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Author Topic: XAPO euro debit card. Experience, fees and limits.  (Read 9758 times)
timz (OP)
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January 09, 2015, 04:22:49 PM
 #1

Hello,
I want to share my experience with XAPO debit card. I ordered EURO card 2-3 months ago, finally received.
What to say? It is amazing!!! It is exactly I looked for. It is a EUR card with current account in bitcoins.

- Zero fee on purchase! I have xapo account in BTC, when I do purchase they instantly convert required amount of bitcoins into euro. By good rate (it was higher, than kraken for example) with zero fee! No need to top up the card, I can spend all bitcoins I having on the xapo account.
- They took 2.5 euro for ATM withdraw Sad
- You have to verify your identity to increase limits:
  • ATM withdrawals (per transaction) increased from €200 to €1,000
  • ATM withdrawals (per day) increased from €400 to €2,000
  • Maximum charges (per day) increased from €2,500 to €10,000
  • Purchase amount (per lifetime) increased from €2,500 to 'no limit'
- For the verification you have to send scan of your ID and proof of address where the card was delivered to. I've done in 2 days.
- Works fine in internet (PayPal).
- After receiving you have to activate card calling to UK number, enter your data and listen the PIN. No other way to find out the PIN! Afterwards your may change PIN in ATM with $0.50 fee.

In this way I have very high limit bitcoin card. The card has a chip and printed name of the owner. It is important, because local merchant refuse for example ANX card without a chip and name.
Furthermore xapo has fast and responsible support service.
Recommend!


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January 09, 2015, 04:56:27 PM
 #2

link to the card?
timz (OP)
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January 09, 2015, 05:00:44 PM
 #3

https://xapo.com
Just open the account and order your card. The card will be automatically linked to your xapo bitcoin wallet.

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January 09, 2015, 05:13:10 PM
 #4

I have heard of Xapo and I have read a bit about. It seems like they have a very decent card. Do you know where the company is located? I thought it was China but I'm not sure.

Two days to get verified is very quick and I like their method of getting the PIN code. Sending it together with the card would be stupid, so this is well done.

.
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timz (OP)
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January 09, 2015, 07:29:59 PM
 #5

It is a California-based startup, raised $40 million. It is even more, than BitPay ($30M) http://www.coindesk.com/xapo-sets-40-million-fundraising-record-bitcoin-industry/

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January 09, 2015, 08:02:24 PM
 #6

Oh, I see. Well, time to check it out and maybe even order one! Thanks for your review! Grin

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January 10, 2015, 02:48:35 AM
 #7

This card is awesome I can confirm. I have to pay 3% conversion fees though because the card is denominated in USD and I am in Canada  Undecided

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January 10, 2015, 10:58:58 AM
 #8

timz, how did you request the card? I can't seem to find it. Or do they ship it as soon as you sign up and you entered your personal details?

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January 11, 2015, 04:37:12 AM
 #9

timz, how did you request the card? I can't seem to find it. Or do they ship it as soon as you sign up and you entered your personal details?

http://www.cryptoarticles.com/crypto-news/xapo-bitcoin-debit-card-fees-exchange-rates-verification-procedure-explained

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January 11, 2015, 09:05:32 AM
 #10

timz, how did you request the card? I can't seem to find it. Or do they ship it as soon as you sign up and you entered your personal details?
May be this link will help: http://support.xapo.com/how-do-i-order-a-xapo-debit-card

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January 11, 2015, 09:31:56 AM
 #11

It took 3 months to deliver the card to Europe??
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January 11, 2015, 09:50:26 AM
 #12

It took 3 months to deliver the card to Europe??
They are still in test mode. You may preorder the card, but I don't know current delivery time frame. It was 2 months in my case.

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January 11, 2015, 10:03:06 AM
 #13

Well, I followed the I followed that link and now I see this on my Wallet page:


Going to guess that it worked and that I should get one in 2/3 months. Grin

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conteaza
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January 11, 2015, 11:16:54 AM
 #14

Well, I followed the I followed that link and now I see this on my Wallet page:


Going to guess that it worked and that I should get one in 2/3 months. Grin
same here, seems cards are free becase they didn't ask to pay Grin
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January 11, 2015, 12:24:18 PM
 #15

They make you verify your address even before beginning on trading :l
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January 11, 2015, 01:34:49 PM
 #16

i readed only bad things about xapo, there are many complaints on this forum too, use search function and u will see
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January 12, 2015, 04:26:15 PM
 #17

Hello,
I want to share my experience with XAPO debit card. I ordered EURO card 2-3 months ago, finally received.
What to say? It is amazing!!! It is exactly I looked for. It is a EUR card with current account in bitcoins.

