Need a loan (will provide collateral)

[iluvbitcoins]

This is a bit weird since I'm offering loans here for almost 4 months now

And now I'm asking for a loan

Well, let me explain first

I just ordered a new credit card, however it arrived with a typo, my name said "Krisijan" instead of "Kristijan"

I requested a new one on the 19th, they said it needs around 10 days to arrive, however it is not here

Most probable case is that it needs 10 works days (won't arrive until the 31st because of Christmas holidays)

I know of a good business investment coming on the 31st, and I need the money then on my SolidTrustPay or Egopay account (but since I know, almost no one uses them, I would even take PayPal! [lender has to be trusted in that case!]) .

I would need around 300$, and will provide over 1BTC as collateral.

Terms I would agree to would be 0.5% a day

Requested : 300$ (SolidTrustPay,Egopay or PayPal)
Collateral: 1BTC
Interest: 0.5% per day
Repayment: As soon as my credit card arrives (shouldn't be long)

Why don't I sell my bitcoins and invest on my own?

Hell no, look at the prices

[Quickseller]

I can provide a fiat based loan in btc (you would need a way to sell Bitcoin and withdraw to your bank).

In the event that the price of Bitcoin falls below 305 you would either need to provide more collateral or the Bitcoin would be used to satisfy the loan.

[Dogedigital]

I can do this later today at 5PM Eastern Time if you still need it.

[iluvbitcoins]

I can do this later today at 5PM Eastern Time if you still need it.

we can do this today, but I'd like us to start counting the 0.5%/day at the 31st, or I'll wait until then to take it

I can do this later today at 5PM Eastern Time if you still need it.

which processor can you use?

I can provide a fiat based loan in btc (you would need a way to sell Bitcoin and withdraw to your bank).

In the event that the price of Bitcoin falls below 305 you would either need to provide more collateral or the Bitcoin would be used to satisfy the loan.

only if you can deposit to some of the payment processors?

[Quickseller]

I can send funds to your coinbase or circle address.

I don't have PayPal ect

[Dogedigital]

I can do this later today at 5PM Eastern Time if you still need it.

we can do this today, but I'd like us to start counting the 0.5%/day at the 31st, or I'll wait until then to take it

I can do this later today at 5PM Eastern Time if you still need it.

which processor can you use?

I can provide a fiat based loan in btc (you would need a way to sell Bitcoin and withdraw to your bank).

In the event that the price of Bitcoin falls below 305 you would either need to provide more collateral or the Bitcoin would be used to satisfy the loan.

only if you can deposit to some of the payment processors?

It'd be Paypal.

[iluvbitcoins]

I can send funds to your coinbase or circle address.

I don't have PayPal ect

sorry, man

as I said, I have BTC, I need PayPal,STP or Egopay

It'd be Paypal.

sure, but I'd like to use escrow for the coins because of chargeback 

[Dogedigital]

I can send funds to your coinbase or circle address.

I don't have PayPal ect

sorry, man

as I said, I have BTC, I need PayPal,STP or Egopay

It'd be Paypal.

sure, but I'd like to use escrow for the coins because of chargeback 

Yeah escrow is no problem at all.

[Quickseller]

PayPal can be charged back for up to 180 days after a transaction is sent.

Both parties would be at risk for a similar amount of time

[Dogedigital]

PayPal can be charged back for up to 180 days after a transaction is sent.

Both parties would be at risk for a similar amount of time

I'd have no problem exchanging real identification and phone numbers with OP as he's done multiple successful transactions to minimize concerns.

I wouldn't want to have the funds held in escrow for 180 days however.  The full term to pay back is fine though.

[Quickseller]

PayPal can be charged back for up to 180 days after a transaction is sent.

Both parties would be at risk for a similar amount of time

I'd have no problem exchanging real identification and phone numbers with OP as he's done multiple successful transactions to minimize concerns.

