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Author Topic: Need Loan 0.06 BTC HAVE COLLATERAL  (Read 2212 times)
deluxeCITY
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February 02, 2015, 06:03:00 AM
 #21

Confirming receipt of payment.
https://blockchain.info/tx/970bd9ceaf3c0a8596716363fb6726d5d90ef56a639758ae94e7eea6d0c5f145

ty Smiley

Why didn't you post it here, instead?
You got repayment? I was reading this thread and I was like "sigh, yet another failed loan" Tongue

lol, I received the repayment all right. Had actually forgot about this loan, then I suddenly needed some money, so I remembered.

I have another loan of 0.5BTC to someone else. Trying to find the thread. Why did they disable the search?
I would say that you forgot about it because it was over 3 weeks overdue. IMO this late of a repayment (without some kind of a late charge) really deserves a negative trust as they did not follow through with their promise.

The search has been re-enabled and apparently is working better then it was before

lol, come on, I got the money when I needed it. Why should I give him negative trust? He kept his promise of paying back the loan even after the collateral has become useless.

He had asked me an extension and I gladly gave him that.
He also paid me 0.005BTC more.

I am okay with this and OP may lock this thread.

ty Smiley
I guess it is between you and the OP to decide if the extra .005 BTC is enough to compensate for the extra time it took him to repay. However it should be noted that it did take him ~3.5 weeks to repay a 1 week loan when a 1 week extension was granted, therefore he was still ~10 days late even after the 1 week extension was granted.

Maybe a negative would not be appropriate (in order to give him an incentive to repay) however at the very least a neutral rating would be appropriate as he was very late on repaying
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February 02, 2015, 06:07:34 AM
 #22

Smells like same person talk to each other.
glad to see he repaid the loan, I'm worry he will request a bigger loan some day.

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deluxeCITY
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February 02, 2015, 06:10:25 AM
 #23

Smells like same person talk to each other.
glad to see he repaid the loan, I'm worry he will request a bigger loan some day.

Do you think the lender and the OP are the same person? That would explain why he repaid despite the worthless collateral, as well as the fact that the lender accepted collateral that was very likely going to be worthless in the long run. 
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February 02, 2015, 06:52:37 AM
 #24

Smells like same person talk to each other.
glad to see he repaid the loan, I'm worry he will request a bigger loan some day.

Do you think the lender and the OP are the same person? That would explain why he repaid despite the worthless collateral, as well as the fact that the lender accepted collateral that was very likely going to be worthless in the long run. 

I don't think so.

Watoshi is a willful lender. I know him. I am positive he is not the OP.
Watoshi-Dimobuto
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Yes!


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February 02, 2015, 07:15:51 AM
 #25

]Do you think the lender and the OP are the same person? That would explain why he repaid despite the worthless collateral, as well as the fact that the lender accepted collateral that was very likely going to be worthless in the long run.  
Smells like same person talk to each other.
glad to see he repaid the loan, I'm worry he will request a bigger loan some day.


1. I am not the OP. I am not insane to lend myself 0.06BTC (and waste so much time in the process), would've made some sense if it was 6BTC or something.

2. The collateral was not worthless. It was worth around 0.2BTC at the time of receipt.

3. He paid back because he is a good member of the community. I have lend to people without collateral and bigger amounts. All has paid back as of yet. I have just one more loan pending.

You should be against people not paying back and not against people who pay back even though they could have run away with it.







kusumadewi (OP)
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February 03, 2015, 04:22:06 AM
 #26

I will lock this thread thanks for the loan
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