- Zero fee on purchase! I have xapo account in BTC, when I do purchase they instantly convert required amount of bitcoins into euro. By good rate (it was higher, than kraken for example) with zero fee! No need to top up the card, I can spend all bitcoins I having on the xapo account.
- They took 2.5 euro for ATM withdraw Sad
- You have to verify your identity to increase limits:
  • ATM withdrawals (per transaction) increased from €200 to €1,000
  • ATM withdrawals (per day) increased from €400 to €2,000
  • Maximum charges (per day) increased from €2,500 to €10,000
  • Purchase amount (per lifetime) increased from €2,500 to 'no limit'
- For the verification you have to send scan of your ID and proof of address where the card was delivered to. I've done in 2 days.
- Works fine in internet (PayPal).
- After receiving you have to activate card calling to UK number, enter your data and listen the PIN. No other way to find out the PIN! Afterwards your may change PIN in ATM with $0.50 fee.

In this way I have very high limit bitcoin card. The card has a chip and printed name of the owner. It is important, because local merchant refuse for example ANX card without a chip and name.
Furthermore xapo has fast and responsible support service.
Recommend!



Thanks for the review timz!

As you said, we are still in a beta type mode, but for those interested in the card, sign up on Xapo (yes, legally, you are required to confirm your identity at this stage), and send me a PM. I can add those to the early access list. We appreciate Bitcointalk's enthusiasm towards Xapo and the Debit Card! Any other questions about Xapo and our products, let me know!

Twitter: @xapo
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January 13, 2015, 12:12:15 AM
 #18

Oh, I see. Well, time to check it out and maybe even order one! Thanks for your review! Grin
i really hope you not in the usa cause they dont send cards to the usa, you can use them in the usa with not fees if currency is usd but wont ship to usa  Cry

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January 13, 2015, 12:19:33 AM
 #19

Hello,
I want to share my experience with XAPO debit card. I ordered EURO card 2-3 months ago, finally received.
What to say? It is amazing!!! It is exactly I looked for. It is a EUR card with current account in bitcoins.

- Zero fee on purchase! I have xapo account in BTC, when I do purchase they instantly convert required amount of bitcoins into euro. By good rate (it was higher, than kraken for example) with zero fee! No need to top up the card, I can spend all bitcoins I having on the xapo account.
- They took 2.5 euro for ATM withdraw Sad
- You have to verify your identity to increase limits:
  • ATM withdrawals (per transaction) increased from €200 to €1,000
  • ATM withdrawals (per day) increased from €400 to €2,000
  • Maximum charges (per day) increased from €2,500 to €10,000
  • Purchase amount (per lifetime) increased from €2,500 to 'no limit'
- For the verification you have to send scan of your ID and proof of address where the card was delivered to. I've done in 2 days.
- Works fine in internet (PayPal).
- After receiving you have to activate card calling to UK number, enter your data and listen the PIN. No other way to find out the PIN! Afterwards your may change PIN in ATM with $0.50 fee.

In this way I have very high limit bitcoin card. The card has a chip and printed name of the owner. It is important, because local merchant refuse for example ANX card without a chip and name.
Furthermore xapo has fast and responsible support service.
Recommend!



Thanks for the review timz!

As you said, we are still in a beta type mode, but for those interested in the card, sign up on Xapo (yes, legally, you are required to confirm your identity at this stage), and send me a PM. I can add those to the early access list. We appreciate Bitcointalk's enthusiasm towards Xapo and the Debit Card! Any other questions about Xapo and our products, let me know!


come on give us some love to us folks in the usa LOL send it to us poor folks  Grin

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January 13, 2015, 06:14:33 AM
 #20

Oh, I see. Well, time to check it out and maybe even order one! Thanks for your review! Grin
i really hope you not in the usa cause they dont send cards to the usa, you can use them in the usa with not fees if currency is usd but wont ship to usa  Cry
If you looked on my profile you would hag  known that I'm from the Netherlands, Europe. So all good.

.
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January 13, 2015, 02:47:55 PM
 #21

Oh, I see. Well, time to check it out and maybe even order one! Thanks for your review! Grin
i really hope you not in the usa cause they dont send cards to the usa, you can use them in the usa with not fees if currency is usd but wont ship to usa  Cry
If you looked on my profile you would hag  known that I'm from the Netherlands, Europe. So all good.

lol i can say i really never look at anyones profile, but cool hope dot take you no 2-3 months like you menthined. Just make sure you keep us posted on progress as you go through the wait game

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January 13, 2015, 02:55:38 PM
 #22

lol i can say i really never look at anyones profile, but cool hope dot take you no 2-3 months like you menthined. Just make sure you keep us posted on progress as you go through the wait game
Will do. Can't wait to get one and try it out, haha.

