazon cards at just ~65% of the price!
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