]Do you think the lender and the OP are the same person? That would explain why he repaid despite the worthless collateral, as well as the fact that the lender accepted collateral that was very likely going to be worthless in the long run.
Smells like same person talk to each other.
glad to see he repaid the loan, I'm worry he will request a bigger loan some day.
1. I am not the OP. I am not insane to lend myself 0.06
BTC (and waste so much time in the process), would've made some sense if it was 6
BTC or something.
2. The collateral was not worthless. It was worth around 0.2
BTC at the time of receipt.
3. He paid back because he is a good member of the community. I have lend to people without collateral and bigger amounts. All has paid back as of yet. I have just one more loan pending.
You should be against people not paying back and not against people who pay back even though they could have run away with it.