.
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January 13, 2015, 06:09:19 PM
 #23

lol i can say i really never look at anyones profile, but cool hope dot take you no 2-3 months like you menthined. Just make sure you keep us posted on progress as you go through the wait game
Will do. Can't wait to get one and try it out, haha.
   I hope you know that i am burning uo with envy that you get to get a card, seems so good and all i just dont understand why regulation is keeping card from being shipped to the USA, i think they even got offices in the usa and are a start up from the usa

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January 13, 2015, 06:12:05 PM
 #24

I contacted Xapo to be added to the beta list and today he told me that I was added. Grin
Quote
We will send another email to confirm your address when your card is available to be shipped! Any other questions just let me know. Unfortunately, I can't provide you with an exact timeline at this time, but I'd expect notification before one month.

.
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January 15, 2015, 04:16:17 PM
 #25

I contacted Xapo to be added to the beta list and today he told me that I was added. Grin
Quote
We will send another email to confirm your address when your card is available to be shipped! Any other questions just let me know. Unfortunately, I can't provide you with an exact timeline at this time, but I'd expect notification before one month.
  ok cool i will check in the forum every 2-3 days incase you get card sooner  Grin or you have any other news to post on here. Well you or anyone else lol

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January 16, 2015, 03:30:33 PM
Last edit: January 16, 2015, 03:45:45 PM by Mitchełł
 #26

ok cool i will check in the forum every 2-3 days incase you get card sooner  Grin or you have any other news to post on here. Well you or anyone else lol
Well, you are lucky. Today I got an email that stated that I could order my debit card so I did. After that I got the following message:

Quote
CONGRATULATIONS
You have successfully ordered your Xapo Debit Card. You will receive your card in the mail in the next 5-10 business days.

Once you receive your card, email us at debit@xapo.com to share your experiences and provide feedback about what we can do to make the card better and provide a seamless experience for Xapo users.

.
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January 17, 2015, 01:57:45 AM
 #27

ok cool i will check in the forum every 2-3 days incase you get card sooner  Grin or you have any other news to post on here. Well you or anyone else lol
Well, you are lucky. Today I got an email that stated that I could order my debit card so I did. After that I got the following message:

Quote
CONGRATULATIONS
You have successfully ordered your Xapo Debit Card. You will receive your card in the mail in the next 5-10 business days.

Once you receive your card, email us at debit@xapo.com to share your experiences and provide feedback about what we can do to make the card better and provide a seamless experience for Xapo users.

WOW that is so freaking awesome that was pretty quick, dam i really wish Xapo would open up to the people in the USA. Its ok i am having high hopes and prayer for bit-x.com i really hope they start getting out visa or mastercard logo debit cards with the customers name on it so can use it anywhere

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January 25, 2015, 03:49:30 AM
 #28

so whats the good word going on with the Xapo Visa or Mastercard forgot what it was and on phone so not going to go back lol this phone to slow lol, but any word on us folks here in the USA getting cards shipped out to us anytime soon, i dont know how ANX Premium card can be shipped to USA in under 1 week from Hong Kong with no problem. I will post this same thing on other Xapo forums see where gets answer faster as not always so active  Cool

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January 25, 2015, 07:55:36 PM
 #29

Well, I just got home from a weekend with my girlfriend and guess what I find? A letter from Xapo containing my card. It's a VISA debit card (like I expected) and it looks quite nice. I just activated it, which was easy to do once you get the hang of it. I will try to do an in-store transaction tomorrow, let's see how it goes. Grin

.
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January 27, 2015, 08:05:06 AM
 #30

Well, I just got home from a weekend with my girlfriend and guess what I find? A letter from Xapo containing my card. It's a VISA debit card (like I expected) and it looks quite nice. I just activated it, which was easy to do once you get the hang of it. I will try to do an in-store transaction tomorrow, let's see how it goes. Grin

 Cry  Cry  Cry  Cry  Cry  Cry so not fair i will like a Xapo visa debit card with my name on it for me to receive and use here in the USA come on Xapo lets get this issue fixed  Wink

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January 27, 2015, 03:19:06 PM
 #31

Well, I just got home from a weekend with my girlfriend and guess what I find? A letter from Xapo containing my card. It's a VISA debit card (like I expected) and it looks quite nice. I just activated it, which was easy to do once you get the hang of it. I will try to do an in-store transaction tomorrow, let's see how it goes. Grin