I wouldn't want to have the funds held in escrow for 180 days however.  The full term to pay back is fine though.

you can use google voice or pinger to create what is essentially a fake phone number. Identification documents can be stolen/fake/for someone else. Even if the phone number and identification is real there is little you can do with it to recover your money.

You would both risk that either of your identification is used to help get a loan in the future

[Dogedigital]

PayPal can be charged back for up to 180 days after a transaction is sent.

Both parties would be at risk for a similar amount of time

I'd have no problem exchanging real identification and phone numbers with OP as he's done multiple successful transactions to minimize concerns.

I wouldn't want to have the funds held in escrow for 180 days however.  The full term to pay back is fine though.

you can use google voice or pinger to create what is essentially a fake phone number. Identification documents can be stolen/fake/for someone else. Even if the phone number and identification is real there is little you can do with it to recover your money.

You would both risk that either of your identification is used to help get a loan in the future

There is always exploits and workarounds that someone might possibly use, but the inclusion of identification and phone numbers (and it was only a suggestion) will be more assuring to both parties than nothing at all.  

Either way, I'm not going to jump through super hoops to get this done but am willing to do it with OP since he has had many successful trades if (s)he so wishes.

To be honest, I'd probably even end up losing money on the exchange rate (I'm not from USA), but I like helping out and being a part of this community.

[iluvbitcoins]

PayPal can be charged back for up to 180 days after a transaction is sent.

Both parties would be at risk for a similar amount of time

if he didn't know that, good thing you told him

well, anyone can find a fake ID&phone number, but anyways

we can just exchange contact information to keep in touch if something goes wrong

facebook account with the same name as ID would be good though, but let's not get too complicated

the rest will be based on trust

[jaberwock]

I can do by Egopay, since they accept BTC deposits. With paypal I would have to pay lots of paypal taxes and taxes for using dollars and it would be too expensive.

Conditions:

Add the Egopay withdraw fee + BTC-e deposit fee to the total(if you know any other cheaper way to turn EgoPay money into BTC let me know) +any other fee from transferring funds back and forth(so around 5% + transfer fees). Or you can just repay with BTC and save the fees.

Collateral: $300 + fees as described above + 5 days of interests, considering BTC/USD rate as 280.

You send the coins first(to a high trusted escrow)

If prices fall below 280 on Bitstamp collateral will be sold.

[Quickseller]

I can do by Egopay, since they accept BTC deposits. With paypal I would have to pay lots of paypal taxes and taxes for using dollars and it would be too expensive.

Conditions:

Add the Egopay withdraw fee + BTC-e deposit fee to the total(if you know any other cheaper way to turn EgoPay money into BTC let me know) +any other fee from transferring funds back and forth(so around 5% + transfer fees). Or you can just repay with BTC and save the fees.

Collateral: $300 + fees as described above + 5 days of interests, considering BTC/USD rate as 280.

You send the coins first(to a high trusted escrow)

If prices fall below 280 on Bitstamp collateral will be sold.

This was essentially what I offered to do (although the steps as to how to get the bitcoin into fiat were not this spelled out). I do agree that something like this would be more safe then sending paypal directly to each other)

[jaberwock]

Thinking more about it I would accept 0.3%/day and BTC/USD rate for collateral as 295.

Let me know if you accept

[Omikifuse]

EgoPay is facing problems right now, using it is not recommended

https://bitcointalk.org/index.php?topic=906847.0

[yrask]

Why don't you go in BTC-E, sell your bitcoin and then withdraw with Egopay in way to have the same amount of money? It's very easy that asking for a lending.

[Omikifuse]

Why don't you go in BTC-E, sell your bitcoin and then withdraw with Egopay in way to have the same amount of money? It's very easy that asking for a lending.

Probably he thinks BTC price will go to the moon by the next week.

And he would need to make a new deposit to have BTC back, don't know how big are fees for him

[waterpile]

this is why btc is safer than these other e-currencies.