 Cry  Cry  Cry  Cry  Cry  Cry so not fair i will like a Xapo visa debit card with my name on it for me to receive and use here in the USA come on Xapo lets get this issue fixed  Wink


You'll be the first to know when the card becomes available in the USA, I promise Wink

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January 27, 2015, 03:44:30 PM
 #32

Well, I just got home from a weekend with my girlfriend and guess what I find? A letter from Xapo containing my card. It's a VISA debit card (like I expected) and it looks quite nice. I just activated it, which was easy to do once you get the hang of it. I will try to do an in-store transaction tomorrow, let's see how it goes. Grin

 Cry  Cry  Cry  Cry  Cry  Cry so not fair i will like a Xapo visa debit card with my name on it for me to receive and use here in the USA come on Xapo lets get this issue fixed  Wink


You'll be the first to know when the card becomes available in the USA, I promise Wink

LOL haha i will hold you to that, please make sure you post message on here and any other Xapo place i left message in so i can see it, also make sure send me private message just to be on safe side  Grin

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February 03, 2015, 04:11:46 PM
 #33

well it went pretty quiet all in here, i guess people lost interest in this card or found something wrong with it apart from not sending to people in the usa  Cry

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February 03, 2015, 04:31:32 PM
 #34

Crosspost for clarification reasons:

I got my Xapo debit card without being fully registered. Yes, I had to fill in my basic details, but they never requested an ID. I have used the Xapo debit card and it works great, just like their app. Their website? Not so much. It's very confusing (for example the buying Bitcoins part) and sometimes so slow that I have to login again before I can do something, which is quite annoying.

All my support questions have always been answered within 24 hours so I'm a happy customer at Xapo.

.
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February 04, 2015, 04:47:24 PM
 #35

Crosspost for clarification reasons:

I got my Xapo debit card without being fully registered. Yes, I had to fill in my basic details, but they never requested an ID. I have used the Xapo debit card and it works great, just like their app. Their website? Not so much. It's very confusing (for example the buying Bitcoins part) and sometimes so slow that I have to login again before I can do something, which is quite annoying.

All my support questions have always been answered within 24 hours so I'm a happy customer at Xapo.

awesome glad to hear that, i actually responded to one of your posts a little bit lost on the issue on something i am sure you will see it and respond  Wink

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February 14, 2015, 03:15:28 AM
 #36

well i see still no reply   Shocked

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February 18, 2015, 07:15:47 PM
 #37

whatever lol i give up waiting almost 1 week later and still no reply 

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February 18, 2015, 07:16:17 PM
Last edit: February 18, 2015, 07:35:38 PM by Mitchełł
 #38

whatever lol i give up waiting almost 1 week later and still no reply
A reply on what?

EDIT: This is my 6000th post! Grin

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February 23, 2015, 01:26:10 AM
 #39

whatever lol i give up waiting almost 1 week later and still no reply
A reply on what?

EDIT: This is my 6000th post! Grin

lol 6000th post congrats but i was ref to you saying about the beta " i think am not sure anymore lol been so long and i been sick "

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March 01, 2015, 12:10:50 AM
 #40

ok well as i am seeing this forum post is dead in particular and i see other forums for Xapo more active, i will go ahead and close this off and just follow the other forum. All i really am waiting to hear is " WE ARE NOW OFFERING CARDS TO PEOPLE WHO LIVE IN THE USA, the cards will come printed with customers names and when used will only sell actual amount of bitcoin needed to cover the transaction, none of that preload crap others do"" .......... LOL

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March 03, 2015, 03:59:47 PM
 #41

Is it still in pre-order? I'm waiting a long time now for it. This is what bitcoin need but them is must be ordered instead of this waiting.
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March 04, 2015, 08:52:15 PM
 #42

Is it still in pre-order? I'm waiting a long time now for it. This is what bitcoin need but them is must be ordered instead of this waiting.
Still in beta! Shouldn't be much longer though! If you want immediate card access and are in Europe, let me know and I'll see what I can do!

Twitter: @xapo
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March 05, 2015, 12:15:19 AM
 #43

Is it still in pre-order? I'm waiting a long time now for it. This is what bitcoin need but them is must be ordered instead of this waiting.
Still in beta! Shouldn't be much longer though! If you want immediate card access and are in Europe, let me know and I'll see what I can do!

the beta wait is always fun lol  Grin

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April 08, 2015, 11:29:23 PM
 #44

i will post same info i posted in other location hope it helps someone  Smiley

IN case anyone has missed it there is a official Xapo forum where seems to have more updated information and get better answers than on this forums    https://bitcointalk.org/index.php?topic=902526.new#new

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